Tucked beneath towering ponderosa pines at the base of the Mogollon Rim, this stunning and fully remodeled A-frame cabin offers the perfect blend of mountain charm, modern comfort, and year-round recreation. Located in the highly sought-after Whispering Pines community, this property delivers the peaceful, forested lifestyle people escape the Valley to find.
Inside, the home has been completely renovated both cosmetically and mechanically, creating a move-in ready retreat that feels warm, open, and intentional. The dramatic open-concept great room showcases vaulted ceilings, exposed wood beams, and classic A-frame architecture that floods the space with natural light and character. It is a true gathering space, ideal for relaxing after a day outdoors or hosting.
One of the most exceptional features of this property is the private, fully fenced 1,750 square foot wraparound deck, offering panoramic forest views and seamless indoor-outdoor living. Designed for both relaxation and entertaining, this expansive deck is perfect for morning coffee, evening sunsets, or creating an outdoor lounge surrounded by nature. A beautiful mature apple tree grows directly through the deck, adding charm, shade, and a truly one-of-a-kind focal point that makes this cabin feel special and irreplaceable.
The home sits just steps from the East Verde River, where fishing, creekside exploration, and peaceful riverside walks are part of daily life. Outdoor enthusiasts will appreciate the close proximity to Water Wheel Falls, one of the area's most popular and scenic hikes, known for its flowing waterfalls, creek crossings, and access to miles of additional trail systems. Washington Park and surrounding forest service land offer endless opportunities for hiking, biking, horseback riding, and wildlife viewing.
Whispering Pines is beloved for its tranquil setting, tall pines, and cooler mountain climate, typically running 20 to 30 degrees cooler than Phoenix. Elk, deer, and other wildlife are frequent visitors, adding to the sense of being fully immersed in nature. The community is accessed via Houston Mesa Road, a well-maintained paved road that provides easy, reliable access to Payson, dining, shopping, and amenities. The drive from the Phoenix metro area is approximately 1 hour and 45 minutes, making this an easy escape without feeling remote.
With no HOA and no rental restrictions, this property offers exceptional flexibility. It is equally suited for full-time mountain living, a second-home cabin, or a short-term rental investment. The expansive deck space and wooded surroundings create a private, peaceful setting that invites you to slow down, unplug, and enjoy the fresh mountain air.
Charming, serene, and thoughtfully updated, 443 Neal Spur is the kind of Whispering Pines cabin that rarely comes available, offering location, lifestyle, and versatility in one unforgettable mountain retreat.
Active
Price cut: $25K (5/2)
$625,000
443 W Neal Spur, Payson, AZ 85541
4beds
2,148sqft
Single Family Residence
Built in 1964
0.28 Acres Lot
$599,200 Zestimate®
$291/sqft
$-- HOA
What's special
Seamless indoor-outdoor livingExposed wood beamsPanoramic forest viewsNatural light and characterTrue gathering spaceClassic a-frame architectureMove-in ready retreat
- 147 days |
- 950 |
- 57 |
Zillow last checked:
Listing updated:
Listed by:
Kirk Erickson 480-382-5475,
Schreiner Realty
Source: CAAR,MLS#: 93378
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Heating
- Electric, Forced Air
Cooling
- Central Air, Split System
Appliances
- Included: Dryer, Washer
- Laundry: Laundry Room
Features
- Breakfast Bar, Eat-in Kitchen, Kitchen-Dining Combo, Vaulted Ceiling(s), Pantry, Master Main Floor, Kitchen Island
- Flooring: Wood, Concrete, Vinyl
- Has basement: No
Interior area
- Total structure area: 2,148
- Total interior livable area: 2,148 sqft
Property
Parking
- Parking features: No Garage
Features
- Patio & porch: Porch
- Fencing: None
- Has view: Yes
- View description: Mountain(s), Rural
Lot
- Size: 0.28 Acres
- Dimensions: 125.14 x 130.54 x 107.98 x 96.24
- Features: Many Trees, Tall Pines on Lot
Details
- Parcel number: 30216109
- Zoning: County Res
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Multi Level,A-Frame
- Property subtype: Single Family Residence
Materials
- Wood Frame, Wood Siding
- Roof: Asphalt
Condition
- Year built: 1964
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Whispering Pines
Location
- Region: Payson
Financial & listing details
- Price per square foot: $291/sqft
- Tax assessed value: $376,418
- Annual tax amount: $2,436
- Date on market: 2/3/2026
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Gravel, Dirt
Estimated market value
$599,200
$569,000 - $629,000
$2,307/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/2/2026 | Price change | $625,000-3.8%$291/sqft |
Source: | ||
| 2/3/2026 | Listed for sale | $650,000+100%$303/sqft |
Source: | ||
| 12/17/2021 | Sold | $325,000-4.1%$151/sqft |
Source: | ||
| 8/30/2021 | Listed for sale | $339,000$158/sqft |
Source: | ||
| 8/13/2021 | Pending sale | $339,000$158/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,344 +5.4% | $37,642 +9.8% |
| 2024 | $2,225 +4.3% | $34,290 |
| 2023 | $2,132 +3.3% | -- |
| 2022 | $2,063 +2.5% | -- |
| 2021 | $2,013 +9.2% | -- |
| 2019 | $1,844 +4.8% | -- |
| 2018 | $1,760 -3.9% | -- |
| 2017 | $1,830 | -- |
| 2016 | $1,830 -6.8% | -- |
| 2015 | $1,964 | -- |
| 2014 | -- | -- |
| 2013 | -- | $10,655 -19.7% |
| 2012 | -- | $13,264 -5.3% |
| 2011 | -- | $14,003 |
| 2010 | -- | $14,003 |
| 2009 | -- | -- |
| 2008 | $1,254 | -- |
| 2007 | -- | -- |
| 2006 | $1,378 | -- |
| 2005 | -- | -- |
| 2004 | -- | -- |
| 2003 | -- | -- |
| 2002 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 85541
Nearby schools
GreatSchools rating
- NAPayson Elementary SchoolGrades: K-2Distance: 7.8 mi
- 5/10Rim Country Middle SchoolGrades: 6-8Distance: 9.5 mi
- 4/10Payson High SchoolGrades: 9-12Distance: 9.6 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Arizona
- Gila County
- Payson
- 85541
- 443 W Neal Spur





