Under contract

Price cut: $5.1K (8/3)

$139,900

409 Elk St, Munfordville, KY 42765

3beds

1,296sqft

$933/mo

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Single Family Residence

Built in 1950

6,098 Square Feet Lot

$140,000 Zestimate^®

$108/sqft

$-- HOA

What's special

Large loft

This cozy home features 3 bedrooms, 2 full bathrooms, and a spacious laundry room with plenty of room for storage and everyday convenience. Upstairs, you’ll find a large loft that can easily serve as a third bedroom, home office, playroom, or bonus living space to fit your needs. Outside, enjoy the added convenience of a detached garage, providing extra storage, workshop space, or protected parking. Whether you’re a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this home offers endless potential in a comfortable, inviting setting.

25 days

624

34

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2
Main level bathrooms: 2
Main level bedrooms: 3

Rooms

Room types: Loft

Primary bedroom

Level: Main

Bedroom 2

Level: Main

Bedroom 3

Level: Main

Primary bathroom

Level: Main

Bathroom

Features: Tub/Shower Combo

Kitchen

Features: Pantry
Level: Main

Living room

Level: Main

Heating

Forced Air, Electric, Gas

Cooling

Central Air

Appliances

Included: Gas Water Heater
Laundry: Laundry Room

Features

Ceiling Fan(s), Walls (Dry Wall), Walls (Paneling)
Flooring: Laminate
Doors: Storm Door(s)
Basement: None
Number of fireplaces: 1
Fireplace features: 1

Interior area

Total structure area: 1,296
Total interior livable area: 1,296 sqft

Property

Parking

Total spaces: 1
Parking features: Detached
Garage spaces: 1
Has uncovered spaces: Yes

Accessibility

Accessibility features: 1st Floor Bathroom, Level Drive, Level Lot

Features

Levels: One and One Half
Patio & porch: Covered Front Porch
Exterior features: Landscaping
Fencing: None
Body of water: None

Lot

Size: 6,098 Square Feet
Features: City Lot

Details

Parcel number: 202002300400

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Vinyl Siding
Foundation: Concrete Perimeter
Roof: Shingle

Condition

Year built: 1950

Utilities & green energy

Sewer: Public Sewer
Water: City
Utilities for property: Electricity Available, Garbage-Public, Natural Gas

Community & HOA

Community

Security: Smoke Detector(s)
Subdivision: N/A

HOA

Amenities included: None

Location

Region: Munfordville

Financial & listing details

Price per square foot: $108/sqft
Tax assessed value: $110,000
Annual tax amount: $1,012
Price range: $139.9K - $139.9K
Date on market: 7/16/2026
Listing agreement: Exclusive Right To Sell

Estimated market value

$140,000

$133,000 - $147,000

$1,508/mo

Price history

Date	Event	Price
8/10/2026	Pending sale	$139,900$108/sqft
Source: South Central Kentucky AOR #SC48389 Report a problem
8/3/2026	Price change	$139,900-3.5%$108/sqft
Source: South Central Kentucky AOR #SC48389 Report a problem
7/16/2026	Listed for sale	$145,000+61.1%$112/sqft
Source: South Central Kentucky AOR #SC48389 Report a problem
8/20/2021	Listing removed	--
Source: South Central Kentucky AOR Report a problem
7/6/2021	Pending sale	$90,000$69/sqft
Source: South Central Kentucky AOR #42289 Report a problem
6/24/2021	Listed for sale	$90,000+181.3%$69/sqft
Source: South Central Kentucky AOR #42289 Report a problem
1/2/2008	Sold	$32,000$25/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$1,012 -3.3%	$110,000
2023	$1,046 +24.3%	$110,000 +25.7%
2022	$842 +62.2%	$87,500 +68.3%
2021	$519 -0.3%	$52,000
2020	$521 +48.3%	$52,000 +62.5%
2019	$351 +1.1%	$32,000 -8.6%
2018	$347 +0.6%	$35,000
2017	$345 +1%	$35,000 +9.4%
2016	$342	$32,000
2015	$342	$32,000
2014	--	$32,000
2012	--	$32,000
2011	$269	$32,000

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 42765

Getting around

28 / 100

Car-Dependent

37 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

4/10
Munfordville Elementary School
Grades: PK-8Distance: 0.2 mi
7/10
Hart County High School
Grades: 9-12Distance: 1 mi

Schools provided by the listing agent

Elementary: Munfordville
Middle: Munfordville
High: Hart County

Source: South Central Kentucky AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.