Come and see a really special home in the heart of Old Town St. Charles! Walking distance to everything! Two blocks from the riverfront... but high and dry and out of the Floodplain! The home can be a Bed & Breakfast if you want to utilize the finished lower level or the upstairs for paying guests (St. Charles City is not inclined to renew short term rental permitting without owner occupancy). Plenty of room for your family and all your guests! You can see the river in the winter when the leaves are off the trees and the backyard is set up for relaxing and enjoying your beverage of choice! The home has been nicely updated and lovingly maintained... you have to check out the Home Theater! The roof, siding on the north side and several of the windows have been replaced recently. The home is Move-in Ready! Great schools, convenience to the airport, St Louis County and shopping! Oh... don't forget Bass Pro/Cabella's is right up the street! Such a great place to live! Schedule your appointment today!
Active
Listed by: Trophy Properties & Auction • Eric B Merchant • Contact: 314-541-1218
Price cut: $25K (6/11)
$474,900
522 S 2nd St, Saint Charles, MO 63301
4beds
3,222sqft
Single Family Residence
Built in 2001
7,239 Square Feet Lot
$-- Zestimate®
$147/sqft
$-- HOA
What's special
- 47 days |
- 2,519 |
- 110 |
Zillow last checked:
Listing updated:
Listed by:
Eric B Merchant 314-541-1218,
Trophy Properties & Auction
Source: MARIS,MLS#: 26030224
Originating MLS: St. Charles County Association of REALTORS
Originating MLS: St. Charles County Association of REALTORSLoading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 4
Primary bedroom
- Features: Floor Covering: Laminate
- Level: Main
- Area: 224
- Dimensions: 16x14
Bedroom
- Features: Floor Covering: Wood
- Level: Main
- Area: 209
- Dimensions: 19x11
Bedroom
- Features: Floor Covering: Wood
- Level: Main
- Area: 200
- Dimensions: 20x10
Bedroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 130
- Dimensions: 13x10
Primary bathroom
- Features: Floor Covering: Vinyl
- Level: Main
- Area: 96
- Dimensions: 16x6
Bathroom
- Features: Floor Covering: Wood
- Level: Main
- Area: 40
- Dimensions: 8x5
Bathroom
- Features: Floor Covering: Vinyl
- Level: Main
- Area: 40
- Dimensions: 5x8
Bathroom
- Features: Floor Covering: Laminate
- Level: Upper
Den
- Features: Floor Covering: Wood
- Level: Main
- Area: 121
- Dimensions: 11x11
Dining room
- Features: Floor Covering: Laminate
- Level: Upper
- Area: 224
- Dimensions: 14x16
Kitchen
- Features: Floor Covering: Laminate
- Level: Upper
- Area: 170
- Dimensions: 17x10
Living room
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 377
- Dimensions: 29x13
Recreation room
- Features: Floor Covering: Vinyl
- Level: Lower
- Area: 540
- Dimensions: 27x20
Heating
- Forced Air, Natural Gas
Cooling
- Central Air, Dual, Gas, Zoned
Appliances
- Included: Dishwasher, Disposal, Gas Range
Features
- Flooring: Hardwood
- Windows: Stained Glass, Storm Window(s)
- Basement: Block,Partially Finished,Full,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Gas Log, Living Room
Interior area
- Total structure area: 3,222
- Total interior livable area: 3,222 sqft
- Finished area above ground: 2,648
- Finished area below ground: 574
Property
Features
- Levels: Two
- Exterior features: Balcony
Lot
- Size: 7,239 Square Feet
- Features: Level
Details
- Additional structures: Pergola
- Parcel number: 6014AB027000005.0000000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial,Historic,Other
- Property subtype: Single Family Residence
Materials
- Brick Veneer, Vinyl Siding
Condition
- Updated/Remodeled
- New construction: No
- Year built: 2001
Utilities & green energy
- Electric: Other
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Natural Gas Available
Community & HOA
Community
- Security: Security Lights, Smoke Detector(s)
- Subdivision: City/St Charles
HOA
- Has HOA: No
Location
- Region: Saint Charles
Financial & listing details
- Price per square foot: $147/sqft
- Tax assessed value: $351,135
- Annual tax amount: $7,603
- Date on market: 5/26/2026
- Cumulative days on market: 47 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Private
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/11/2026 | Price change | $474,900-5%$147/sqft |
Source:  MARIS #26030224 Report a problem | ||
| 5/26/2026 | Listed for sale | $499,900+42.9%$155/sqft |
Source: MARIS #26030224 Report a problem | ||
| 8/4/2021 | Sold | -- |
Source: MARIS #21039255 Report a problem | ||
| 7/22/2021 | Pending sale | $349,900$109/sqft |
Source: MARIS #21039255 Report a problem | ||
| 6/27/2021 | Contingent | $349,900$109/sqft |
Source: MARIS #21039255 Report a problem | ||
| 6/16/2021 | Listed for sale | $349,900$109/sqft |
Source: MARIS #21039255 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,603 -0.8% | $112,363 +1.4% |
| 2024 | $7,661 +73.4% | $110,785 +68.4% |
| 2023 | $4,417 +32.8% | $65,779 +35.8% |
| 2022 | $3,326 | $48,435 |
| 2021 | -- | $48,435 -5.8% |
| 2020 | -- | $51,403 |
| 2019 | $3,383 | $51,403 +13.2% |
| 2018 | $3,383 +1.4% | $45,397 |
| 2017 | $3,337 +4.6% | $45,397 +8.6% |
| 2016 | $3,189 +0.2% | $41,797 |
| 2015 | $3,184 -2.2% | $41,797 -0.9% |
| 2014 | $3,256 | $42,187 |
| 2013 | -- | $42,187 -3.3% |
| 2012 | -- | $43,640 -4.3% |
| 2011 | -- | $45,590 |
| 2010 | -- | $45,590 |
| 2009 | -- | $45,590 -4.9% |
| 2008 | -- | $47,920 -78.7% |
| 2007 | -- | $225,270 |
| 2006 | -- | $225,270 |
| 2005 | -- | $225,270 +13.9% |
| 2004 | -- | $197,730 |
| 2003 | -- | $197,730 |
| 2002 | -- | -- |
| 2001 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 63301
Nearby schools
GreatSchools rating
- 8/10Lincoln Elementary SchoolGrades: K-4Distance: 0.4 mi
- 8/10Hardin Middle SchoolGrades: 7-8Distance: 1.2 mi
- 6/10St. Charles High SchoolGrades: 9-12Distance: 0.9 mi
Schools provided by the listing agent
- Elementary: Lincoln Elem.
- Middle: Jefferson / Hardin
- High: St. Charles High
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Missouri
- Saint Charles County
- Saint Charles
- 63301
- 522 S 2nd St
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