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New construction
    • $426,900

    4020 SAGEFIELD DRIVE, ST CLOUD, FL 34773

    4beds
    2,405sqft
    : 
    $2,879/mo
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    Single Family Residence
    Built in 2025
    4,792 Square Feet Lot
    $-- Zestimate®
    $178/sqft
    $69/mo HOA

    What's special

    Large center islandSpacious laundry roomOpen-concept floor planWhirlpool stainless steel appliances
    Take advantage of a limited-time 4.99 FHA fixed interest rate promotion, paid closing costs- saving you thousands, plus a $20,000 price reduction on this beautiful new construction home in Harmony Central with a monthly payment of $2247.62 (P&I). Must use preferred lender and close within 30 days. Discover your dream home featuring 4 bedrooms, 2.5 bathrooms, and a spacious loft designed for comfortable living and entertaining. The open-concept floor plan showcases an upgraded kitchen with granite countertops, a large center island, staggered 36” cabinets with crown molding, and Whirlpool stainless steel appliances. Additional highlights include a spacious laundry room, walk-in closets in 3 of the 4 bedrooms, and a covered lanai perfect for enjoying Florida living. Enjoy peace of mind with a 1-year builder warranty and a 10-year structural warranty. Harmony Central offers a beautiful community pool with cabanas, no CDD fees, and a very low HOA, all while being conveniently located near shopping, dining, and top-rated schools. Secure your new Adams Home with only a $1,000 deposit. Promotions and incentives are subject to change without notice.
    293 days
    |
    69
    |
    0
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    Zillow last checked:

    Listing updated:

    Listed by:

    Danielle Lituski 410-490-7748,

    ADAMS HOMES REALTY, INC. 407-523-1030,

    Liza Carrasquillo 407-751-8225,

    ADAMS HOMES REALTY, INC.

    Source: Stellar MLS,MLS#: O6351853MLS LogoOriginating MLS: Orlando Regional

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Loft
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: Second
      • Area: 208 Square Feet
      • Dimensions: 16x13
      Bedroom 2
      • Features: Built-in Closet
      • Level: Second
      • Area: 143 Square Feet
      • Dimensions: 13x11
      Bedroom 3
      • Features: Walk-In Closet(s)
      • Level: Second
      • Area: 120 Square Feet
      • Dimensions: 10x12
      Bedroom 4
      • Features: Walk-In Closet(s)
      • Level: Second
      • Area: 120 Square Feet
      • Dimensions: 10x12
      Balcony porch lanai
      • Level: First
      • Area: 105 Square Feet
      • Dimensions: 15x7
      Dining room
      • Level: First
      Great room
      • Level: First
      Kitchen
      • Level: First
      Loft
      • Level: Second
      • Area: 130 Square Feet
      • Dimensions: 13x10
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Convection Oven, Cooktop, Dishwasher, Microwave
      • Laundry: Inside, Laundry Room
      Features
      • Kitchen/Family Room Combo, PrimaryBedroom Upstairs, Walk-In Closet(s)
      • Flooring: Carpet, Ceramic Tile
      • Doors: Sliding Doors
      • Has fireplace: No
      Interior area
      • Total structure area: 2,991
      • Total interior livable area: 2,405 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Patio
      • Exterior features: Sidewalk
      Lot
      • Size: 4,792 Square Feet
      Details
      • Parcel number: 3226323596000B0240
      • Zoning: PUD
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Stucco
      • Foundation: Block
      • Roof: Shingle
      Condition
      • Completed
      • New construction: Yes
      • Year built: 2025
      Details
      • Builder model: 2405B
      • Builder name: Adams Homes

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: HARMONY CENTRAL
      HOA
      • Has HOA: Yes
      • HOA fee: $69 monthly
      • HOA name: Zaimelyn Rodriguez
      • HOA phone: 407-705-2190
      Location
      • Region: Saint Cloud

      Financial & listing details

      • Price per square foot: $178/sqft
      • Tax assessed value: $60,000
      • Annual tax amount: $759
      • Date on market: 10/12/2025
      • Cumulative days on market: 294 days
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        3/12/2026Price change$426,900+1.9%$178/sqft
        Source: Stellar MLS #O6351853 Report a problem
        12/12/2025Price change$418,900-4.6%$174/sqft
        Source: Stellar MLS #O6351853 Report a problem
        10/12/2025Listed for sale$438,900$182/sqft
        Source: Stellar MLS #O6351853 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$831 +9.5%$60,000 +9.1%
        2024$759 +8.7%$55,000 +10%
        2023$698 +1035.4%$50,000 +1036.4%
        2022$62 $4,400
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 34773

        Getting around

        1 / 100
        Car-Dependent
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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