HUGE PRICE REDUCTION WELL BELOW APPRAISED VALUE + $15,000 SELLER CREDIT! Use for closing costs or rate buy down! BONUS: $50,000 IN ADDITIONAL UPGRADES AND LESS THAN ONE YEAR OLD! INCREDIBLE OPPORTUNITY! This home is truly one of a kind! Welcome to The Victoria, one of Liberty's most popular floor plans, offering 2,301 square feet of spacious open-concept living with 4 bedrooms, 3 bathrooms, a 2-car garage, on a premium lot with a beautiful backyard overlooking the pond. With large, covered front and back porches, Hardie siding, and an open, inviting layout, this home offers an impressive combination of space, style, and functionality.
What truly sets this immaculate Victoria apart are all the thoughtful touches, both inside and out. More than $50,000 in additional owner-added upgrades and improvements have been carefully incorporated into the home, from the extensive professional landscaping to the custom interior finishes, expanded outdoor living space, and additional storage.
From the moment you arrive, the attention to detail is evident. The large covered front porch has been professionally epoxied, while the custom landscaping and custom decorative concrete edging create a striking curb appeal. Going well beyond the traditional front-yard landscaping, this home features thoughtfully designed landscaping that extends around all four sides and along the rear property, creating a beautifully finished look from every angle.
The outdoor plantings include a 21-foot palm, a crepe myrtle tree, a 6-foot red Japanese maple, Little Gem magnolia, 6-foot holly, an extensive variety of bedding plants with landscape fabric providing weed protection beneath the mulch. A 25-foot flagpole adds another distinctive touch to the front of the property.
Step inside the home to discover the carefully selected finishes throughout. The kitchen features elegant quartz countertops along with upgraded Samsung appliances, including the microwave, dishwasher, slide-in stove, and decorative refrigerator with changeable-color panels. A custom kitchen backsplash, unique pendant lighting, and high-end dining room chandelier further enhance the open kitchen and dining areas.
The spacious family room features a tray ceiling and has been customized with an electric fireplace and bump-out wall, six 55-inch decorative floating shelves, and two 55-inch custom cabinets, creating not only an attractive focal point for the main living area, but also providing additional storage.
The refined details continue through the home with upgraded lever-style door handles, custom room-darkening shades in the primary bedroom, faux wood blinds in all three guest rooms, draperies and hardware as hung, and automatic on/off lighting in the pantry, half bath, and primary closet. Additional closet shelving provides even more storage, while the laundry room includes a 60-inch decorative floating shelf.
Meticulous care is evident throughout this home, extending even into the two-car garage. The garage floor has been professionally epoxied, an upgraded garage door opener has been installed, and extensive shelving provides additional organization. In additon, there is added attic flooring create valuable overhead storage space.
Continue through the home to one of its standout features - the gorgeous outdoor living area. The covered back porch opens to an impressive 35' x 15' lanai extension finished with heavy duty no-see-um screen and overlooking the pond and the beautifully designed planter areas. Both the original lanai floor and the newly added extension have been professionally epoxied, creating a large, finished outdoor living space perfect for relaxing, entertaining, or simply enjoying the backyard and water view. Whole-house gutters and downspouts as well as two motion sensor coach lights, and large hose reels on each side of the home have also been added, along with a decorative wooden plant hanger post with a night light. A second Ring doorbell has been installed by the back door for additional security and convenience. Liberty features underground utilities, helping reduce exposure to severe-weather damage and potentially providing fewer outages and more reliable service. Residents also enjoy access to two amenity centers featuring two community pools, a club house, children's splash pad, playground, well-equipped fitness center, and basketball and pickle ball courts. Conveniently located approximately 20 minutes from Tyndall Air Force Base.
This home won't last long! Schedule your private tour today and see firsthand the incredible attention to detail, upgrades, and outdoor living this home has to offer. Measurements are approximate; please verify if important.
