Active

Price cut: $10K (7/28)

$330,000

5 SE Hilltop Terrace Rd, Saint Joseph, MO 64507

3beds

2,280sqft

$2,187/mo

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Single Family Residence

Built in 1993

1.09 Acres Lot

$-- Zestimate^®

$145/sqft

$-- HOA

What's special

Welcome to this spacious 3 bedroom, 2.5 bathroom home nestled on over an acre in the highly sought-after Mid-Buchanan School District. Tucked away on a private cul-de-sac, this property offers the perfect blend of peaceful country living and neighborhood convenience. Inside, you'll find vaulted ceilings, a cozy wood-burning fireplace, brand-new carpet, and main-level laundry conveniently located near the bedrooms. The finished lower level features a large recreation room, providing plenty of space for entertaining, hobbies, or a second living area. Step outside to enjoy the new deck overlooking the serene setting, where you'll appreciate the privacy and room to spread out. This home is being sold as-is, presenting an excellent opportunity to make it your own while enjoying an affordable price point in a desirable location. Don't miss your chance to own a home with great potential in an outstanding neighborhood and school district!

14 days

974

38

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1

Primary bedroom

Level: Main

Bedroom 2

Level: Main

Bedroom 3

Level: Main

Great room

Level: Main

Laundry

Level: Main

Recreation room

Level: Lower

Heating

Electric, Heat Pump

Cooling

Attic Fan, Electric

Appliances

Included: Dishwasher, Dryer, Microwave, Refrigerator, Washer
Laundry: Bedroom Level, Main Level

Features

Ceiling Fan(s), Vaulted Ceiling(s)
Flooring: Carpet, Vinyl
Windows: Skylight(s)
Basement: Daylight,Egress Window(s),Finished
Number of fireplaces: 1
Fireplace features: Great Room, Wood Burning

Interior area

Total structure area: 2,280
Total interior livable area: 2,280 sqft
Finished area above ground: 2,280

Property

Parking

Total spaces: 2
Parking features: Attached, Basement
Attached garage spaces: 2

Features

Patio & porch: Deck

Lot

Size: 1.09 Acres
Dimensions: 1.09 acres
Features: Acreage, Cul-De-Sac

Details

Parcel number: 067.036000000005.008
Special conditions: As Is

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Board & Batten Siding, Brick Trim, Frame
Roof: Composition

Condition

Year built: 1993

Utilities & green energy

Sewer: Septic Tank
Water: Public

Community & HOA

Community

Subdivision: Other

HOA

Has HOA: No

Location

Region: Saint Joseph

Financial & listing details

Price per square foot: $145/sqft
Tax assessed value: $183,740
Annual tax amount: $2,280
Date on market: 7/28/2026
Listing terms: Cash,Conventional
Exclusions: Ipc
Ownership: Private
Road surface type: Paved

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/28/2026	Price change	$330,000-2.9%$145/sqft
Source: Heartland MLS as distributed by MLS GRID #2632741 Report a problem
7/21/2026	Price change	$340,000-5.6%$149/sqft
Source: Owner Report a problem
7/8/2026	Listed for sale	$360,000$158/sqft
Source: Owner Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,280 +0.9%	$34,920 +6.4%
2024	$2,260 -0.4%	$32,810
2023	$2,270 -0.2%	$32,810
2022	$2,274 +0%	$32,810
2021	$2,273 -1.4%	$32,810
2020	$2,306 -0.2%	$32,810
2018	$2,311	$32,810
2017	$2,311 +26.6%	$32,810 +20%
2015	$1,825 +168911.1%	$27,350
2014	$1 -99.9%	$27,350
2012	$1,581 +6.1%	$27,350
2011	$1,490	$27,350
2010	$1,490	$27,350

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 64507

Getting around

1 / 100

Car-Dependent

7 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

8/10
Mid-Buchanan Elementary School
Grades: PK-6Distance: 5.8 mi
4/10
Mid-Buchanan Sr. High School
Grades: 7-12Distance: 5.8 mi

Schools provided by the listing agent

Elementary: Mid Buchanan
Middle: Mid Buchanan
High: Mid Buchanan

Source: Heartland MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.