For sale

$149,000

431 Sumner St, Cherokee, IA 51012

3beds

2baths

1,247sqft

$1,101/mo

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Single Family Residence, Residential

Built in 1910

6,534 Square Feet Lot

$147,100 Zestimate^®

$119/sqft

$-- HOA

What's special

Detached garageFinished atticOriginal hardwood floorsVersatile bonus spaceUpdated bathroomUpdated bathUpdated kitchen

Charming 1910 single-story home with finished attic — updated kitchen & bath, double lot, detached garage. Beautifully maintained classic home welcomes you with a covered front porch and original hardwood floors. The main level offers comfortable living and dining spaces, modernized kitchen with contemporary appliances and finishes, and an updated bathroom. A finished attic provides versatile bonus space—ideal as an extra bedroom, home office, studio or playroom. Sited on a rare double lot, the property delivers expansive outdoor space for gardening, entertaining or future expansion. Detached garage offers secure parking and workshop/storage potential. Updated systems and thoughtful renovations blend period character with everyday convenience. Don't miss this unique opportunity to own a piece of history with modern comfort—schedule your showing today. Average Utilities: Gas- $88.47 Elec- $113

8 days

920

25

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Main level bathrooms: 1
Main level bedrooms: 2

Rooms

Room types: Bedroom, Full Bath, Laundry, Living, Dining, 3/4 Bath

Heating

Radiant

Cooling

Window Unit(s)

Appliances

Included: Water Softener: Owned
Laundry: Main Level

Features

Eat-in Kitchen, New Bath, New Kitchen
Flooring: Hardwood
Basement: Full,Unfinished

Interior area

Total structure area: 1,247
Total interior livable area: 1,247 sqft
Finished area above ground: 1,247
Finished area below ground: 0

Property

Parking

Total spaces: 2
Parking features: Detached, Concrete
Garage spaces: 2

Features

Patio & porch: Deck

Lot

Size: 6,534 Square Feet
Features: Landscaped, Level, Wooded

Details

Additional structures: Storage Shed
Parcel number: 190350726306002

Construction

Type & style

Home type: SingleFamily
Architectural style: Bungalow
Property subtype: Single Family Residence, Residential

Materials

Vinyl Siding
Roof: Shingle

Condition

New construction: No
Year built: 1910

Utilities & green energy

Sewer: Public Sewer
Water: City

Community & HOA

Community

Security: Smoke Detector(s)

Location

Region: Cherokee

Financial & listing details

Price per square foot: $119/sqft
Tax assessed value: $75,450
Annual tax amount: $942
Price range: $149K - $149K
Date on market: 8/3/2026
Inclusions: stove, refrigerator, dishwasher, microwave, water softener
Exclusions: washer and dryer

Estimated market value

$147,100

$140,000 - $154,000

$1,248/mo

Price history

Date	Event	Price
8/3/2026	Listed for sale	$149,000$119/sqft
Source: Northwest Iowa Regional BOR #834047 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$942 -1.1%	$75,450 +12.6%
2024	$952 +17%	$66,980
2023	$814 +3.8%	$66,980 +29.9%
2022	$784 -20.4%	$51,570
2021	$985 +1.1%	$51,570
2020	$974 +28.2%	$51,570
2019	$760	$51,570
2018	$760 +2.2%	$51,570 +9.7%
2017	$744 -18.2%	$46,990
2016	$910 +14.3%	$46,990 +17%
2015	$796 -3.9%	$40,162
2014	$828 +4.3%	$40,162
2013	$794 +0.5%	--
2012	$790 +2.6%	--
2011	$770 +4.3%	--
2010	$738 -1.6%	--
2009	$750 +9%	--
2008	$688 -2%	--
2007	$702	--

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 51012

Getting around

45 / 100

Car-Dependent

36 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

4/10
Roosevelt Elementary School
Grades: PK-4Distance: 0.7 mi
8/10
Cherokee Middle School
Grades: 5-8Distance: 0.7 mi
6/10
Washington High School
Grades: 9-12Distance: 0.7 mi

Schools provided by the listing agent

Elementary: Cherokee
Middle: Cherokee
High: Cherokee

Source: Northwest Iowa Regional BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.