For sale
Price cut: $10K (10/5)
$429,000
4962 Prater Rd, Panama City, FL 32404
4beds
2,301sqft
Single Family Residence
Built in 2025
7,840 Square Feet Lot
$427,100 Zestimate®
$186/sqft
$79/mo HOA
What's special
Custom interior finishesWhole-house gutters and downspoutsUpgraded lever-style door handlesHardie sidingExpanded outdoor living spaceUnique pendant lightingHigh-end dining room chandelier
- 65 days
- 374
- 20
Zillow last checked:
Listing updated:
Listed by:
Michael S Werner 850-814-6266,
Keller Williams Success Realty
Source: CPAR,MLS#: 793840
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Breakfast Room/Nook, Bedroom, Kitchen, Living Room, Primary Bedroom
Primary bedroom
- Level: First
- Dimensions: 16 x 13
Bedroom
- Level: First
- Dimensions: 12 x 11
Bedroom
- Level: First
- Dimensions: 12 x 11
Bedroom
- Level: First
- Dimensions: 14 x 11
Breakfast room nook
- Level: First
- Dimensions: 14 x 8
Kitchen
- Level: First
- Dimensions: 17 x 14
Living room
- Level: First
- Dimensions: 22 x 20
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Electric Oven
Features
- Double Vanity, Main Level Primary, Soaking Tub, Separate Shower
- Flooring: Plank, Vinyl
Interior area
- Total structure area: 2,301
- Total interior livable area: 2,301 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage
- Garage spaces: 2
Features
- Patio & porch: Enclosed, Covered, Patio, Porch, Screened
- Exterior features: Patio, Porch
- Pool features: Community
Lot
- Size: 7,840 Square Feet
- Dimensions: 65.0 ft x 125.0 ft
- Features: Sprinkler System
Details
- Parcel number: 05903250136
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subtype: Single Family Residence
Materials
- HardiPlank Type, Vinyl Siding
- Foundation: Slab
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 2025
Utilities & green energy
- Sewer: Public Sewer
Community & HOA
Community
- Features: Barbecue, Clubhouse, Fitness Center, Pool, Community Pool
- Subdivision: Liberty
HOA
- Has HOA: Yes
- Amenities included: Gazebo, Barbecue
- Services included: Association Management, Clubhouse, Fitness Facility, Legal/Accounting, Playground, Pool(s)
- HOA fee: $79 monthly
Location
- Region: Panama City
Financial & listing details
- Price per square foot: $186/sqft
- Tax assessed value: $64,191
- Annual tax amount: $1,038
- Date on market: 8/11/2026
- Cumulative days on market: 66 days
Estimated market value
$427,100
$406,000 - $448,000
$2,609/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/5/2026 | Price change | $429,000-2.3%$186/sqft |
Source: | ||
| 9/20/2026 | Price change | $439,000-3.3%$191/sqft |
Source: | ||
| 9/7/2026 | Price change | $454,000-1.1%$197/sqft |
Source: | ||
| 8/11/2026 | Listed for sale | $459,000+9.3%$199/sqft |
Source: | ||
| 12/2/2025 | Sold | $419,900$182/sqft |
Source: | ||
| 9/8/2025 | Pending sale | $419,900+4.2%$182/sqft |
Source: | ||
| 9/8/2025 | Listed for sale | $402,900$175/sqft |
Source: | ||
| 8/4/2025 | Pending sale | $402,900$175/sqft |
Source: | ||
| 7/19/2025 | Price change | $402,900-2.9%$175/sqft |
Source: | ||
| 7/18/2025 | Price change | $414,900+5.1%$180/sqft |
Source: | ||
| 7/12/2025 | Price change | $394,900-4.8%$172/sqft |
Source: | ||
| 4/22/2025 | Listed for sale | $414,900$180/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,038 +2491.3% | $64,191 +2426.2% |
| 2024 | $40 | $2,541 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32404
Nearby schools
Schools provided by the listing agent
- Elementary: Tommy Smith
- Middle: Merritt Brown
- High: Rutherford
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.







