Located a short distance to the beach and sitting on a rare 1/3-acre lot with no HOA, this is your canvas for a private coastal oasis -- and the heavy lifting is already done. Welcome to Santa Rosa Ridge, one of the West End of 30A's best-kept secrets. Priced $136K under the most recent appraisal, this charming coastal cottage has been fully reimagined with a complete remodel down to the studs in 2016. That's instant equity from day one! The whole house renovation included: new electrical, plumbing, whole-home tankless water heater, full attic and wall insulation, drywall, AC ductwork with two added returns, new roof, moisture barrier, and exterior siding. Inside, a designer kitchen was reimagined featuring quartz countertops, stainless appliances, open shelving, and an oversized island. Three bathrooms were fully renovated with new cabinetry and luxury tile added throughout. The primary ensuite is a calm retreat with a private bath, barn doors, and a mid-century modern warmth. Two additional guests rooms share access to a spacious hallway bath with glass enclosed shower. The attached garage offers exceptional flexibility -- currently configured as a private guest suite or lock-out apartment with a mini kitchenette and full bath, ideal for multi-generational living or hosting. Outside is where the vision comes to life with an oversized deck and room to add a custom pool or detached carriage house, this private oasis is perfect to relax and enjoy after a long day at the beac Half a mile from the Gulf and sitting on a rare 1/3-acre lot with no HOA, this is your canvas for a private coastal oasis -- and the heavy lifting is already done. Welcome to Santa Rosa Ridge, one of the West End of 30A's best-kept secrets. This 3-bedroom, 3-bath coastal cottage (with flex space) is offered fully-furnished and fully reimagined with a complete remodel down to the studs in 2016. The whole house renovation included: new electrical, plumbing, whole-home tankless water heater, full attic and wall insulation, drywall, AC ductwork with two added returns, new roof, moisture barrier, and exterior siding. Inside, a designer kitchen was reimagined and features quartz countertops, stainless appliances, open shelving, and an oversized island. Three bathrooms were fully renovated with new cabinetry and luxury tile added throughout. The primary ensuite is a calm retreat with a private bath, barn doors, and a mid-century modern warmth. Two additional guests rooms share access to a spacious hallway bath with glass enclosed shower. The attached garage offers exceptional flexibility -- currently configured as a private guest suite or lock-out apartment with a mini kitchenette and full bath, ideal for multi-generational living or hosting. Outside is where the vision comes to life with an oversized deck and room to add a custom pool or detached carriage house, this private oasis is perfect to relax and enjoy after a long day at the beach. Completing the outdoor space is a detached greenhouse, RV hookup and 10x16 outdoor shed. pool estimate available upon request. This coastal cottage in a non-HOA community this close to the pristine beaches of 30A offers incredible investment potential as a primary home, vacation residence or long-term rental opportunity. Turnkey, non-HOA, and minutes from the beach, golf, and the west end of 30A's best dining and charming boutiques.
For sale
Price cut: $40K (9/10)
$899,000
527 Ridge Rd, Santa Rosa Beach, FL 32459
4beds
2,168sqft
Single Family Residence
Built in 1976
0.34 Acres Lot
$-- Zestimate®
$415/sqft
$-- HOA
What's special
Mid-century modern warmthOversized islandRv hookupNew roofDetached greenhouseMoisture barrierWhole-home tankless water heater
- 74 days
- 999
- 48
Zillow last checked:
Listing updated:
Listed by:
Lynne Andrews 404-784-5606,
Christies International Real Estate Emerald Coast
Source: ECAOR,MLS#: 1006645
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Level: First
- Area: 210 Square Feet
- Dimensions: 14 x 15
Bedroom
- Level: First
- Area: 168 Square Feet
- Dimensions: 14 x 12
Bedroom
- Level: First
- Area: 168 Square Feet
- Dimensions: 14 x 12
Primary bathroom
