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  • Price cut: $26K (7/7)
    $559,000

    407 Summerfield Dr, Cadiz, KY 42211

    3beds
    2,834sqft
    : 
    $3,429/mo
    Get pre-qualified
    Single Family Residence, Residential
    Built in 2022
    8.2 Acres Lot
    $-- Zestimate®
    $197/sqft
    $6/mo HOA

    What's special

    Full waterfront perksModern efficienciesPropane tankless water heaterHost-ready kitchenDedicated storm cellarBright open floor planDeep woods
    Escape to this stunning retreat where quiet luxury meets Lake Barkley, now offered by highly motivated sellers ready to make a deal. Spanning two expansive lots totaling over 8 acres in the desirable Siloam Point subdivision, this property offers unmatched privacy, deep woods, and ultimate room to breathe, all just minutes from town. While tucked back in a peaceful, secluded setting away from the shoreline view, you enjoy full waterfront perks with your very own private boat slip just steps away for morning fishing or sunset cruises. Inside, a bright open floor plan features a host-ready kitchen wired for electric and plumbed for propane to suit any chef's preference. Complete with modern efficiencies like a propane tankless water heater, this peaceful 8-acre sanctuary delivers the perfect blend of total privacy and instant lake access! The finished basement adds incredible square footage and includes a dedicated storm cellar (perfect for both cold storage and peace of mind during Kentucky weather). Whether you are looking for a full-time residence or a premier vacation getaway, this home delivers the ultimate lakefront lifestyle. For more info text 931-910-2670 with the message 1019.
    73 days
    |
    767
    |
    39
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Rebekah Sprabary 877-366-2213,

    LPT Realty

    Source: RealTracs MLS as distributed by MLS GRID,MLS#: 3214442MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bedrooms: 2
      Primary bathroom
      • Features: Double Vanity
      • Level: Double Vanity
      Other
      • Features: Office
      • Level: Office
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Electric Oven, Gas Oven, Cooktop, Dishwasher, Microwave, Refrigerator
      • Laundry: Electric Dryer Hookup, Washer Hookup
      Features
      • Ceiling Fan(s), High Ceilings, Open Floorplan, Pantry, Walk-In Closet(s), High Speed Internet
      • Flooring: Carpet, Laminate
      • Basement: Finished,Full
      Interior area
      • Total structure area: 2,834
      • Total interior livable area: 2,834 sqft
      • Finished area above ground: 1,532
      • Finished area below ground: 1,302

      Property

      Parking
      • Total spaces: 1
      • Parking features: Garage Door Opener, Garage Faces Rear
      • Attached garage spaces: 1
      Features
      • Levels: Two
      • Stories: 1
      • Patio & porch: Deck, Covered, Porch, Patio, Screened
      • Exterior features: Dock
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Lake Front
      Lot
      • Size: 8.2 Acres
      • Features: Views
      • Topography: Views
      Details
      • Parcel number: S1803640
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence, Residential
      Materials
      • Vinyl Siding
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2022

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Water Available

      Community & HOA

      Community
      • Security: Fire Alarm
      • Subdivision: Siloam Point
      HOA
      • Has HOA: Yes
      • HOA fee: $70 annually
      Location
      • Region: Cadiz

      Financial & listing details

      • Price per square foot: $197/sqft
      • Tax assessed value: $22,500
      • Annual tax amount: $3,700
      • Date on market: 5/16/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/7/2026Price change$559,000-4.4%$197/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3214442 Report a problem
        6/20/2026Price change$585,000-2.3%$206/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3214442 Report a problem
        6/11/2026Price change$599,000-3.4%$211/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3214442 Report a problem
        5/16/2026Listed for sale$620,000$219/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3214442 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024-- $22,500 -89.8%
        2023$2,127 +754.3%$220,000 +877.8%
        2022$249 +8.6%$22,500 +12.5%
        2021$229 -46.8%$20,000 -50%
        2020$431 +0.1%$40,000
        2019$430 +2.3%$40,000
        2018$421 +13.2%$40,000
        2017$372 +56.7%$40,000
        2016$237 +0.3%--
        2015$236 +6.3%--
        2010$222 --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 42211

        Getting around

        0 / 100
        Car-Dependent
        5 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Trigg County Intermediate School
        • Middle: Trigg County Middle School
        • High: Trigg County High School

        Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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