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For sale
  • $1,200,000

    64 Terra Cotta Way, Destin, FL 32541

    5beds
    3,037sqft
    : 
    $7,670/mo
    Get pre-qualified
    Single Family Residence
    Built in 1995
    3,920 Square Feet Lot
    $1,198,200 Zestimate®
    $395/sqft
    $-- HOA

    What's special

    Resort-style poolTennis courtsDeeded beach accessFive well-appointed bedroomsAmple prep spaceGranite countertopsElegant wrought-iron balconies
    Major updates are already in place at this spacious Destin beach home, including a newer roof installed in 2022 and two brand-new HVAC systems installed in 2026. Designed with timeless Mediterranean charm, the home features a brick paver driveway and elegant wrought-iron balconies that enhance its striking curb appeal. Inside, the home welcomes you with a relaxed yet refined coastal aesthetic and a flowing layout connected by a winding wood-tread staircase, which is ideal for hosting and entertaining. With five well-appointed bedrooms, the home comfortably accommodates large groups, making it an exceptional vacation rental opportunity. Two expansive primary suites provide flexible living arrangements, including a first-floor suite complete with a kitchenette and oversized bath. The kitchen is thoughtfully designed with stainless steel appliances, granite countertops, and ample prep space, seamlessly opening to the dining and living areas for effortless gatherings. Outdoor living is just as inviting, with front and rear balconies capturing Gulf breezes. Offered fully furnished and turnkey, the property also includes two newer water heaters, a Nest thermostat, and energy-efficient tinted windows in the main living areas. Located within a gated community, residents and guests enjoy access to a resort-style pool, tennis courts, sand volleyball, and clubhouse amenities. Just a short walk away is deeded beach access along with popular local favorites like Captain Dave's On the Gulf and Kenny D's Beach Bar & Grill. A newly added neighborhood favorite, Sandos Beachside, offers a vibrant, walkable dining and bar experience--an exciting bonus for both owners and guests. Whether you're seeking a second home, income-producing rental, or a combination of both, this property delivers on location, lifestyle, and long-term value.
    5 hours
    152
    12

    Zillow last checked:

    Listing updated:

    Listed by:

    Sarah Timmons 256-996-1169,

    Scenic Sotheby's International Realty

    Source: ECAOR,MLS#: 1014286MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 4
      Primary bedroom
      • Level: First
      • Area: 270 Square Feet
      • Dimensions: 18 x 15
      Primary bedroom
      • Level: Third
      • Area: 234 Square Feet
      • Dimensions: 18 x 13
      Bedroom
      • Level: Second
      • Area: 130 Square Feet
      • Dimensions: 13 x 10
      Primary bathroom
      • Level: First
      • Area: 90 Square Feet
      • Dimensions: 10 x 9
      Primary bathroom
      • Level: Third
      • Area: 252 Square Feet
      • Dimensions: 21 x 12
      Dining area
      • Level: Second
      • Area: 448 Square Feet
      • Dimensions: 28 x 16
      Kitchen
      • Level: Second
      • Area: 144 Square Feet
      • Dimensions: 16 x 9
      Cooling
      • Central Air
      Appliances
      • Included: Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
      • Laundry: Washer/Dryer Hookup
      Features
      • Breakfast Bar, Owner's Closet, Pantry
      • Windows: Window Treatments
      • Furnished: Yes
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 3,037
      • Total interior livable area: 3,037 sqft

      Property

      Parking
      • Total spaces: 4
      Features
      • Stories: 3
      • Patio & porch: Porch
      • Exterior features: Balcony, Columns
      Lot
      • Size: 3,920 Square Feet
      • Dimensions: 99 x 40 x 95 x 39
      • Features: Covenants, Restrictions, Within 1/2 Mile to Water
      Details
      • Parcel number: 002S22249900000140
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Mediterranean
      • Property subtype: Single Family Residence
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 1995

      Community & HOA

      Community
      • Features: Beach, Community Room, Deed Access, Pavillion/Gazebo, Picnic Area, Pool, Tennis Court(s), Short Term Rental - Allowed
      • Subdivision: TERRA COTTA TERRACE
      HOA
      • Has HOA: Yes
      • Services included: Recreational Faclty
      Location
      • Region: Destin

      Financial & listing details

      • Price per square foot: $395/sqft
      • Tax assessed value: $1,026,968
      • Annual tax amount: $10,926
      • Date on market: 10/26/2026
      • Road surface type: Paved