- Level: First
- Area: 48 Square Feet
- Dimensions: 6 x 8
Bathroom
- Level: First
- Area: 80 Square Feet
- Dimensions: 10 x 8
Bonus room
- Level: First
- Area: 456 Square Feet
- Dimensions: 19 x 24
Dining area
- Level: First
- Area: 144 Square Feet
- Dimensions: 12 x 12
Garage
- Level: First
- Area: 192 Square Feet
- Dimensions: 8 x 24
Kitchen
- Level: First
- Area: 240 Square Feet
- Dimensions: 24 x 10
Living room
- Level: First
- Area: 384 Square Feet
- Dimensions: 24 x 16
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Disposal, Dryer, Refrigerator, Washer, Tankless Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar, Kitchen Island, Pantry
- Flooring: Tile
- Windows: Window Treatments
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,168
- Total interior livable area: 2,168 sqft
Property
Parking
- Total spaces: 6
- Parking features: Garage Door Opener, Converted Garage, Boat, Oversized, RV Access/Parking
- Has attached garage: Yes
Features
- Stories: 1
- Exterior features: Sprinkler System
- Fencing: Partial,Privacy
Lot
- Size: 0.34 Acres
- Dimensions: 100 x 150
Details
- Additional structures: Greenhouse, Workshop
- Parcel number: 033S203419000C0030
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Florida Cottage
- Property subtype: Single Family Residence
Materials
- Siding CmntFbrHrdBrd
- Roof: Metal
Condition
- Construction Complete,Renovated
- New construction: No
- Year built: 1976
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: Greenhouse
- Security: Smoke Detector(s)
- Subdivision: SANTA ROSA RIDGE UNIT 2
Location
- Region: Santa Rosa Beach
Financial & listing details
- Price per square foot: $415/sqft
- Tax assessed value: $659,298
- Annual tax amount: $2,493
- Date on market: 6/30/2026
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 9/10/2026 | Price change | $899,000-4.3%$415/sqft |
Source: | ||
| 6/30/2026 | Listed for sale | $939,000-10.6%$433/sqft |
Source: | ||
| 2/22/2026 | Listing removed | $1,050,000$484/sqft |
Source: | ||
| 12/3/2025 | Listed for sale | $1,050,000$484/sqft |
Source: | ||
| 12/2/2025 | Listing removed | $1,050,000$484/sqft |
Source: | ||
| 7/11/2025 | Listed for sale | $1,050,000+0%$484/sqft |
Source: | ||
| 11/28/2023 | Listing removed | -- |
Source: | ||
| 10/12/2023 | Price change | $1,049,999-4.5%$484/sqft |
Source: | ||
| 10/8/2023 | Price change | $1,099,999-2.2%$507/sqft |
Source: | ||
| 9/10/2023 | Price change | $1,125,000-2.1%$519/sqft |
Source: | ||
| 7/23/2023 | Price change | $1,149,000-3.8%$530/sqft |
Source: | ||
| 6/30/2023 | Listed for sale | $1,195,000-0.4%$551/sqft |
Source: | ||
| 6/24/2022 | Listing removed | -- |
Source: | ||
| 5/27/2022 | Listed for sale | $1,199,999+116.3%$554/sqft |
Source: | ||
| 3/24/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 12/31/2016 | Listing removed | $554,900$256/sqft |
Source: Owner Report a problem | ||
| 11/13/2016 | Price change | $554,900-2.6%$256/sqft |
Source: Owner Report a problem | ||
| 10/10/2016 | Listed for sale | $569,900+137.5%$263/sqft |
Source: Owner Report a problem | ||
| 2/26/2016 | Sold | $240,000$111/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,494 +2.1% | $314,599 +2.9% |
| 2024 | $2,443 +4.2% | $305,733 +3.2% |
| 2023 | $2,345 +1.4% | $296,343 +3% |
| 2022 | $2,313 -1.1% | $287,712 +3% |
| 2021 | $2,339 -1.6% | $279,332 +1.4% |
| 2020 | $2,378 +3.2% | $275,475 +2.3% |
| 2019 | $2,303 +4.6% | $269,282 +1.9% |
| 2018 | $2,202 | $264,261 +1.6% |
| 2017 | -- | $260,031 +20.5% |
| 2016 | -- | $215,776 +219.1% |
| 2015 | $2,159 +749.3% | $67,626 +0.8% |
| 2014 | $254 | $67,089 +1.5% |
| 2013 | -- | $66,098 +1.7% |
| 2012 | -- | $64,993 +3% |
| 2011 | -- | $63,100 +1.5% |
| 2010 | -- | $62,167 +2.7% |
| 2009 | -- | $60,533 +0.1% |
| 2008 | -- | $60,474 +3% |
| 2007 | -- | $58,713 +5.6% |
| 2005 | -- | $55,613 +3% |
| 2004 | -- | $53,993 +1.9% |
| 2003 | -- | $52,986 +2.4% |
| 2002 | -- | $51,744 +1.6% |
| 2001 | -- | $50,929 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 32459
Nearby schools
Schools provided by the listing agent
- Elementary: Van R Butler
- Middle: Emerald Coast
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





