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Coming soon
  • $490,000

    4120 PONY EXPRESS Lane, Jacksonville, FL 32223

    3beds
    1,893sqft
    : 
    $3,262/mo
    Get pre-qualified
    Single Family Residence
    Built in 1985
    0.29 Acres Lot
    $489,600 Zestimate®
    $259/sqft
    $-- HOA

    What's special

    Coming Soon listing, no showings. Full brick pool home with gated boat and RV parking, tucked away on a quiet cul-de-sac in the established Saddle Ridge community. NO HOA!! Offering 3 bedrooms, 2 bathrooms, and 1,893 square feet, this home combines timeless construction, thoughtful updates, and exceptional indoor and outdoor living spaces. Inside, soaring vaulted ceilings and abundant natural light create an open, inviting atmosphere in the spacious great room. Luxury vinyl plank flooring, a floor-to-ceiling brick fireplace, and expansive sliding glass doors overlooking the pool make this the perfect place to gather or unwind. The updated kitchen features refinished 42-inch cabinetry extending to the ceiling, modern hardware, granite countertops, stainless steel appliances, recessed lighting, and a custom built-in coffee bar with additional storage. Adjacent to the kitchen, the breakfast nook enjoys views of the backyard oasis, while the separate dining room offers additional space for entertaining or everyday meals. The spacious primary suite easily accommodates a sitting area and includes a custom walk-in closet system along with a beautifully updated ensuite bath featuring a double vanity with marble countertops and an oversized tiled walk-in shower. Step outside and discover what truly sets this home apart. The screened lanai opens to an expansive pool deck surrounding the sparkling in-ground pool, while the covered gazebo creates an inviting outdoor living room that's perfect for relaxing in the shade, entertaining guests, or enjoying evenings outdoors. The fully fenced backyard still provides generous green space, offering the ideal balance of recreation and relaxation. Need room for your toys? The extended driveway and gated side yard provide ample space for a boat, RV, camper, trailer, or other recreational vehicles, a feature that's increasingly difficult to find. The seller is currently completing several improvements to provide an even more refreshed home for its next owner, including fresh interior paint throughout, removal of the popcorn ceilings, resurfacing of the pool deck, and a complete exterior pressure washing. Major updates include a GAF roof installed in 2021, additional blown attic insulation, a new HVAC system in 2024, and a pool pump and filter replaced in 2021. Conveniently located near shopping, dining, parks, and major commuter routes, this well-maintained home offers the opportunity to enjoy both comfortable everyday living and memorable gatherings for years to come.
    9 days
    |
    652
    |
    38
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    DEBORA MCCARTY 904-598-4709,

    WATSON REALTY CORP 904-268-1200

    Source: realMLS,MLS#: 2155508MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
      • Laundry: In Unit, Lower Level
      Features
      • Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Master Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Carpet, Tile
      • Number of fireplaces: 1
      • Fireplace features: Wood Burning
      Interior area
      • Total structure area: 2,260
      • Total interior livable area: 1,893 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Covered, Garage, RV Access/Parking
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Deck, Rear Porch, Screened
      • Pool features: In Ground, Fenced, Pool Sweep
      • Fencing: Fenced,Wood
      • Has view: Yes
      • View description: Pool
      Lot
      • Size: 0.29 Acres
      • Features: Cleared, Cul-De-Sac
      Details
      • Additional structures: Gazebo
      • Parcel number: 1582321614
      • Zoning description: Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch,Traditional
      • Property subtype: Single Family Residence
      Materials
      • Frame
      • Roof: Shingle
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1985

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Connected, Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: Saddle Ridge
      HOA
      • Has HOA: No
      Location
      • Region: Jacksonville

      Financial & listing details

      • Price per square foot: $259/sqft
      • Tax assessed value: $349,052
      • Annual tax amount: $3,708
      • Date on market: 7/15/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Asphalt

        Estimated market value

        $489,600

        $465,000 - $514,000

        $2,875/mo

        Price history

        DateEventPrice
        11/7/2025Sold$447,500-1.6%$236/sqft
        Source: realMLS #2110129 Report a problem
        10/4/2025Pending sale$454,900$240/sqft
        Source: realMLS #2110129 Report a problem
        9/23/2025Listed for sale$454,900+75%$240/sqft
        Source: realMLS #2110129 Report a problem
        12/11/2018Sold$260,000-1.5%$137/sqft
        Source: realMLS #959666 Report a problem
        11/19/2018Pending sale$264,000$139/sqft
        Source: Mandarin St Johns #959666 Report a problem
        10/20/2018Price change$264,000-3.6%$139/sqft
        Source: Mandarin St Johns #959666 Report a problem
        9/28/2018Listed for sale$274,000+50.5%$145/sqft
        Source: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY #959666 Report a problem
        4/23/2017Listing removed$1,550$1/sqft
        Source: RPM Jacksonville Metro Report a problem
        4/20/2017Listed for rent$1,550$1/sqft
        Source: RPM Jacksonville Metro Report a problem
        12/9/2015Listing removed$1,550$1/sqft
        Source: RPM Jacksonville Metro Report a problem
        11/5/2015Listed for rent$1,550$1/sqft
        Source: RPM Jacksonville Metro Report a problem
        5/7/2012Sold$182,000-4.2%$96/sqft
        Source: Public Record Report a problem
        4/17/2012Pending sale$189,900$100/sqft
        Source: Watson Realty Corp #N617865 Report a problem
        4/11/2012Listed for sale$189,900-17.8%$100/sqft
        Source: Watson Realty Corp #N617865 Report a problem
        6/25/2007Sold$231,000$122/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,452 +2.9%$222,489 +3%
        2023$3,353 +9.3%$216,009 +3%
        2022$3,069 +0.8%$209,718 +3%
        2021$3,045 +1%$203,610 +1.4%
        2020$3,015 +0.2%$200,799 +2.3%
        2019$3,009 -24.3%$196,285 -5.3%
        2018$3,977 $207,250 +4.6%
        2017$3,977 +3.2%$198,096 +4.4%
        2016$3,853 +3.2%$189,661 +11.5%
        2015$3,733 +8%$170,154 +5.3%
        2014$3,457 $161,626 +4.2%
        2013-- $155,100 -2.2%
        2012-- $158,607 -6.2%
        2011-- $169,178 -7.5%
        2010-- $182,813 -9.2%
        2009-- $201,389 +46.8%
        2006-- $137,156 +3%
        2005$2,009 $133,161 +3%
        2004-- $129,283 +1.9%
        2003$1,975 $126,872 +2.4%
        2002-- $123,898 +1.6%
        2001-- $121,947 +3%
        2000-- $118,395 +2.7%
        1999-- $115,282
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Julington Creek

        Getting around

        0 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Loretto
        • Middle: Mandarin
        • High: Mandarin

        Source: realMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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