Welcome to this inviting second-floor 1-bedroom, 1-bath condo in Garden Oaks Condos, part of the desirable Bluewater Bay community. Filled with natural light, this charming home offers laminate flooring for easy maintenance, with carpet in the living room and bedroom for added comfort. The spacious screened-in balcony, accessible from both the living room and bedroom, creates a wonderful place to relax and enjoy the Florida lifestyle early in the morning or late at night. The kitchen features a convenient layout and plenty of cabinet storage, while the washer conveys with the property for everyday ease. With its comfortable layout, appealing features, and sought-after Bluewater Bay location, this condo is a wonderful opportunity to enjoy low-maintenance and affordable living in a beautiful and convenient setting.
For sale
Price cut: $5K (7/24)
$169,900
55 Bay Dr APT 5202, Niceville, FL 32578
1beds
784sqft
:
Get pre-qualified$1,144/mo
Condominium
Built in 1985
-- sqft lot
$163,400 Zestimate®
$217/sqft
$-- HOA
What's special
Filled with natural light
- 37 days |
- 217 |
- 8 |
Zillow last checked:
Listing updated:
Listed by:
Debbie K Lewis 850-865-5455,
ERA American Real Estate
Source: ECAOR,MLS#: 1005935
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Bedroom
- Level: First
- Area: 156.94 Square Feet
- Dimensions: 11.8 x 13.3
Bathroom
- Level: First
- Area: 74.9 Square Feet
- Dimensions: 7 x 10.7
Other
- Description: irregular, screened in
- Level: First
- Area: 62 Square Feet
- Dimensions: 10 x 6.2
Other
- Description: irregular, screened enclosed
- Level: First
- Area: 92 Square Feet
- Dimensions: 11.5 x 8
Dining area
- Level: First
- Area: 49 Square Feet
- Dimensions: 7 x 7
Foyer
- Level: First
- Area: 19 Square Feet
- Dimensions: 3.8 x 5
Kitchen
- Level: First
- Area: 102.72 Square Feet
- Dimensions: 10.7 x 9.6
Laundry
- Level: First
- Area: 23.2 Square Feet
- Dimensions: 8 x 2.9
Living room
- Level: First
- Area: 216 Square Feet
- Dimensions: 13.5 x 16
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Range Hood, Refrigerator, Washer, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar, Woodwork Painted
- Flooring: Laminate, Carpet
- Doors: Storm Door(s)
- Windows: Double Pane Windows, Window Treatments
Interior area
- Total structure area: 784
- Total interior livable area: 784 sqft
Property
Parking
- Total spaces: 1
Features
- Exterior features: Balcony, Sprinkler System
Details
- Parcel number: 231S22102200005202
- Special conditions: Probate Listing
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
Materials
- Frame, Stucco, Trim Wood
- Foundation: Slab
- Roof: Shingle
Condition
- Construction Complete
- New construction: No
- Year built: 1985
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: Short Term Rental - Allowed
- Security: Smoke Detector(s)
- Subdivision: GARDEN OAKS CONDO UNIT 5202
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Insurance, Maintenance Structure, Sewer, Trash, Water
Location
- Region: Niceville
Financial & listing details
- Price per square foot: $217/sqft
- Tax assessed value: $126,000
- Annual tax amount: $494
- Date on market: 6/21/2026
Estimated market value
$163,400
$155,000 - $172,000
$1,571/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/24/2026 | Price change | $169,900-2.9%$217/sqft |
Source:  ECAOR #1005935 Report a problem | ||
| 6/21/2026 | Listed for sale | $174,900+201.6%$223/sqft |
Source: ECAOR #1005935 Report a problem | ||
| 1/7/2002 | Sold | $58,000$74/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $494 +2.1% | $70,986 +2.9% |
| 2024 | $484 +1.4% | $68,985 +3% |
| 2023 | $477 +2.3% | $66,976 +3% |
| 2022 | $467 -0.7% | $65,025 +3% |
| 2021 | $470 +0.8% | $63,131 +1.4% |
| 2020 | $466 +1.3% | $62,259 +2.3% |
| 2019 | $460 +1% | $60,859 +1.9% |
| 2018 | $456 | $59,724 +2.1% |
| 2017 | $456 +0.7% | $58,496 +2.1% |
| 2016 | $453 +2.4% | $57,293 +0.7% |
| 2015 | $442 -1.4% | $56,895 +0.8% |
| 2014 | $448 | $56,443 +1.5% |
| 2013 | -- | $55,609 +1.7% |
| 2012 | -- | $54,679 +3% |
| 2011 | -- | $53,086 +1.5% |
| 2010 | -- | $52,301 +2.7% |
| 2009 | -- | $50,926 +0.1% |
| 2008 | -- | $50,875 +3% |
| 2007 | -- | $49,393 +2.5% |
| 2006 | -- | $48,188 +3% |
| 2005 | -- | $46,784 +3% |
| 2004 | -- | $45,421 +1.9% |
| 2003 | -- | $44,574 +2% |
| 2002 | -- | $43,700 +5% |
| 2001 | -- | $41,600 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32578
Nearby schools
GreatSchools rating
- 8/10Bluewater Elementary SchoolGrades: PK-5Distance: 0.4 mi
- 9/10C. W. Ruckel Middle SchoolGrades: 6-8Distance: 3.8 mi
- 7/10Niceville Senior High SchoolGrades: 9-12Distance: 3.8 mi
Schools provided by the listing agent
- Elementary: Bluewater
- High: Niceville
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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