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For sale
  • $2,650,000

    4919 Bal Harbor Cir, Chattanooga, TN 37416

    3beds
    4,025sqft
    : 
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    Single Family Residence
    Built in 1980
    0.62 Acres Lot
    $-- Zestimate®
    $658/sqft
    $-- HOA

    What's special

    Welcome to 4919 Bal Harbor Circle! Perfectly positioned on the main channel, this exceptional lakefront estate offers a rare combination of luxury, privacy, and effortless access to the water, highlighted by a beautifully level backyard that gently leads to the shoreline, a feature that is hard to find in this area. Designed for both refined living and elevated entertaining, the main level features 3 spacious bedrooms, 3 well-appointed baths in which the owners suite has heated floors, and a thoughtfully designed layout that includes a formal dining room, inviting living room, and a warm, open kitchen and den area. A light-filled sunroom captures serene water views, while the expansive full-length deck creates a seamless indoor-outdoor experience. The built-in grilling station, complete with a gorgeous waterfall feature, sets the stage for unforgettable gatherings. Craftsmanship is evident from the moment you arrive, with a grand solid pecan wood front door and matching garage door that make a timeless first impression. The lower level is equally impressive, featuring a generous second living space, a bar area that includes a dishwasher and built-in ice maker. From there, you enter the covered patio area that extends your entertaining space outdoors. With a total of five garage bays, 2 on the main level and 3 below, there is ample room for vehicles, storage, and lake toys. At the water's edge, a covered double dock with two boat lifts offers immediate access to the lake, making every day feel like a retreat. This is more than a home, it's a lifestyle defined by comfort, elegance, and the kind of lakefront living that is truly hard to find. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important. Piano, pool table, pool table chairs, stools, pub table and pool table equipment do not convey. Home Features: Anderson Windows Separate electrical panel for holiday decorations Alarm System DVR system: 4 TB / 32 cameras Heated master bathroom floor tankless hot water system commercial panasonic intercom / phone system whole lawn irrigation system Power remote window blinds The outdoor kitchen has power screens and room heaters, plus a built-in waterfall. Boathouse: has electric and water, 2 power lifts for boats, and an upstairs storage room 5 car garages plus equipment room and workshop area Extensive driveway area
    67 days
    |
    1,763
    |
    83
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Leatha Eaves 423-718-2545,

    Coldwell Banker Pryor Realty 423-894-6762

    Source: Greater Chattanooga Realtors,MLS#: 1534839

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Level: First
      Bedroom
      • Level: First
      Bedroom
      • Level: First
      Primary bathroom
      • Level: First
      Bathroom
      • Level: First
      Bathroom
      • Level: Basement
      Den
      • Level: First
      Den
      • Level: Basement
      Dining room
      • Level: First
      Great room
      • Level: First
      Kitchen
      • Level: First
      Kitchen
      • Level: Basement
      Laundry
      • Level: First
      Heating
      • Natural Gas
      Cooling
      • Central Air, Ceiling Fan(s), Multi Units, Other
      Appliances
      • Included: Dishwasher, Free-Standing Electric Range, Gas Water Heater, Trash Compactor, Tankless Water Heater
      • Laundry: Laundry Room, Main Level
      Features
      • Walk-In Closet(s), Tub/shower Combo, Breakfast Room, Separate Dining Room, Split Bedrooms
      • Flooring: Carpet, Hardwood, Tile
      • Basement: Finished
      • Number of fireplaces: 2
      • Fireplace features: Basement, Den, Gas Log
      Interior area
      • Total structure area: 4,025
      • Total interior livable area: 4,025 sqft
      • Finished area above ground: 2,783
      • Finished area below ground: 1,242

      Property

      Parking
      • Total spaces: 5
      • Parking features: Basement, Driveway, Garage, Garage Door Opener, Off Street, Garage Faces Front, Garage Faces Side, Kitchen Level
      • Attached garage spaces: 5
      Features
      • Patio & porch: Deck, Front Porch, Rear Porch, Porch - Covered
      • Exterior features: Boat Slip, Outdoor Grill, Dock - Stationary
      • Pool features: None
      • Spa features: None
      • Has view: Yes
      • View description: Lake, Water
      • Has water view: Yes
      • Water view: Lake,Water
      • Waterfront features: Lake, Lake Front, Seawall
      Lot
      • Size: 0.62 Acres
      • Dimensions: 96 x 214 x 190 x 340
      • Features: Gentle Sloping, Waterfront
      Details
      • Additional structures: Boat House
      • Parcel number: 120i B 006
      • Special conditions: Trust

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Stone
      • Foundation: Block
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1980

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Connected, Electricity Connected, Phone Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: Bal Harbor
      HOA
      • Has HOA: No
      Location
      • Region: Chattanooga

      Financial & listing details

      • Price per square foot: $658/sqft
      • Tax assessed value: $1,665,000
      • Annual tax amount: $12,255
      • Date on market: 5/22/2026
      • Listing terms: Cash,Conventional

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $2,889/mo

        Price history

        DateEventPrice
        5/22/2026Listed for sale$2,650,000$658/sqft
        Source: Greater Chattanooga Realtors #1534839 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,309 +3.2%$416,250 +52.4%
        2024$6,111 $273,125
        2023$6,111 $273,125
        2022$6,111 $273,125
        2021$6,111 -10.9%$273,125 +10.1%
        2020$6,860 $248,075
        2019$6,860 $248,075
        2018$6,860 -45.7%$248,075
        2017$12,635 +7.2%$248,075
        2016$11,785 --
        2015$11,785 $229,975
        2014$11,785 +92.3%--
        2013$6,128 $229,975 +3.8%
        2012$6,128 $221,625
        2011$6,128 -45.5%$221,625
        2010$11,246 +7.9%$221,625
        2009$10,426 $221,625 +25.2%
        2008-- $176,950
        2007-- $176,950
        2006-- $176,950
        2005-- $176,950 +30.2%
        2004-- $135,925
        2003-- $135,925
        2002-- $135,925
        2001-- $135,925 +23.1%
        2000-- $110,400
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Bal Harbor

        Getting around

        4 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        5 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Harrison Elementary
        • Middle: Brown Middle
        • High: Central High School

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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