For sale

Price cut: $10K (7/31)

$348,000

45 Black Bear Trace, Murphy, NC 28906

2beds

1,646sqft

$2,064/mo

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Single Family Residence

Built in 1995

0.44 Acres Lot

$-- Zestimate^®

$211/sqft

$25/mo HOA

What's special

Seasonal mountain viewLarge patioCovered entry deckWood-sided chaletRaised plant terracesScreened-in porch

Discover this charming 2-bedroom w bonus room, 3-bath wood-sided chalet, offering the perfect blend of cozy mountain living and entertainment-ready space. Features include a well-maintained neighborhood, a covered entry deck, wood-burning fireplace with stone surround, screened-in porch, large patio, finished basement with a wet bar sink and dining area. Bonus basement room that could be used as a guest room, home office, playroom, or hobby/craft room. For gardners, a garden trellis arch covered in wild roses, and raised plant terraces. Seasonal mountain view. Convenient location, great short-term rental property.

133 days
392
24

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 3
Full bathrooms: 3

Rooms

Room types: Master Bedroom, Living Room, Dining Room, Family Room, Bedroom 1, Bedroom 2, Bedroom 3, Other

Primary bedroom

Level: Upper

Bedroom 1

Level: Upper

Bedroom 2

Level: Main

Bedroom 3

Level: Basement

Dining room

Level: Main

Family room

Level: Basement

Kitchen

Level: Main

Living room

Level: Main

Other

Level: Basement

Heating

Heat Pump, Fireplace(s), Electric

Cooling

Heat Pump

Appliances

Included: Built-In Microwave, Washer, Refrigerator, Range, Dryer, Dishwasher
Laundry: In Basement, Laundry Room

Features

Vaulted Ceiling(s), Ceiling Fan(s), Basement
Flooring: Carpet, Ceramic Tile
Basement: Exterior Entry,Finished
Attic: None
Number of fireplaces: 1

Interior area

Total structure area: 1,646
Total interior livable area: 1,646 sqft

Video & virtual tour

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Property

Parking

Parking features: Gravel, Paved, No Garage

Features

Levels: One and One Half
Patio & porch: Porch
Fencing: None
Frontage type: See Remarks

Lot

Size: 0.44 Acres
Features: Wooded

Details

Parcel number: 553200196013000
Zoning: Single Family
Special conditions: Probate Listing

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Wood Siding, Wood Frame
Foundation: Raised, Slab
Roof: Metal

Condition

New construction: No
Year built: 1995

Utilities & green energy

Sewer: Septic Tank
Water: Shared Well
Utilities for property: Cable Available

Community & HOA

Community

Subdivision: Black Bear Ridge

HOA

Has HOA: Yes
Amenities included: Maintenance Roads, Water
HOA fee: $300 annually
HOA name: Black Bear Ridge

Location

Region: Murphy

Financial & listing details

Price per square foot: $211/sqft
Tax assessed value: $139,690
Date on market: 4/23/2026
Cumulative days on market: 134 days
Listing agreement: Exclusive Right To Sell
Listing terms: Cash,Conventional
Lease term: Short Term Lease

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/31/2026	Price change	$348,000-2.8%$211/sqft
Source: Hive MLS #98544642 Report a problem
6/1/2026	Price change	$358,000-6.5%$217/sqft
Source: Hive MLS #98544642 Report a problem
4/24/2026	Listed for sale	$383,000$233/sqft
Source: Mountain Lakes BOR #158094 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	--	$139,690
2024	--	$139,690
2023	$1,018	$139,690
2022	--	$139,690
2021	$864 +8.8%	$139,690
2020	$794 -2.2%	$139,690 +10.1%
2019	$812	$126,830 +23.6%
2018	$812 +20.9%	$102,640
2017	$671	$102,640
2016	$671	$102,640
2015	$671	$102,640