Waterfront Living with a Dock, No HOA & Extensive Recent Updates! This 3-bedroom, 2-bath brick ranch offers the perfect blend of comfortable living, entertaining space, and waterfront enjoyment—with no HOA and no city taxes! Thoughtfully updated and move-in ready, the home features new LVP flooring throughout, new ceiling fans and light fixtures, interior upgrades, electrical panel upgrades, a new HVAC system, and a new hot water heater. The house and cedar shake were freshly painted in 2025, adding to the home's refreshed appeal.
Inside, three distinct living spaces provide plenty of room to relax and entertain, while the spacious kitchen serves as the heart of the home with stainless steel appliances, abundant workspace and storage, and a convenient breakfast bar. The bright and airy dining area features a stone fireplace and beautiful water views and opens to the covered back deck. The living room offers a charming barn door, while the main-level laundry adds everyday convenience.
Outdoor living is where this property truly shines. Enjoy the covered back deck, along with an updated backyard gathering area featuring a stone fire pit and retaining wall, completed in 2026. An outdoor shower with convenient access to the bathroom from the yard makes lake living effortless. The expansive covered fixed dock is perfect for relaxing, entertaining, and enjoying the water, and leads to a covered boat slip and floating dock.
The property also offers a two-story workshop/barn with incredible potential for hobbies, projects, storage, or additional workspace, plus a basement for even more flexibility.
Conveniently located just minutes from Belmont, Lake Wylie, I-85, I-485, Charlotte Douglas International Airport, and Harbortowne Marina, this property delivers the best of lake living with an impressive list of recent improvements, abundant indoor and outdoor space, and no HOA or city taxes.
Active
$739,900
513 Paradise Cir, Belmont, NC 28012
3beds
1,693sqft
Single Family Residence
Built in 1976
0.31 Acres Lot
$715,900 Zestimate®
$437/sqft
$-- HOA
What's special
Stone fireplaceFloating dockExpansive covered fixed dockBeautiful water viewsAbundant workspace and storageSpacious kitchenCovered boat slip
- 51 days
- 255
- 21
Zillow last checked:
Listing updated:
Listed by:
Trevor Cherry TCRealEstateLLC@gmail.com,
Trevor Cherry Real Estate LLC
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4419627
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Main
Dining room
- Level: Main
Flex space
- Level: Basement
Other
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Heating
- Electric, Forced Air, Heat Pump
Cooling
- Central Air, Heat Pump
Appliances
- Included: Dishwasher, Dryer, Electric Oven, Electric Range, Ice Maker, Microwave, Washer
- Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup
Features
- Breakfast Bar, Built-in Features
- Flooring: Tile, Vinyl
- Doors: Insulated Door(s), Sliding Doors, Storm Door(s)
- Windows: Insulated Windows
- Basement: Daylight,French Drain,Partially Finished,Walk-Out Access
- Fireplace features: Insert, Keeping Room, Wood Burning Stove
Interior area
- Total structure area: 1,693
- Total interior livable area: 1,693 sqft
- Finished area above ground: 1,693
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 6
- Parking features: Driveway
- Uncovered spaces: 6
Features
- Levels: One
- Stories: 1
- Patio & porch: Balcony, Covered, Deck, Patio, Rear Porch
- Exterior features: Fire Pit, Outdoor Shower, Storage, Other - See Remarks
- Fencing: Back Yard
- Has view: Yes
- View description: Water, Year Round
- Has water view: Yes
- Water view: Water
- Waterfront features: Boat Ramp – Community, Covered structure, Dock, Pier, Retaining Wall, Other - See Remarks, Waterfront
- Body of water: Lake Wylie
Lot
- Size: 0.31 Acres
- Features: Cul-De-Sac
Details
- Additional structures: Boat House, Shed(s), Workshop
- Parcel number: 191896
- Zoning: R1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Brick Partial, Cedar Shake, Vinyl
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 1976
Utilities & green energy
- Sewer: Septic Installed
- Water: Community Well
Community & HOA
Community
- Features: Lake Access
- Security: Smoke Detector(s)
- Subdivision: Paradise Point
Location
- Region: Belmont
Financial & listing details
- Price per square foot: $437/sqft
- Tax assessed value: $426,060
- Annual tax amount: $3,042
- Date on market: 8/29/2026
- Cumulative days on market: 51 days
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Road surface type: Concrete, Paved
Estimated market value
$715,900
$680,000 - $752,000
$2,320/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/28/2026 | Listed for sale | $739,900$437/sqft |
Source: | ||
| 10/7/2026 | Listing removed | $739,900$437/sqft |
Source: | ||
| 9/21/2026 | Price change | $739,900-1.3%$437/sqft |
Source: | ||
| 8/29/2026 | Listed for sale | $749,900+12.9%$443/sqft |
Source: | ||
| 6/9/2025 | Sold | $664,000-5.1%$392/sqft |
Source: | ||
| 4/24/2025 | Price change | $700,000-3.4%$413/sqft |
Source: | ||
| 3/3/2025 | Price change | $725,000-3.3%$428/sqft |
Source: | ||
| 2/4/2025 | Listed for sale | $750,000+240.9%$443/sqft |
Source: | ||
| 10/1/2018 | Sold | $220,000$130/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,042 | $426,060 |
| 2024 | $3,042 +2.7% | $426,060 |
| 2023 | $2,961 +11.1% | $426,060 +47% |
| 2022 | $2,666 -0.8% | $289,790 |
| 2021 | $2,686 +11.7% | $289,790 |
| 2020 | $2,405 -10.2% | $289,790 |
| 2019 | $2,678 +23.5% | $289,790 +29.7% |
| 2018 | $2,168 +1.3% | $223,500 |
| 2017 | $2,141 | $223,500 |
| 2016 | $2,141 | $223,500 -7.4% |
| 2014 | $2,141 | $241,354 |
| 2012 | -- | $241,354 |
| 2011 | -- | $241,354 |
| 2010 | -- | $241,354 |
| 2009 | -- | $241,354 |
| 2008 | -- | $241,354 +9.6% |
| 2007 | -- | $220,220 |
| 2006 | -- | $220,220 |
| 2005 | -- | $220,220 |
| 2004 | -- | $220,220 |
| 2003 | -- | $220,220 +17.5% |
| 2002 | -- | $187,450 +20.1% |
| 2001 | -- | $156,110 +3.4% |
| 2000 | -- | $151,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 28012
Nearby schools
Schools provided by the listing agent
- Middle: Cramerton
- High: South Point (NC)
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






