*OFFERING BUYER INCENTIVE!* Want to see a house that actually looks like the photos? Well you've found the one! Room for everyone, all on one level! Completely renovated in 2026, this spacious 4-bedroom, 3-full-bath home offers 2,280 square feet of thoughtfully updated living space on a generous 30,000-square-foot lot in the water-oriented community of Tall Timbers. Step inside to soaring vaulted ceilings and a bright, open main living space where refinished hardwood floors add warmth and character. The beautifully renovated kitchen features sparkling quartz countertops, stainless steel appliances, updated cabinetry and lighting, plus a built-in coffee or wine bar perfect for morning routines or evening entertaining. Just off the kitchen, a second living space offers valuable flexibility as a home office, playroom, den, or additional gathering space. The floor plan is especially well suited for a growing or multigenerational household, with FOUR bedrooms and THREE full baths—including two bedrooms with their own private en-suite bathrooms. Whether creating a second primary suite for parents or extended family, a private guest retreat, or simply giving everyone a little more space, this home offers options that are hard to find in a one-level layout. The extensive 2026 renovation includes a new roof, six new windows, completely renovated kitchen and bathrooms, new flooring and lighting, refinished hardwood floors, and refreshed front and rear decks. Outside, the large lot provides plenty of room to enjoy the outdoors, while the existing shed offers additional storage and conveys as-is. And then there's the location. Water is quite literally just across the street, giving this tucked-away Tall Timbers setting the unmistakable feel of Southern Maryland coastal living. Take a stroll through the neighborhood for views of the surrounding waterways or head minutes down the road to local water access and nearby Piney Point, where you'll find Potomac River views, a waterfront park, pier, boardwalk, kayak launch, and historic lighthouse. With public utilities, no HOA and generous living space this beautifully renovated home offers room to grow, room to gather, and a location that lets you enjoy life near the water without the waterfront price tag. *BUYER INCENTIVE! Seller is offering a credit toward an interest rate buydown to help lower your monthly mortgage payment.* Available with an acceptable offer, subject to lender approval and loan program guidelines. Contact the listing agent for details.
For sale
Price cut: $5K (10/10)
$394,900
44971 Shore Dr, Tall Timbers, MD 20690
4beds
2,280sqft
Single Family Residence
Built in 1995
0.69 Acres Lot
$394,000 Zestimate®
$173/sqft
$-- HOA
What's special
Refinished hardwood floorsBeautifully renovated kitchenSoaring vaulted ceilingsStainless steel appliancesNew roofSparkling quartz countertopsSix new windows
- 34 days
- 1,385
- 169
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Emily Watts 240-416-6094,
Real Broker, LLC 8504500442
Source: Bright MLS,MLS#: MDSM2033274
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 3
- Main level bedrooms: 4
Basement
- Area: 0
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Electric Water Heater
Features
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 2,280
- Total interior livable area: 2,280 sqft
- Finished area above ground: 2,280
- Finished area below ground: 0
Property
Parking
- Total spaces: 6
- Parking features: Driveway
- Uncovered spaces: 6
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Size: 0.69 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1902009099
- Zoning: RL
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Raised Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 1995
- Major remodel year: 2026
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Sheehans
HOA
- Has HOA: No
Location
- Region: Tall Timbers
Financial & listing details
- Price per square foot: $173/sqft
- Tax assessed value: $340,533
- Annual tax amount: $2,132
- Date on market: 9/12/2026
- Listing agreement: Exclusive Agency
- Ownership: Fee Simple
Estimated market value
$394,000
$374,000 - $414,000
$2,812/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/10/2026 | Price change | $394,900-1.3%$173/sqft |
Source: | ||
| 9/12/2026 | Listed for sale | $399,900+113.3%$175/sqft |
Source: | ||
| 2/17/2026 | Sold | $187,500$82/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,452 +18.6% | $222,100 +3.1% |
| 2024 | $2,068 +3.2% | $215,467 +3.2% |
| 2023 | $2,004 +3.3% | $208,833 +3.3% |
| 2022 | $1,941 +1.1% | $202,200 +1.1% |
| 2021 | $1,919 +1.1% | $199,933 +1.1% |
| 2020 | $1,897 +1.2% | $197,667 +1.2% |
| 2019 | $1,875 | $195,400 |
| 2018 | $1,875 -0.9% | $195,400 |
| 2017 | $1,893 -11.5% | $195,400 -0.8% |
| 2016 | $2,139 | $197,000 |
| 2015 | $2,139 | $197,000 |
| 2014 | $2,139 | $197,000 -1.7% |
| 2013 | -- | $200,500 |
| 2012 | -- | $200,500 |
| 2011 | -- | $200,500 -29.8% |
| 2010 | -- | $285,700 +23.9% |
| 2009 | -- | $230,572 +31.4% |
| 2008 | -- | $175,446 +45.8% |
| 2007 | -- | $120,320 +11.1% |
| 2006 | -- | $108,270 +12.5% |
| 2005 | -- | $96,220 +14.3% |
| 2004 | -- | $84,170 +1.9% |
| 2003 | -- | $82,582 +2% |
| 2002 | -- | $80,996 +2% |
| 2001 | -- | $79,410 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 20690
Nearby schools
Schools provided by the listing agent
- District: St. Mary's County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.




