Active

Price cut: $20K (6/24)

$355,000

55 Settlers Trl, Mars Hill, NC 28754

1beds

--sqft

$2,106/mo

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Single Family Residence

Built in 1957

2.3 Acres Lot

$-- Zestimate^®

$--/sqft

$44/mo HOA

What's special

Charming and cozy bungalow ideally situated on a beautiful corner lot within the gated community of Settlers Cove in scenic Mars Hill, North Carolina. This 2.30 acre lot features a spacious yard, detached garage, and wonderful views, offering both comfort and opportunity in a serene, setting. One of the highlights of this property is the detached garage, which provides flexibility for a variety of uses. The property is located about five minutes from the charming town of Mars Hill, home to Mars Hill University. This historic college town offers shopping, dining, and community events throughout the year. Popular and vibrant Asheville is just 25 minutes away. As a community, Settlers Cove offers a serene setting with abundant widlife. Opportunities like this don’t come along often—a well-located home in a private gated community with acreage, scenic views, and a detached garage. Make this your retreat today.

398 days

126

4

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 1
Bathrooms: 1
Full bathrooms: 1
Main level bedrooms: 1

Bathroom full

Level: Main

Dining room

Level: Main

Kitchen

Level: Main

Laundry

Level: Main

Living room

Level: Main

Office

Level: Main

Heating

Ductless

Cooling

Ductless

Appliances

Included: Electric Range, Refrigerator
Laundry: Inside, Main Level

Features

Has basement: No

Interior area

Total structure area: 0
Finished area above ground: 0
Finished area below ground: 0

Property

Parking

Total spaces: 1
Parking features: Detached Garage, Garage Faces Front, Garage on Main Level
Garage spaces: 1

Features

Levels: One
Stories: 1

Lot

Size: 2.3 Acres
Features: Cleared, Corner Lot

Details

Parcel number: 9746051525
Zoning: R-A
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: Bungalow
Property subtype: Single Family Residence

Materials

Block, Stucco
Foundation: Slab
Roof: Metal

Condition

New construction: No
Year built: 1957

Utilities & green energy

Sewer: Other - See Remarks
Water: Shared Well, Well

Community & HOA

Community

Subdivision: Settlers Cove

HOA

Has HOA: Yes
HOA fee: $525 annually
HOA name: Settlers Cove HOA

Location

Region: Mars Hill

Financial & listing details

Tax assessed value: $338,552
Date on market: 6/26/2025
Cumulative days on market: 398 days
Listing terms: Cash,Conventional,FHA,USDA Loan
Road surface type: Concrete, Paved

Estimated market value

Not available

Estimated sales range

Not available

$1,414/mo

Price history

Date	Event	Price
6/24/2026	Price change	$355,000-5.3%
Source: Canopy MLS as distributed by MLS GRID #4275597 Report a problem
6/27/2025	Listed for sale	$375,000
Source: Canopy MLS as distributed by MLS GRID #4275597 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	--	$543,750 +40.6%
2024	--	$386,675 +14.2%
2023	--	$338,552
2022	--	$338,552
2021	--	--
2020	$1,997	--
2019	--	$239,173
2018	--	--
2017	--	--
2016	--	--
2015	--	--
2014	--	$239,173
2013	--	$239,173 +15.9%
2011	--	$206,400
2010	--	$206,400

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 28754

Getting around

0 / 100

Car-Dependent

Nearby schools

GreatSchools rating

6/10
Mars Hill Elementary School
Grades: K-5Distance: 2.6 mi
5/10
Madison Middle School
Grades: 6-8Distance: 8.3 mi
4/10
Madison High School
Grades: 9-12Distance: 5.5 mi

Schools provided by the listing agent

Elementary: Mars Hill
Middle: Madison
High: Madison

Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.