For sale

Price cut: $10K (7/16)

$285,000

523 Bellingham Dr NE, Cleveland, TN 37312

3beds

1,664sqft

$1,793/mo

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Townhouse

Built in 2021

4,356 Square Feet Lot

$-- Zestimate^®

$171/sqft

$85/mo HOA

What's special

Nicely sized yardOpen-concept floor plan

Welcome to this spacious end-unit townhome in the desirable Bellingham community, offering 3 bedrooms and 3 full baths with a functional layout designed for comfortable living. The main level features a bedroom, adding flexibility and convenience to the home's design. The open-concept floor plan creates an inviting space for both everyday living and entertaining. Outside, enjoy a nicely sized yard and one of the largest driveways in the community, providing ample parking for multiple vehicles. All kitchen appliances, including the refrigerator, remain with the home for added convenience. Ideally located near schools, shopping, dining, and just minutes from I-75, this move-in ready townhome offers a wonderful blend of space, convenience, and accessibility.

80 days

223

13

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 3

Primary bedroom

Level: Second

Bedroom

Level: First

Bedroom

Level: Second

Bathroom

Level: First

Bathroom

Level: Second

Bathroom

Level: Second

Other

Level: First

Kitchen

Level: First

Laundry

Level: Second

Living room

Level: First

Office

Level: First

Heating

Central, Electric

Cooling

Central Air

Appliances

Included: Disposal, Dishwasher, Exhaust Fan, Electric Water Heater, Free-Standing Electric Range, Free-Standing Refrigerator, Ice Maker, Microwave, Plumbed For Ice Maker, Self Cleaning Oven, Stainless Steel Appliance(s), Water Heater
Laundry: Laundry Closet, Electric Dryer Hookup, In Hall, Inside, Upper Level, Washer Hookup

Features

Breakfast Bar, Built-in Features, Ceiling Fan(s), Crown Molding, Entrance Foyer, Granite Counters, High Ceilings, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), En Suite, Split Bedrooms
Flooring: Carpet, Plank, Tile
Windows: Blinds, Double Pane Windows, Insulated Windows, Screens, Storm Window(s), Vinyl Frames
Basement: None
Has fireplace: No

Interior area

Total structure area: 1,664
Total interior livable area: 1,664 sqft
Finished area above ground: 1,664

Property

Parking

Parking features: Concrete, Driveway, Paved, Kitchen Level

Features

Levels: Two
Stories: 2
Patio & porch: Covered, Front Porch, Patio, Porch, Rear Porch
Exterior features: Private Yard, Rain Gutters
Pool features: None
Spa features: None
Fencing: None

Lot

Size: 4,356 Square Feet
Features: Back Yard, Cleared, Few Trees, Landscaped, Level

Details

Additional structures: None
Parcel number: 042d F 025.00
Special conditions: Standard
Other equipment: None

Construction

Type & style

Home type: Townhouse
Architectural style: Other
Property subtype: Townhouse

Materials

Brick, HardiPlank Type, Vinyl Siding
Foundation: Slab
Roof: Shingle

Condition

New construction: No
Year built: 2021

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Cable Available, Electricity Connected, Natural Gas Available, Phone Available, Sewer Connected, Underground Utilities, Water Connected

Community & HOA

Community

Features: Curbs
Security: Smoke Detector(s)
Subdivision: Bellingham

HOA

Has HOA: Yes
Amenities included: Landscaping, Maintenance Grounds
Services included: Maintenance Grounds
HOA fee: $85 monthly

Location

Region: Cleveland

Financial & listing details

Price per square foot: $171/sqft
Tax assessed value: $290,400
Annual tax amount: $878
Date on market: 5/6/2026
Listing terms: Cash,Conventional,FHA,VA Loan
Road surface type: Asphalt, Paved

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/16/2026	Price change	$285,000-3.4%$171/sqft
Source: Greater Chattanooga Realtors #1534029 Report a problem
6/17/2026	Price change	$295,000-1.7%$177/sqft
Source: Greater Chattanooga Realtors #1534029 Report a problem
5/6/2026	Listed for sale	$300,000+5.3%$180/sqft
Source: Greater Chattanooga Realtors #1534029 Report a problem
4/1/2025	Sold	$285,000-1.4%$171/sqft
Source: Greater Chattanooga Realtors #1504436 Report a problem
3/7/2025	Contingent	$289,000$174/sqft
Source: Greater Chattanooga Realtors #1504436 Report a problem
3/5/2025	Pending sale	$289,000$174/sqft
Source: RCAR #20245298 Report a problem
2/24/2025	Price change	$289,000-1.7%$174/sqft
Source: RCAR #20245298 Report a problem
1/20/2025	Price change	$294,000-0.3%$177/sqft
Source: RCAR #20245298 Report a problem
1/5/2025	Price change	$295,000-1.7%$177/sqft
Source: RCAR #20245298 Report a problem
12/13/2024	Listed for sale	$300,000+36.4%$180/sqft
Source: RCAR #20245298 Report a problem
4/6/2021	Contingent	$220,000$132/sqft
Source: RCAR #20211527 Report a problem
3/17/2021	Listed for sale	$220,000$132/sqft
Source: RCAR #20211527 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	--	$72,600 +38.3%
2024	$934	$52,500
2023	$934	$52,500
2022	$934	$52,500

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 37312

Getting around

1 / 100

Car-Dependent

17 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

7/10
North Lee Elementary School
Grades: PK-5Distance: 1.3 mi
6/10
Ocoee Middle School
Grades: 6-8Distance: 3.1 mi
7/10
Walker Valley High School
Grades: 9-12Distance: 5.6 mi

Schools provided by the listing agent

Elementary: North Lee Elementary
Middle: Ocoee Middle
High: Bradley Central High

Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.