Skip main navigation
Active
  • Price cut: $40K (7/1)
    $595,500

    55 Main St, Andes, NY 13731

    2beds
    1,998sqft
    Loading
    Single Family Residence
    Built in 1900
    3,920 Square Feet Lot
    $630,200 Zestimate®
    $298/sqft
    $-- HOA

    What's special

    Modern amenitiesRe-purposed tin ceilingsTwo beautifully appointed apartmentsFrench doors
    **Charming Multi-Use Live/Work Opportunity in Andes, NY** Welcome to your dream investment in the picturesque town of Andes, NY, nestled in the breathtaking Catskill region! This unique property presents an exceptional opportunity to own a thriving commercial space alongside two lucrative short-term rental apartments, making it perfect for both living and working. Step into the heart of this enchanting building, where the current commercial space has been artfully transformed into a successful café. The space features a warm homey charm with natural light, French Doors, re-purposed Tin Ceilings. There is also a lovely back deck overlooking a stream. The current owners spared no expense in the restoration and renovation. Above the café, you'll find two beautifully appointed apartments, each boasting their own unique character. These well-maintained units have consistently generated income through short-term rentals, making them an ideal source of revenue. Whether you choose to reside in one and rent out the other or maintain both as income-producing properties, the possibilities are endless. Each apartment features modern amenities, tasteful decor, and easy access to the vibrant downtown area. Andes is a charming town that offers a rich blend of outdoor recreation and community spirit. Surrounded by the stunning Catskill Mountains, residents and visitors can enjoy hiking, fishing, and skiing just minutes from their doorstep. The town is home to local shops, art galleries, and seasonal events that create a delightful sense of belonging. This multi-use property not only provides a fantastic business opportunity but also a lifestyle that many dream of. With the commercial space on the ground level and income-generating apartments above, you can enjoy the best of both worlds—living in a beautiful setting while running a successful business. Don't miss your chance to invest in this versatile property in one of the Catskills' most charming towns. Schedule your private showing today and take the first step toward making this unique opportunity your own! ***PLEASE NOTE, BOTH COMMERCIAL AND APARTMENT FURNISHINGS WILL BE SOLD SEPARATELY*** List on Request****
    62 days
    |
    158
    |
    4
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Coldwell Banker Timberland Properties 845-586-3321,

    Robert Dillon 646-229-8044

    Source: NYSAMLSs,MLS#: R1677827MLS LogoOriginating MLS: Otsego-Delaware

    Loading...

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Heating
      • Ductless, Oil, Zoned, Forced Air
      Cooling
      • Ductless, Zoned
      Appliances
      • Included: Dryer, Dishwasher, Indoor Grill, Microwave, Oil Water Heater, Refrigerator, Washer
      Features
      • Guest Accommodations, Other, Pull Down Attic Stairs, See Remarks, Storage, Bar
      • Flooring: Hardwood, Varies
      • Basement: Full,Walk-Out Access
      • Attic: Pull Down Stairs
      • Has fireplace: No
      Interior area
      • Total structure area: 1,998
      • Total interior livable area: 1,998 sqft

      Property

      Parking
      • Parking features: No Garage, No Driveway
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Balcony, Covered, Porch
      • Exterior features: Balcony
      Lot
      • Size: 3,920 Square Feet
      • Dimensions: 38 x 80
      • Features: Other, Rectangular, Rectangular Lot, See Remarks
      Details
      • Parcel number: 1220002590100004007000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Craftsman,Historic/Antique,Two Story
      • Property subtype: Single Family Residence
      Materials
      • Structural Insulated Panels, Wood Siding
      • Foundation: Stone
      • Roof: Asphalt
      Condition
      • Resale
      • Year built: 1900

      Utilities & green energy

      • Sewer: Connected
      • Water: Connected, Public
      • Utilities for property: Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Location
      • Region: Andes

      Financial & listing details

      • Price per square foot: $298/sqft
      • Tax assessed value: $152,000
      • Annual tax amount: $1,785
      • Date on market: 5/1/2026
      • Listing terms: Cash,Conventional,FHA

        Estimated market value

        $630,200

        $599,000 - $662,000

        $3,243/mo

        Price history

        DateEventPrice
        7/1/2026Price change$595,500-6.3%$298/sqft
        Source: NYSAMLSs #R1677827 Report a problem
        5/1/2026Listed for sale$635,500-7.3%$318/sqft
        Source: NYSAMLSs #R1677827 Report a problem
        1/22/2026Listing removed$685,500$343/sqft
        Source: NYSAMLSs #R1638052 Report a problem
        9/17/2025Listed for sale$685,500+661.7%$343/sqft
        Source: NYSAMLSs #R1638052 Report a problem
        11/1/2014Sold$90,000-9.1%$45/sqft
        Source: NYSAMLSs #OD93262 Report a problem
        3/13/2014Price change$99,000-40%$50/sqft
        Source: CENTURY 21 Chesser Realty #93262 Report a problem
        8/22/2013Listed for sale$165,000-50.7%$83/sqft
        Source: CENTURY 21 Chesser Realty #90870 Report a problem
        5/27/2013Listing removed$335,000$168/sqft
        Source: CENTURY 21 Chesser Realty #84513 Report a problem
        5/31/2012Listed for sale$335,000+139.3%$168/sqft
        Source: CENTURY 21 Chesser Realty #84513 Report a problem
        10/31/2006Sold$140,000$70/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $152,000
        2024-- $152,000
        2023-- $152,000
        2022-- $152,000 +20%
        2021-- $126,700 +5%
        2020-- $120,700
        2019-- $120,700
        2018-- $120,700
        2017$2,735 $120,700
        2016-- $120,700
        2015-- $120,700
        2014-- $120,700 -1.9%
        2013-- $123,100 -9%
        2012-- $135,300
        2011-- $135,300 -2%
        2010-- $138,000 -11.9%
        2009-- $156,600
        2008-- $156,600 +611.8%
        2007-- $22,000
        2006-- $22,000
        2005-- $22,000

        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 13731

        Getting around

        34 / 100
        Car-Dependent
        15 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Andes

        Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

        Skip to the end of the carouselSkip to the beginning of the carousel