Skip main navigation
For sale
    • $250,000

    398 N Saginaw St, Pontiac, MI 48342

    4beds
    1,620sqft
    : 
    $1,825/mo
    Get pre-qualified
    Single Family Residence
    Built in 1910
    6,969 Square Feet Lot
    $244,900 Zestimate®
    $154/sqft
    $-- HOA

    What's special

    Two full kitchens
    Welcome to this beautiful spacious and versatile 4-bedroom, 2 full-bath home offering incredible value! Featuring two full kitchens, this property provides flexible living options perfect for extended family, multi-generational living, or potential rental opportunities. The full basement adds even more usable space for storage, entertaining, or future finishing. Outside, you’ll find a 2.5-car detached garage with full power and a generously sized yard, ideal for additional parking, hobbies, or outdoor gatherings. Conveniently located near Downtown Pontiac, Great Lakes Crossing, restaurants, M-59, and I-75 a, this home combines space, functionality, and affordability all in one. Don’t miss this unique opportunity schedule your showing today! Home warranty included for 1 year worry free maintenance. Creative financing. Land contract terms are available with $75,000 down payment at 7% interest with a monthly payment of $1904.72 over the course of 11 years with no pre-payment penalty. One year home warranty included for maintenance free living. This property qualifies for all of these incentives 0–3% Down Payment – Making homeownership more accessible. No PMI (Private Mortgage Insurance) = Lower monthly payments. $3,500–$10,500 in Down Payment Grants that are fully forgiven after 5 total but 20% after each year. NOTE: PLEASE SEE CAP CALCULATOR IN THE LAST 4 PHOTOS THAT SHOWS THE POTENTIAL
    133 days
    |
    164
    |
    7
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    James J Toma 248-249-4999,

    Brookstone, Realtors LLC 248-963-0505

    Source: Realcomp II,MLS#: 20261008952MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: Entry
      • Area: 132
      • Dimensions: 12 X 11
      Primary bedroom
      • Level: Second
      • Area: 143
      • Dimensions: 13 X 11
      Bedroom
      • Level: Entry
      • Area: 108
      • Dimensions: 12 X 9
      Bedroom
      • Level: Second
      • Area: 66
      • Dimensions: 6 X 11
      Other
      • Level: Entry
      • Area: 42
      • Dimensions: 7 X 6
      Other
      • Level: Second
      • Area: 40
      • Dimensions: 5 X 8
      Other
      • Level: Second
      • Area: 30
      • Dimensions: 6 X 5
      Dining room
      • Level: Entry
      • Area: 88
      • Dimensions: 8 X 11
      Family room
      • Level: Second
      • Area: 70
      • Dimensions: 7 X 10
      Kitchen
      • Level: Entry
      • Area: 100
      • Dimensions: 10 X 10
      Other
      • Level: Second
      • Area: 66
      • Dimensions: 11 X 6
      Living room
      • Level: Entry
      • Area: 192
      • Dimensions: 16 X 12
      Heating
      • Forced Air, Natural Gas
      Appliances
      • Included: Free Standing Gas Range, Free Standing Refrigerator, Microwave, Stainless Steel Appliances
      Features
      • Entrance Foyer
      • Basement: Full,Unfinished
      • Has fireplace: No
      • Furnished: Yes
      Interior area
      • Total interior livable area: 1,620 sqft
      • Finished area above ground: 1,620

      Property

      Parking
      • Total spaces: 2.5
      • Parking features: Twoand Half Car Garage, Detached, Direct Access, Driveway, Electricityin Garage, Garage Faces Front, Garage Door Opener, Oversized
      • Garage spaces: 2.5
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: GroundLevelwSteps
      • Patio & porch: Porch
      • Exterior features: Lighting
      • Pool features: None
      • Fencing: Back Yard,Fenced,Fencing Allowed
      Lot
      • Size: 6,969 Square Feet
      • Dimensions: 41.66 x 170
      Details
      • Parcel number: 1429226005
      • Special conditions: Short Sale No,Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial,Early American
      • Property subtype: Single Family Residence
      Materials
      • Other
      • Foundation: Basement, Poured, Stone
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1910
      Details
      • Warranty included: Yes

      Utilities & green energy

      • Electric: Circuit Breakers
      • Sewer: Public Sewer
      • Water: Other
      • Utilities for property: Above Ground Utilities, Cable Available, Underground Utilities

      Community & HOA

      Community
      • Features: Sidewalks
      • Security: Twenty Four Hour Security, Building Security, Carbon Monoxide Detectors, Closed Circuit Cameras, Exterior Video Surveillance, Fire Alarm, Smoke Detectors
      • Subdivision: POUND ADD
      HOA
      • Has HOA: No
      Location
      • Region: Pontiac

      Financial & listing details

      • Price per square foot: $154/sqft
      • Tax assessed value: $26,470
      • Annual tax amount: $2,647
      • Date on market: 3/18/2026
      • Cumulative days on market: 133 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Contract,Conventional,FHA,Trade 1031 Exchange,Usda Loan,Va Loan,Warranty Deed

        Estimated market value

        $244,900

        $233,000 - $257,000

        $1,728/mo

        Price history

        DateEventPrice
        3/18/2026Listed for sale$250,000+212.5%$154/sqft
        Source: Realcomp II #20261009177 Report a problem
        4/30/2025Sold$80,000-19.9%$49/sqft
        Source: Realcomp II #20250001238 Report a problem
        4/28/2025Pending sale$99,900$62/sqft
        Source: Realcomp II #20250001238 Report a problem
        1/7/2025Listed for sale$99,900+5735.3%$62/sqft
        Source: Realcomp II #20250001238 Report a problem
        4/12/2019Sold$1,712-67.4%$1/sqft
        Source: Public Record Report a problem
        11/5/2014Sold$5,250$3/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,606 +5.7%$45,940 +19.3%
        2024$2,465 +22.7%$38,520 +19.2%
        2023$2,009 +60.7%$32,310 +24.7%
        2022$1,250 -14.2%$25,920 +14.9%
        2021$1,456 $22,560 +13.3%
        2020-- $19,910 +9.1%
        2019$1,035 +21.6%$18,250 +5%
        2018$852 $17,380 +0.9%
        2017-- $17,220 +11.2%
        2016-- $15,490 +8.6%
        2015-- $14,260 +3.6%
        2014-- $13,760 -29.7%
        2011-- $19,570 -29.5%
        2010$1,734 +52.3%$27,770 -16.7%
        2009$1,139 +17.1%$33,340 -42.2%
        2005$973 $57,660 +54%
        2003-- $37,430 +16.6%
        2002-- $32,100 +89.3%
        2001$1,050 +2.8%$16,960 +3.2%
        2000$1,022 $16,440
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 48342

        Getting around

        65 / 100
        Somewhat Walkable
        50 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

              Nearby cities

              Nearby zip codes

              Other Pontiac Topics

                Search
                Updates
                Favorites
                Plan
                Inbox