ONLY $285,000! Full-time residence, Northern Michigan getaway, or investment opportunity! Imagine paddleboarding on Otsego Lake just steps from your door and snowmobiling on nearby trails all winter! This 4-bedroom, 2-bath home sits on a spacious corner lot in a quiet neighborhood with NO HOA, NO city water bills, and NO lakefront or city property taxes! Inside, enjoy hardwood floors, a bright kitchen and dining area, and a finished lower level with family room, gas stove, and additional bedrooms. An expansive, low-maintenance deck offers great outdoor entertaining space. Conveniently located close to town with Otsego Lake access, and the Iron Belle Trail. Year-round comfort at an affordable price!
For sale
Price cut: $15K (9/2)
$285,000
4038 Twin Oak Rd, Gaylord, MI 49735
4beds
1,848sqft
Single Family Residence
Built in 1972
0.83 Acres Lot
$277,800 Zestimate®
$154/sqft
$-- HOA
What's special
Quiet neighborhoodHardwood floorsSpacious corner lotGas stoveGreat outdoor entertaining spaceAdditional bedroomsExpansive low-maintenance deck
- 85 days
- 1,445
- 109
Zillow last checked:
Listing updated:
Listed by:
Anna Tomaski 989-390-2062,
COLDWELL BANKER SCHMIDT GAYLORD 989-732-6777
Source: WWMLS,MLS#: 201841915
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Gas Fireplace/Stove, Forced Air, Natural Gas, Freestanding Gas Stv
Appliances
- Included: Water Heater, Washer, Range/Oven, Refrigerator, Dryer, Dishwasher
- Laundry: Lower Level
Features
- Ceiling Fan(s)
- Flooring: Hardwood, Laminate
- Doors: Doorwall
- Basement: Full,Finished,Walk-Out Access
- Has fireplace: Yes
- Fireplace features: Gas
Interior area
- Total structure area: 1,848
- Total interior livable area: 1,848 sqft
- Finished area above ground: 1,848
Property
Parking
- Parking features: Driveway, Garage Door Opener
- Has garage: Yes
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Covered Entrance
Features
- Levels: Bi-Level
- Patio & porch: Deck, Patio/Porch
- Exterior features: Garden
- On waterfront: Yes
- Frontage type: None
Lot
- Size: 0.83 Acres
- Dimensions: 236 x 120 x 284 x 131
- Features: Landscaped
Details
- Additional structures: Shed(s)
- Parcel number: 01170001100500
- Zoning: RR
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Foundation: Basement
Condition
- Year built: 1972
Utilities & green energy
- Sewer: Septic Tank
- Utilities for property: Cable Connected
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Point Sunset
Location
- Region: Gaylord
Financial & listing details
- Price per square foot: $154/sqft
- Tax assessed value: $196,600
- Date on market: 8/4/2026
- Listing terms: Cash,Conventional Mortgage,FHA,USDA/RD,VA Loan
- Ownership: Owner
- Road surface type: Paved, Maintained
Estimated market value
$277,800
$264,000 - $292,000
$2,481/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/2/2026 | Price change | $285,000-5%$154/sqft |
Source:  WWMLS #201841915 Report a problem | ||
| 8/4/2026 | Listed for sale | $300,000-7.7%$162/sqft |
Source: WWMLS #201841915 Report a problem | ||
| 7/3/2026 | Listing removed | $325,000$176/sqft |
Source: Berkshire Hathaway HomeServices Michigan and Northern Indiana Real Estate #201837827 Report a problem | ||
| 10/31/2025 | Listed for sale | $325,000$176/sqft |
Source: WWMLS #201837827 Report a problem | ||
| 10/17/2025 | Listing removed | $325,000$176/sqft |
Source: WWMLS #201836825 Report a problem | ||
| 8/29/2025 | Listed for sale | $325,000+107.1%$176/sqft |
Source: WWMLS #201836825 Report a problem | ||
| 5/7/2019 | Sold | $156,900+4.7%$85/sqft |
Source: WWMLS #318187 Report a problem | ||
| 4/15/2019 | Pending sale | $149,900$81/sqft |
Source: Real Estate One #318187 Report a problem | ||
| 4/8/2019 | Listed for sale | $149,900-3.9%$81/sqft |
Source: REAL ESTATE ONE GAYLORD #318187 Report a problem | ||
| 12/1/2018 | Listing removed | $156,000$84/sqft |
Source: EverGreen Home Realty #315836 Report a problem | ||
| 10/2/2018 | Price change | $156,000-5.2%$84/sqft |
Source: EverGreen Home Realty #315836 Report a problem | ||
| 9/5/2018 | Listed for sale | $164,500+153.1%$89/sqft |
Source: EverGreen Home Realty #315836 Report a problem | ||
| 11/16/2017 | Sold | $65,000$35/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | -- | $98,300 +4.7% |
| 2025 | $1,477 +156.3% | $93,900 +10.3% |
| 2024 | $576 -55% | $85,100 +18.4% |
| 2023 | $1,280 +0.8% | $71,900 -5.9% |
| 2022 | $1,270 -11.6% | $76,400 -1.5% |
| 2021 | $1,436 +23.2% | $77,600 +20.1% |
| 2020 | $1,166 +17.8% | $64,600 +19.2% |
| 2018 | $990 | $54,200 +5.4% |
| 2017 | -- | $51,400 -0.2% |
| 2016 | -- | $51,500 +17.3% |
| 2013 | -- | $43,900 +1.6% |
| 2012 | -- | $43,200 -5.3% |
| 2011 | -- | $45,600 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 49735
Nearby schools
Schools provided by the listing agent
- High: Gaylord
Source: WWMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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