SELLER MOTIVATED! Spacious and inviting home designed for comfortable family living. This property offers generous interior space, a 3-car garage, and a covered patio added by the owner, creating the perfect setting for relaxing and entertaining. The patio faces the community pool, adding extra convenience and enjoyment for the whole family. Ideally located near Lake Nona and major highways, providing easy access to shopping, dining, and everyday essentials. Most importantly, the seller is highly motivated for the new year — the price has been reduced and the owner is open to negotiating and assisting with serious offers. A great opportunity to secure a large home with space, comfort, and a motivated seller.
For sale
Price increase: $20K (5/30)
$540,000
4190 Bull St, Saint Cloud, FL 34772
5beds
3,266sqft
Single Family Residence
Built in 2022
8,276 Square Feet Lot
$535,000 Zestimate®
$165/sqft
$60/mo HOA
What's special
Generous interior spaceCovered patioSpacious and inviting home
- 186 days |
- 189 |
- 11 |
Zillow last checked:
Listing updated:
Listed by:
Maria Castaneda 407-760-2577,
LPT REALTY, LLC 877-366-2213
Source: Stellar MLS,MLS#: S5125050
Originating MLS: Orlando Regional

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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
Bedroom 1
- Features: Walk-In Closet(s)
- Level: First
Bathroom 1
- Level: First
Bathroom 2
- Level: First
Bonus room
- Features: No Closet
- Level: First
Dining room
- Level: First
Family room
- Level: First
Great room
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Living room
- Level: First
Living room
- Level: First
Loft
- Level: Second
Heating
- Central, Electric, Solar
Cooling
- Central Air
Appliances
- Included: Convection Oven, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
- Laundry: Electric Dryer Hookup, Inside, Laundry Closet, Laundry Room, Washer Hookup
Features
- Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s)
- Flooring: Carpet, Ceramic Tile, Concrete, Tile
- Has fireplace: No
Interior area
- Total structure area: 1,926
- Total interior livable area: 3,266 sqft
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Driveway
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Exterior features: Courtyard
Lot
- Size: 8,276 Square Feet
Details
- Parcel number: 132630011700011920
- Zoning: P-D
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Concrete, Stucco
- Foundation: Concrete Perimeter
- Roof: Shingle
Condition
- New construction: No
- Year built: 2022
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Cable Connected, Electricity Available, Electricity Connected, Solar, Water Available, Water Connected
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: OLD HICKORY PH 1 & 2
HOA
- Has HOA: Yes
- Services included: Community Pool
- HOA fee: $60 monthly
- HOA name: Anais Serrano
- HOA phone: 407-781-5763
- Second HOA name: Old Hickory Community Association, Inc.
Location
- Region: Saint Cloud
Financial & listing details
- Price per square foot: $165/sqft
- Tax assessed value: $487,700
- Annual tax amount: $9,775
- Date on market: 4/16/2025
- Cumulative days on market: 404 days
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Brick, Concrete, Paved
Estimated market value
Zestimate®
$535,000
Estimated sales range
$508,000 - $562,000
Rent Zestimate®
$2,949/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/30/2026 | Price change | $540,000+3.8%$165/sqft |
Source: | ||
| 4/26/2026 | Price change | $520,000-7.1%$159/sqft |
Source: | ||
| 2/20/2026 | Price change | $560,000-0.9%$171/sqft |
Source: | ||
| 1/5/2026 | Listed for sale | $565,000-1.1%$173/sqft |
Source: | ||
| 12/17/2025 | Listing removed | $571,000$175/sqft |
Source: | ||
| 9/21/2025 | Price change | $571,000-2.3%$175/sqft |
Source: | ||
| 6/5/2025 | Price change | $584,500-2.4%$179/sqft |
Source: | ||
| 5/15/2025 | Price change | $599,000-1.5%$183/sqft |
Source: | ||
| 4/16/2025 | Listed for sale | $608,000+33.7%$186/sqft |
Source: | ||
| 2/24/2022 | Sold | $454,700$139/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $9,867 +0.9% | $487,700 +0.9% |
| 2024 | $9,775 -3.5% | $483,200 +5.8% |
| 2023 | $10,134 +256.8% | $456,900 +730.7% |
| 2022 | $2,840 +2.6% | $55,000 |
| 2021 | $2,768 +645.4% | $55,000 +175% |
| 2020 | $371 | $20,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Principal & interest
$1,547Mortgage insurance
$0Property taxes
$170Home insurance
$105HOA fees
$0Utilities
Not includedAll calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 34772
Nearby schools
GreatSchools rating
- 6/10Michigan Avenue Elementary SchoolGrades: PK-5Distance: 1.6 mi
- 6/10Middle School AAGrades: 6-8Distance: 7 mi
- 5/10Harmony High SchoolGrades: 9-12Distance: 7 mi
Schools provided by the listing agent
- Elementary: Michigan Avenue Elem (K 5)
- Middle: Harmony Middle
- High: Harmony High
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Florida
- Osceola County
- Saint Cloud
- 34772
- 4190 Bull St