Skip main navigation
Under contract
    • $374,900

    395 Church St, Spencer, TN 38585

    4beds
    3,200sqft
    : 
    Loading
    Get pre-qualified
    Single Family Residence
    Built in 1986
    1.32 Acres Lot
    $359,700 Zestimate®
    $117/sqft
    $-- HOA

    What's special

    Two car attached garageLarge front deckNew appliances and cabinets
    For Sale...For Lease...Owner Term Purchase..Trade & Boot..Seller says, "Let's make a Deal" Step back in time to a small town in Tennessee, located just an hour from Chattanooga and 2 hrs from Nashville. Spencer is 15-miles from beautiful Fall Creek Falls State Park. The house sits on 3 lots equaling 1.32 ac+/- and is a completely remodeled 4 bd 3 ba w/2 large family flex spaces, 2 gas fireplaces, updated kitchen with butcher block countertops, new appliances and cabinets. The kitchen extends through the French doors to the outside and enjoy the breeze where entertaining will happen from either of the large front deck or even larger rear deck that equals 791 sqft. This home features new flooring, paint, and tile showers. Rooms are spacious. Two car attached garage. Conveniently located to HWY 111 and access from two streets, front & rear. The house boasts 3200 SQFT, with a finished basement. Home will feature a clawfoot soaker tub.. See this beauty today!
    466 days
    |
    19
    |
    0
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Lisa Will-yoder,

    First Realty Company 931-528-1573

    Source: UCMLS,MLS#: 235723MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Electric Oven, Electric Range, Electric Water Heater
      • Laundry: In Basement
      Features
      • New Floor Covering, New Paint
      • Windows: Double Pane Windows
      • Basement: Full,Finished
      • Has fireplace: Yes
      • Fireplace features: Gas Log
      Interior area
      • Total structure area: 3,200
      • Total interior livable area: 3,200 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Attached
      • Has attached garage: Yes
      • Covered spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Patio & porch: Deck
      • Exterior features: Dog Run, Garden
      • Has view: Yes
      • View description: No Water Frontage View Description
      • Water view: No Water Frontage View Description
      • Waterfront features: No Water Frontage View Description
      Lot
      • Size: 1.32 Acres
      • Dimensions: 1.32 Acres
      • Features: Cleared, Trees
      Details
      • Parcel number: 012.00

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding, Frame
      • Roof: Shingle
      Condition
      • Year built: 1986

      Utilities & green energy

      • Electric: Circuit Breakers
      • Gas: Natural Gas
      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Natural Gas Available, Natural Gas Connected

      Community & HOA

      Community
      • Subdivision: None
      HOA
      • Has HOA: No
      Location
      • Region: Spencer

      Financial & listing details

      • Price per square foot: $117/sqft
      • Tax assessed value: $156,400
      • Annual tax amount: $938
      • Date on market: 4/9/2025
      • Road surface type: Paved

        Estimated market value

        $359,700

        $342,000 - $378,000

        $3,965/mo

        Price history

        DateEventPrice
        5/14/2026Pending sale$374,900$117/sqft
        Source: UCMLS #235723 Report a problem
        4/23/2026Contingent$374,900$117/sqft
        Source: RealTracs MLS as distributed by MLS GRID #2815597 Report a problem
        4/23/2026Pending sale$374,900$117/sqft
        Source: East Tennessee Realtors #1296533 Report a problem
        10/31/2025Price change$374,900-3.1%$117/sqft
        Source: UCMLS #235723 Report a problem
        4/10/2025Price change$387,000+19.1%$121/sqft
        Source: UCMLS #235723 Report a problem
        4/9/2025Listed for sale$324,900+242%$102/sqft
        Source: UCMLS #235723 Report a problem
        12/15/1997Sold$95,000$30/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$938 $39,100
        2024$938 $39,100
        2023$938 $39,100
        2022$938 $39,100
        2021-- $39,100 +20.3%
        2020$751 $32,500
        2019$751 +19.7%$32,500
        2018$627 +0%$32,500
        2017$627 $32,500
        2016$627 $32,500
        2015$627 $32,500
        2014$627 -7.9%$32,500 -12.6%
        2013$681 +9.6%$37,206
        2012$621 0%$37,206
        2011$621 +16.8%$37,206
        2010$532 $37,206
        2009$532 $37,206
        2008-- $37,206 +27.9%
        2007$631 $29,085
        2006$631 +10.7%$29,085
        2005$570 $29,085
        2004$570 $29,085
        2002$570 $29,085 +4.6%
        2001-- $27,795 -75%
        2000-- $111,178
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 38585

        Getting around

        26 / 100
        Car-Dependent
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

            Nearby cities

            Nearby zip codes

            Other Spencer Topics

              Search
              Updates
              Favorites
              Plan
              Inbox