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For sale by owner
    • $220,000

    514 Jamie Ridge Dr, Mount Sterling, KY 40353

    3beds
    1,092sqft
    : 
    $1,426/mo
    Get pre-qualified
    SingleFamily
    Built in 2005
    0.28 Acres Lot
    $218,300 Zestimate®
    $201/sqft
    $-- HOA

    Overview

    Looking for a beautiful home in a quiet subdivision with plenty of space and a convenient location? This 3-bedroom, 2-full-bath home could be the one! ?? ? Features include: • 3 spacious bedrooms with closets in each room • 2 full bathrooms • Spacious living room • Large master bedroom • Hall closet conveniently located outside the guest bathroom • Kitchen equipped with refrigerator, stove, built-in microwave & dishwasher • Laundry room/pantry • Central heating & air • Beautiful front porch • Back deck — perfect for relaxing or entertaining • Built in 2005 • Situated on a 0.28-acre lot • NO HOA! • Washer & dryer are not included
    What the owner loves about this home
    ?? Location, location, location! Nestled in a peaceful subdivision, 514 Jamie Ridge Dr is just minutes from historic downtown Mt. Sterling, putting you close to unique local shops, great restaurants, and community events including Court Days, Kentucky’s oldest festival! ?? Enjoy weekend walks through the Gateway Regional Arts Center, spend time outdoors at Easy Walker Park, or cool off during the summer at the Mt. Sterling Aquatic Center. ???? Whether you’re looking for your first home, a place to settle down, or a comfortable home to downsize into, this property offers the space, location, and convenience you’re looking for in Montgomery County.
    75 days
    90
    0
    Listed by:

    Property Owner (606) 620-6413

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Forced air, Heat pump, Electric
      Cooling
      • Central
      Appliances
      • Included: Dishwasher, Microwave, Range / Oven, Refrigerator
      Features
      • Ceiling Fan(s), Washer-Dryer Hook-up, Specialty Ceilings
      • Flooring: Hardwood, Linoleum / Vinyl
      • Basement: None
      • Attic: Access Only
      • Has fireplace: No
      Interior area
      • Total interior livable area: 1,092 sqft

      Property

      Parking
      • Parking features: Off-street, On-street
      Features
      • Exterior features: Vinyl
      • View description: None
      Lot
      • Size: 0.28 Acres
      Details
      • Parcel number: 031700208100

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Frame
      • Foundation: Concrete Block
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 2005

      Utilities & green energy

      • Sewer: Public Sewer

      Community & HOA

      Location
      • Region: Mount Sterling

      Financial & listing details

      • Price per square foot: $201/sqft
      • Tax assessed value: $118,000
      • Annual tax amount: $1,284
      • Date on market: 9/1/2026

        Estimated market value

        $218,300

        $207,000 - $229,000

        $1,364/mo

        Price history

        DateEventPrice
        11/6/2026Sold$220,000$201/sqft
        Source: Imagine MLS #26025122 Report a problem
        10/4/2026Contingent$220,000$201/sqft
        Source: Imagine MLS #26025122 Report a problem
        9/11/2026Price change$220,000-6.4%$201/sqft
        Source: Imagine MLS #26025122 Report a problem
        9/1/2026Listed for sale$235,000+38.2%$215/sqft
        Source: Owner Report a problem
        9/30/2025Sold$170,000$156/sqft
        Source: Imagine MLS #25014958 Report a problem
        9/2/2025Contingent$170,000$156/sqft
        Source: Imagine MLS #25014958 Report a problem
        8/29/2025Listed for sale$170,000$156/sqft
        Source: Imagine MLS #25014958 Report a problem
        8/22/2025Contingent$170,000$156/sqft
        Source: Imagine MLS #25014958 Report a problem
        8/20/2025Price change$170,000-2.9%$156/sqft
        Source: Imagine MLS #25014958 Report a problem
        7/18/2025Listed for sale$175,000+62%$160/sqft
        Source: Imagine MLS #25014958 Report a problem
        8/20/2018Sold$108,000-1.7%$99/sqft
        Source: Imagine MLS #1816490 Report a problem
        8/1/2018Pending sale$109,900$101/sqft
        Source: CENTURY 21 Advantage Realty, A Robinson Company #1816490 Report a problem
        6/12/2018Listed for sale$109,900$101/sqft
        Source: CENTURY 21 Advantage Realty, A Robinson Company #1811155 Report a problem
        5/26/2018Pending sale$109,900$101/sqft
        Source: CENTURY 21 Advantage Realty, A Robinson Company #1811155 Report a problem
        5/22/2018Listed for sale$109,900$101/sqft
        Source: CENTURY 21 Advantage, A Robins #1811155 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,284 -0.5%$118,000
        2024$1,290 +11%$118,000 +9.3%
        2023$1,162 +0.1%$108,000
        2022$1,161 -0.6%$108,000
        2021$1,169 -0.4%$108,000
        2020$1,173 -0.6%$108,000
        2019$1,180 $108,000 +42.1%
        2018-- $76,000
        2017-- $76,000
        2016-- $76,000
        2015-- $76,000
        2014-- $76,000
        2012-- $76,000 -13.6%
        2010-- $88,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 40353

        Getting around

        1 / 100
        Car-Dependent
        11 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Mt Sterling
        • Middle: Montgomery Co
        • High: Montgomery Co
        • District: Montgomery County

        Source: The MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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