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New construction
  • Price cut: $6.9K (8/7)
    $410,000

    7520 BENT TREE LOOP, ST CLOUD, FL 34773

    4beds
    2,200sqft
    : 
    $2,742/mo
    Get pre-qualified
    Single Family Residence
    Built in 2025
    6,098 Square Feet Lot
    $409,400 Zestimate®
    $186/sqft
    $69/mo HOA

    What's special

    Large center islandGranite countertopsSpacious open layoutBeautifully appointed kitchenWhirlpool stainless steel appliancesWalk-in pantry
    **TAKE ADVANTAGE OF EXCEPTIONAL BUYER INCENTIVES**, including a **$26,900 PRICE DROP, 4.99 FHA financing, and up to $10,000 in Flex Cash** when financing through the builder's preferred lender. Additional closing cost assistance may also be available for qualified buyers. **Estimated monthly PITIA: $2,711 | Estimated cash to close: $15,750.** Financing, payment, and cash-to-close estimates are subject to buyer qualification and lender terms. **NO CDD** and a low HOA make this home an even greater value. Imagine coming home to a place where comfort, connection, and lasting memories come together effortlessly. Thoughtfully designed for today's lifestyle, this beautiful single-story home brings the perfect balance of open gathering spaces, private retreats, and everyday functionality. Featuring **4 bedrooms, 3 full bathrooms**, and a spacious open layout, this home provides an inviting atmosphere for both entertaining and comfortable daily living. The expansive living and dining areas flow seamlessly into a beautifully appointed kitchen featuring a large center island, granite countertops, a walk-in pantry, and Whirlpool stainless steel appliances. The owner's suite offers a peaceful retreat with dual vanities, a separate shower, and a spacious walk-in closet. One secondary bedroom serves as a **private guest or mother-in-law suite**, complete with its own full bathroom and walk-in closet, making it ideal for multi-generational living or visiting guests. The additional bedrooms provide flexibility for a home office, fitness room, playroom, or other lifestyle needs. This home combines quality construction, functional design, and outstanding incentives in a desirable community, making it an exceptional opportunity for buyers seeking both comfort and value. **SCHEDULE YOUR PRIVATE TOUR TODAY!**
    242 days
    |
    104
    |
    4
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Viviani Moreno De Segovia 407-864-4539,

    ADAMS HOMES REALTY, INC. 407-523-1030,

    Liza Carrasquillo 407-751-8225,

    ADAMS HOMES REALTY, INC.

    Source: Stellar MLS,MLS#: O6366526MLS LogoOriginating MLS: Orlando Regional

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Family Room, Living Room
      Primary bedroom
      • Features: Ceiling Fan(s), No Closet
      • Level: First
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      Bedroom 3
      • Features: Built-in Closet
      • Level: First
      Primary bathroom
      • Features: En Suite Bathroom, Walk-In Closet(s)
      • Level: First
      Bathroom 2
      • Features: Jack & Jill Bathroom, No Closet
      • Level: First
      Balcony porch lanai
      • Level: First
      Dining room
      • Features: No Closet
      • Level: First
      Kitchen
      • Features: Kitchen Island, Storage Closet
      • Level: First
      Living room
      • Features: No Closet
      • Level: First
      Heating
      • Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
      • Laundry: Laundry Room
      Features
      • Ceiling Fan(s), High Ceilings, Open Floorplan, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Carpet, Ceramic Tile
      • Has fireplace: No
      Interior area
      • Total structure area: 2,658
      • Total interior livable area: 2,200 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered
      • Exterior features: Irrigation System, Lighting, Sidewalk
      • Has view: Yes
      • View description: Trees/Woods
      Lot
      • Size: 6,098 Square Feet
      Details
      • Parcel number: 3226323666000O0030
      • Zoning: X
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Completed
      • New construction: Yes
      • Year built: 2025

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected

      Community & HOA

      Community
      • Features: Dog Park, Pool, Sidewalks
      • Pet fee: $0 monthly
      • Subdivision: HARMONY CENTRAL PH 2
      HOA
      • Has HOA: Yes
      • HOA fee: $69 monthly
      • HOA name: Beth Connor
      Location
      • Region: Saint Cloud

      Financial & listing details

      • Price per square foot: $186/sqft
      • Tax assessed value: $60,000
      • Annual tax amount: $698
      • Date on market: 12/10/2025
      • Cumulative days on market: 243 days
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Concrete

        Estimated market value

        $409,400

        $389,000 - $430,000

        $2,505/mo

        Price history

        DateEventPrice
        8/7/2026Price change$410,000-1.7%$186/sqft
        Source: Stellar MLS #O6366526 Report a problem
        6/18/2026Price change$416,900-4.6%$190/sqft
        Source: Stellar MLS #O6366526 Report a problem
        6/16/2026Price change$436,900+4.8%$199/sqft
        Source: Stellar MLS #O6366526 Report a problem
        3/12/2026Price change$416,900+2%$190/sqft
        Source: Stellar MLS #O6366526 Report a problem
        12/30/2025Price change$408,900-4.7%$186/sqft
        Source: Stellar MLS #O6366526 Report a problem
        12/10/2025Listed for sale$428,900$195/sqft
        Source: Stellar MLS #O6366526 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$831 $60,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Harmony

        Getting around

        2 / 100
        Car-Dependent
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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