For sale

Price cut: $7.6K (7/21)

$499,900

5175 Blue Harbor Ln, Chattanooga, TN 37416

3beds

3,530sqft

$3,163/mo

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Single Family Residence

Built in 2023

6,098 Square Feet Lot

$494,100 Zestimate^®

$142/sqft

$75/mo HOA

What's special

Come see this home today! The first floor boasts an open floor plan - great for entertaining! There is also a separate office downstairs - perfect for working from home. Upstairs are the master bed and bathroom, two more bedrooms and another full bath. There is a bonus room and laundry room also on the second floor making doing laundry super convenient! The basement has been finished and has a very large extra room that would be perfect spot for a game room or man cave! This home is in a newer neighborhood with a pool, clubhouse, sidewalks, hiking trails, and a playground! It is conveniently located to local interstates, the lake and plenty of dining. Don't let this one get away...come see it today! **PERSONAL INTEREST DISCLOSURE AGENT IS IMMEDIATE FAMILY MEMBER OF SELLER**

90 days

264

18

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1

Primary bedroom

Level: Second

Bedroom

Level: Second

Bedroom

Level: Second

Primary bathroom

Level: Second

Bathroom

Level: Second

Bonus room

Level: Second

Bonus room

Level: Basement

Kitchen

Level: First

Laundry

Level: Second

Living room

Level: First

Office

Level: First

Other

Level: Basement

Heating

Natural Gas

Cooling

Central Air, Electric

Appliances

Included: Dishwasher, Electric Oven, Electric Water Heater, Free-Standing Electric Range, Gas Cooktop, Microwave
Laundry: Laundry Room, Washer Hookup

Features

Granite Counters, High Ceilings, Open Floorplan, Pantry, Walk-In Closet(s), Tub/shower Combo
Flooring: Carpet, Laminate, Tile
Windows: Vinyl Frames
Basement: Finished
Number of fireplaces: 1
Fireplace features: Family Room, Gas Log

Interior area

Total structure area: 3,530
Total interior livable area: 3,530 sqft
Finished area above ground: 2,550
Finished area below ground: 980

Property

Parking

Total spaces: 2
Parking features: Garage, Garage Faces Front
Attached garage spaces: 2

Features

Levels: Two
Stories: 2
Patio & porch: Covered, Deck
Exterior features: None
Pool features: Community
Fencing: None

Lot

Size: 6,098 Square Feet
Dimensions: 119.5 x 50
Features: Level

Details

Parcel number: 120k C 065

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Brick, Fiber Cement
Foundation: Concrete Perimeter
Roof: Shingle

Condition

New construction: No
Year built: 2023

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Cable Available, Electricity Available, Phone Available, Sewer Connected, Underground Utilities

Community & HOA

Community

Features: Clubhouse, Playground, Street Lights, Sidewalks
Security: Smoke Detector(s)
Subdivision: Moss Landing

HOA

Has HOA: Yes
Amenities included: Clubhouse, Jogging Path, Playground, Pool
HOA fee: $75 monthly

Location

Region: Chattanooga

Financial & listing details

Price per square foot: $142/sqft
Tax assessed value: $518,500
Annual tax amount: $4,466
Date on market: 5/1/2026
Listing terms: Cash,Conventional,FHA,VA Loan

Estimated market value

$494,100

$469,000 - $519,000

$2,880/mo

Price history

Date	Event	Price
7/21/2026	Price change	$499,900-1.5%$142/sqft
Source: Greater Chattanooga Realtors #1533786 Report a problem
6/22/2026	Price change	$507,500-1.4%$144/sqft
Source: Greater Chattanooga Realtors #1533786 Report a problem
5/26/2026	Price change	$514,900-1.9%$146/sqft
Source: Greater Chattanooga Realtors #1533786 Report a problem
5/1/2026	Listed for sale	$524,900+30.9%$149/sqft
Source: Greater Chattanooga Realtors #1533786 Report a problem
3/10/2026	Sold	$401,000-20.5%$114/sqft
Source: Public Record Report a problem
2/26/2024	Sold	$504,581$143/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,965 -18.1%	$129,625 +20.9%
2024	$2,398 +757.6%	$107,200 +757.6%
2023	$280	$12,500

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 37416

Getting around

4 / 100

Car-Dependent

0 / 100

No Nearby Transit

11 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

2/10
Harrison Elementary School
Grades: PK-5Distance: 2.2 mi
5/10
Brown Middle School
Grades: 6-8Distance: 2.2 mi
3/10
Central High School
Grades: 9-12Distance: 2.4 mi

Schools provided by the listing agent

Elementary: Harriman Elementary
Middle: Brown Middle
High: Central High School

Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.