Skip main navigation
For sale
  • Price cut: $5K (10/10)
    $394,900

    44971 Shore Dr, Tall Timbers, MD 20690

    4beds
    2,280sqft
    : 
    $2,653/mo
    Get pre-qualified
    Single Family Residence
    Built in 1995
    0.69 Acres Lot
    $394,000 Zestimate®
    $173/sqft
    $-- HOA

    What's special

    Refinished hardwood floorsBeautifully renovated kitchenSoaring vaulted ceilingsStainless steel appliancesNew roofSparkling quartz countertopsSix new windows
    *OFFERING BUYER INCENTIVE!* Want to see a house that actually looks like the photos? Well you've found the one! Room for everyone, all on one level! Completely renovated in 2026, this spacious 4-bedroom, 3-full-bath home offers 2,280 square feet of thoughtfully updated living space on a generous 30,000-square-foot lot in the water-oriented community of Tall Timbers. Step inside to soaring vaulted ceilings and a bright, open main living space where refinished hardwood floors add warmth and character. The beautifully renovated kitchen features sparkling quartz countertops, stainless steel appliances, updated cabinetry and lighting, plus a built-in coffee or wine bar perfect for morning routines or evening entertaining. Just off the kitchen, a second living space offers valuable flexibility as a home office, playroom, den, or additional gathering space. The floor plan is especially well suited for a growing or multigenerational household, with FOUR bedrooms and THREE full baths—including two bedrooms with their own private en-suite bathrooms. Whether creating a second primary suite for parents or extended family, a private guest retreat, or simply giving everyone a little more space, this home offers options that are hard to find in a one-level layout. The extensive 2026 renovation includes a new roof, six new windows, completely renovated kitchen and bathrooms, new flooring and lighting, refinished hardwood floors, and refreshed front and rear decks. Outside, the large lot provides plenty of room to enjoy the outdoors, while the existing shed offers additional storage and conveys as-is. And then there's the location. Water is quite literally just across the street, giving this tucked-away Tall Timbers setting the unmistakable feel of Southern Maryland coastal living. Take a stroll through the neighborhood for views of the surrounding waterways or head minutes down the road to local water access and nearby Piney Point, where you'll find Potomac River views, a waterfront park, pier, boardwalk, kayak launch, and historic lighthouse. With public utilities, no HOA and generous living space this beautifully renovated home offers room to grow, room to gather, and a location that lets you enjoy life near the water without the waterfront price tag. *BUYER INCENTIVE! Seller is offering a credit toward an interest rate buydown to help lower your monthly mortgage payment.* Available with an acceptable offer, subject to lender approval and loan program guidelines. Contact the listing agent for details.
    34 days
    1,385
    169

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Emily Watts 240-416-6094,

    Real Broker, LLC 8504500442

    Source: Bright MLS,MLS#: MDSM2033274MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 3
      • Main level bedrooms: 4
      Basement
      • Area: 0
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Electric Water Heater
      Features
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 2,280
      • Total interior livable area: 2,280 sqft
      • Finished area above ground: 2,280
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 6
      • Parking features: Driveway
      • Uncovered spaces: 6
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One
      • Stories: 1
      • Pool features: None
      Lot
      • Size: 0.69 Acres
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 1902009099
      • Zoning: RL
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Raised Ranch/Rambler
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Crawl Space
      Condition
      • New construction: No
      • Year built: 1995
      • Major remodel year: 2026

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Sheehans
      HOA
      • Has HOA: No
      Location
      • Region: Tall Timbers

      Financial & listing details

      • Price per square foot: $173/sqft
      • Tax assessed value: $340,533
      • Annual tax amount: $2,132
      • Date on market: 9/12/2026
      • Listing agreement: Exclusive Agency
      • Ownership: Fee Simple

        Estimated market value

        $394,000

        $374,000 - $414,000

        $2,812/mo

        Price history

        DateEventPrice
        10/10/2026Price change$394,900-1.3%$173/sqft
        Source: Bright MLS #MDSM2033274 Report a problem
        9/12/2026Listed for sale$399,900+113.3%$175/sqft
        Source: Bright MLS #MDSM2033274 Report a problem
        2/17/2026Sold$187,500$82/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,452 +18.6%$222,100 +3.1%
        2024$2,068 +3.2%$215,467 +3.2%
        2023$2,004 +3.3%$208,833 +3.3%
        2022$1,941 +1.1%$202,200 +1.1%
        2021$1,919 +1.1%$199,933 +1.1%
        2020$1,897 +1.2%$197,667 +1.2%
        2019$1,875 $195,400
        2018$1,875 -0.9%$195,400
        2017$1,893 -11.5%$195,400 -0.8%
        2016$2,139 $197,000
        2015$2,139 $197,000
        2014$2,139 $197,000 -1.7%
        2013-- $200,500
        2012-- $200,500
        2011-- $200,500 -29.8%
        2010-- $285,700 +23.9%
        2009-- $230,572 +31.4%
        2008-- $175,446 +45.8%
        2007-- $120,320 +11.1%
        2006-- $108,270 +12.5%
        2005-- $96,220 +14.3%
        2004-- $84,170 +1.9%
        2003-- $82,582 +2%
        2002-- $80,996 +2%
        2001-- $79,410
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 20690

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: St. Mary's County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.