Skip main navigation
Active
    • Price cut: $5K (7/10)
    $334,000

    56040 River Hts, Elkhart, IN 46516

    3beds
    1,732sqft
    : 
    $2,172/mo
    Get pre-qualified
    Single Family Residence
    Built in 1920
    1.1 Acres Lot
    $329,500 Zestimate®
    $--/sqft
    $-- HOA

    What's special

    Upper and lower patiosTranquil riverfront settingPanoramic river viewsHandy storage shedOpen-concept main-level livingNatural lightMultiple gardens
    An affordable waterfront lifestyle that most buyers assume they can't afford. Imagine waking up to panoramic river views, soaring eagles, and the peaceful sounds of the Lower St. Joseph River—all from your own private 1.1-acre retreat. Rare waterfront opportunity! Tucked away on a unique private road, this tranquil riverfront setting provides a peaceful escape from the everyday. Enjoy your morning coffee overlooking the water, spend evenings around the fire watching the river flow by, or relax among the multiple gardens. This charming, updated home offers upper and lower patios, open-concept main-level living, and a versatile walkout lower level that can accommodate a recreation room, guest quarters, a home office, or a potential apartment-style setup. Large windows capture scenic river views and fill the home with natural light. Major improvements: plumbing, electrical, and heating systems (2017); A/C (2018); new roof (2020); new septic (2026). Best of all, no flood insurance is required. Additional features: detached 2-car garage near the home, a second detached garage/workshop being sold as-is, and a handy storage shed. Whether you need space for hobbies, storage, gardening, or outdoor recreation, this property offers endless possibilities. Conveniently located between Elkhart and Mishawaka. Waterfront living on 1.1 acres for under $335,000 is a rare find—don't miss this opportunity to make the river your backyard.
    42 days
    |
    2,644
    |
    128
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Wilma McDougle Cell:574-612-3252,

    McKinnies Realty, LLC Elkhart

    Source: IRMLS,MLS#: 202623824MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bedrooms: 2
      Bedroom 1
      • Level: Main
      Bedroom 2
      • Level: Main
      Family room
      • Level: Lower
      • Area: 225
      • Dimensions: 15 x 15
      Kitchen
      • Level: Main
      • Area: 216
      • Dimensions: 18 x 12
      Living room
      • Level: Main
      • Area: 144
      • Dimensions: 12 x 12
      Heating
      • Natural Gas, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Microwave, Refrigerator, Washer, Electric Cooktop, Dryer-Electric, Electric Oven, Electric Water Heater
      Features
      • Breakfast Bar, Eat-in Kitchen, Open Floorplan, Kitchenette, Tub/Shower Combination
      • Windows: Blinds
      • Basement: Full,Walk-Out Access,Finished,Exterior Entry,Block
      • Has fireplace: No
      • Fireplace features: None
      Interior area
      • Total structure area: 1,732
      • Total interior livable area: 1,732 sqft
      • Finished area above ground: 866
      • Finished area below ground: 866
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Detached
      • Garage spaces: 3
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Patio, Enclosed
      • Exterior features: Fire Pit
      • Has view: Yes
      • On waterfront: Yes
      • Waterfront features: Waterfront, Waterfront-Medium Bank, River Front, River
      • Body of water: St. Joe River Lower
      • Frontage length: Water Frontage(87)
      Lot
      • Size: 1.1 Acres
      • Dimensions: 95x504
      • Features: Level, Few Trees, Sloped, 0-2.9999, City/Town/Suburb
      Details
      • Additional structures: Outbuilding
      • Parcel number: 200511204013.000001
      • Other equipment: Sump Pump

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Aluminum Siding
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1920

      Utilities & green energy

      • Gas: NIPSCO
      • Sewer: Septic Tank
      • Water: City

      Community & HOA

      Community
      • Subdivision: None
      Location
      • Region: Elkhart

      Financial & listing details

      • Tax assessed value: $2,800
      • Annual tax amount: $2,132
      • Date on market: 6/17/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Dirt

        Estimated market value

        $329,500

        $313,000 - $346,000

        $2,181/mo

        Price history

        DateEventPrice
        7/10/2026Price change$334,000-1.5%
        Source: IRMLS #202623824 Report a problem
        6/17/2026Listed for sale$339,000+208.5%
        Source: IRMLS #202623824 Report a problem
        5/29/2017Listing removed$109,900$63/sqft
        Source: Cressy & Everett Real Estate #201652350 Report a problem
        4/20/2017Price change$109,900-8.4%$63/sqft
        Source: Cressy & Everett Real Estate #201652350 Report a problem
        3/7/2017Price change$120,000-4%$69/sqft
        Source: Cressy & Everett Real Estate #201652350 Report a problem
        11/18/2016Listed for sale$125,000$72/sqft
        Source: Cressy & Everett- Elkhart #201652350 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$49 -4.9%$2,800
        2024$51 -0.4%$2,800
        2023$52 -2.7%$2,800
        2022$53 +0.4%$2,800
        2021$53 +25.9%$2,800
        2020$42 -16.6%$2,800 +27.3%
        2019$50 -12.2%$2,200 -21.4%
        2018$57 -3.4%$2,800
        2017$59 $2,800
        2016$59 +0.7%$2,800 -3.4%
        2014$59 +2.9%$2,900 +16%
        2013$57 +21.2%$2,500 +8.7%
        2012$47 +1.2%$2,300 +9.5%
        2011$47 +138.9%$2,100 +110%
        2010$20 -2.2%$1,000
        2009$20 -84.2%$1,000 -83.9%
        2007$127 $6,200
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 46516

        Getting around

        1 / 100
        Car-Dependent
        22 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Jimtown
        • Middle: Jimtown
        • High: Jimtown
        • District: Baugo Community

        Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts

        Similar homes

              Nearby cities

              Nearby neighborhoods

              Nearby zip codes

              Other Elkhart Topics

                Search
                Updates
                Favorites
                Plan
                Inbox