For sale

Price cut: $50K (6/30)

$650,000

406 Fortune, Frankfort, MI 49635

3beds

1,500sqft

Get pre-qualified

Single Family Residence

Built in 1930

7,405 Square Feet Lot

$620,700 Zestimate^®

$433/sqft

$-- HOA

What's special

Attractive enclosed porch

On the Congregational Summer Assembly (CSA), this historic 3BR/2BA, 1,500 sq ft cottage offers Frontage on BOTH Crystal Lake AND Lake Michigan. Quite charming, the cottage features a large upper level bedroom with two sleeping areas, a middle level primary bedroom and full bath, an inviting living room with stone fireplace, den, and an attractive enclosed porch. A 2015 lower level addition provides a spacious 3rd bedroom with full bath and laundry area, allowing the cottage to sleep 8+ comfortably. Enjoy a large deck nestled in the trees, ideal for relaxing or entertaining. Connected to the CSA shared well (May–October), with possible private well potential, Ownership includes coveted CSA membership with access to concerts, tennis, pickle ball, lifeguarded swimming, and much more – don’t miss it!!

45 days

1,617

75

Loading...

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2
Main level bathrooms: 1

Rooms

Room types: Great Room

Primary bedroom

Level: Upper
Area: 150
Dimensions: 15 x 10

Bedroom 2

Level: Upper
Area: 150
Dimensions: 15 x 10

Bedroom 3

Level: Lower
Area: 480
Dimensions: 12 x 40

Primary bathroom

Features: Shared

Dining room

Level: Main
Area: 100
Dimensions: 10 x 10

Family room

Level: Main
Area: 120
Dimensions: 12 x 10

Kitchen

Level: Main
Area: 72
Dimensions: 12 x 6

Living room

Level: Main
Area: 300
Dimensions: 15 x 20

Heating

Wall Furnace, Fireplace(s)

Cooling

Electric

Appliances

Included: Refrigerator, Oven/Range, Microwave, Washer, Dryer, Electric Water Heater
Laundry: Lower Level

Features

Breakfast Nook, Den/Study, Vaulted Ceiling(s), Cable TV, High Speed Internet, WiFi
Flooring: Wood
Windows: Blinds
Basement: Crawl Space
Has fireplace: Yes
Fireplace features: Wood Burning

Interior area

Total structure area: 1,500
Total interior livable area: 1,500 sqft
Finished area above ground: 1,500
Finished area below ground: 0

Video & virtual tour

Property

Parking

Parking features: None

Accessibility

Accessibility features: None

Features

Levels: 2+ Story
Stories: 2
Patio & porch: Deck
On waterfront: Yes
Waterfront features: Inland Lake, All Sports, Sandy Bottom, Great Lake, Lake, Sandy Shoreline
Body of water: Crystal Lake
Frontage length: 1000

Lot

Size: 7,405 Square Feet
Dimensions: 75' x 100'
Features: Wooded-Hardwoods, Wooded, Bluff, Subdivided

Details

Additional structures: None
Parcel number: 100510019200
Zoning description: Residential
Other equipment: Dish TV

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Frame, Wood Siding
Roof: Asphalt

Condition

New construction: No
Year built: 1930
Major remodel year: 2015

Utilities & green energy

Sewer: Private Sewer
Water: Community Well

Green energy

Energy efficient items: Not Applicable
Water conservation: Not Applicable

Community & HOA

Community

Features: Community Dock, Clubhouse, Tennis Court(s), Fitness Center, Lake Privileges, Pets Allowed, Common Area, Trails
Subdivision: Congregational Summer Assembly

HOA

Services included: Water

Location

Region: Frankfort

Financial & listing details

Price per square foot: $433/sqft
Tax assessed value: $85,069
Price range: $650K - $650K
Date on market: 5/21/2026
Cumulative days on market: 45 days
Listing agreement: Exclusive Right Sell
Listing terms: Conventional,Cash,FHA,MSHDA,VA Loan,1031 Exchange,Land Contract/PMM,FNMA
Ownership type: Private Owner
Road surface type: Asphalt

Estimated market value

$620,700

$590,000 - $652,000

$2,524/mo

Price history

Date	Event	Price
6/30/2026	Price change	$650,000-7.1%$433/sqft
Source: NGLRMLS #1945470 Report a problem
5/21/2026	Listed for sale	$700,000$467/sqft
Source: NGLRMLS #1945470 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

Payment breakdown

Explore the cost of this home by adjusting the details. Changes won't be saved.

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

See how much you could borrow to make a competitive offer.

Get pre-qualified