        Estimated market value

        $1,198,200

        $1.14M - $1.26M

        $7,874/mo

        Price history

        DateEventPrice
        10/26/2026Listed for sale$1,200,000-5.9%$395/sqft
        Source: ECAOR #1014286 Report a problem
        6/30/2026Listing removed$1,275,000$420/sqft
        Source: ECAOR #998378 Report a problem
        5/23/2026Price change$1,275,000-4.1%$420/sqft
        Source: ECAOR #998378 Report a problem
        4/20/2026Listing removed$14,797$5/sqft
        Source: Zillow Rentals Report a problem
        4/18/2026Listed for rent$14,797$5/sqft
        Source: Zillow Rentals Report a problem
        3/19/2026Listed for sale$1,330,000-4.9%$438/sqft
        Source: ECAOR #998378 Report a problem
        2/6/2023Listing removed--
        Source: ECAOR #910690 Report a problem
        12/13/2022Price change$1,399,000-3.2%$461/sqft
        Source: ECAOR #910690 Report a problem
        10/24/2022Listed for sale$1,445,000+114.1%$476/sqft
        Source: ECAOR #910690 Report a problem
        5/22/2019Sold$675,000$222/sqft
        Source: ECAOR #822109 Report a problem
        5/9/2019Pending sale$675,000$222/sqft
        Source: Coldwell Banker Residential Real Estate - Destin / 30A #822109 Report a problem
        5/5/2019Listed for sale$675,000+107.7%$222/sqft
        Source: Coldwell Banker Residential Re #822109 Report a problem
        6/13/2013Sold$325,000-27.8%$107/sqft
        Source: PAR #383142 Report a problem
        10/2/2012Listing removed$450,000$148/sqft
        Source: The Real Estate Book #383142 Report a problem
        9/30/2012Listed for sale$450,000$148/sqft
        Source: The Real Estate Book #383142 Report a problem
        8/19/2012Listing removed$450,000$148/sqft
        Source: The Real Estate Book #383142 Report a problem
        12/20/2011Price change$450,000-10%$148/sqft
        Source: Approved Properties, LLC #383142 Report a problem
        10/28/2011Price change$500,000+42.9%$165/sqft
        Source: Approved Properties, LLC #383142 Report a problem
        7/27/2011Price change$350,000-12.5%$115/sqft
        Source: Sellstate Gulf Coast Realty #383142 Report a problem
        3/29/2011Price change$400,000+19.4%$132/sqft
        Source: SELLSTATE GULF COAST REALTY #383142 Report a problem
        1/17/2011Price change$335,000-4.3%$110/sqft
        Source: SELLSTATE GULF COAST REALTY #383142 Report a problem
        12/11/2010Price change$350,000-9.1%$115/sqft
        Source: SELLSTATE GULF COAST REALTY #383142 Report a problem
        12/3/2010Price change$385,000-3.8%$127/sqft
        Source: SELLSTATE GULF COAST REALTY #383142 Report a problem
        11/24/2010Price change$400,000-5.9%$132/sqft
        Source: SELLSTATE GULF COAST REALTY #383142 Report a problem
        11/6/2010Listed for sale$425,000-30.9%$140/sqft
        Source: SELLSTATE GULF COAST REALTY #383142 Report a problem
        7/23/2003Sold$615,000+39.5%$203/sqft
        Source: Public Record Report a problem
        5/3/2002Sold$441,000$145/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$10,927 +10.3%$835,812 +10%
        2024$9,906 +5.6%$759,829 -15.3%
        2023$9,382 +15.1%$897,167 +22.5%
        2022$8,149 +15%$732,205 +28.3%
        2021$7,089 +8.2%$570,871 +9%
        2020$6,553 +4.9%$523,704 +6.4%
        2019$6,245 +0.5%$492,359 +1.8%
        2018$6,212 $483,789 +6.3%
        2017$6,212 +4.4%$455,219 +0.8%
        2016$5,949 +1.7%$451,677 +2.5%
        2015$5,852 +3.7%$440,652 +22.6%
        2014$5,644 $359,356 -0.7%
        2013-- $361,876 -0.4%
        2012-- $363,396 -4.3%
        2011-- $379,550 -3.6%
        2010-- $393,799 -13.4%
        2009-- $454,520 -16.8%
        2008-- $546,204 -13.3%
        2007-- $630,010 -11.9%
        2006-- $714,769 +34.7%
        2005-- $530,653 +29%
        2004-- $411,504 +19.9%
        2003-- $343,305 +22.1%
        2002-- $281,148 +1.6%
        2001-- $276,720
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32541

        Getting around

        17 / 100
        Car-Dependent
        44 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Destin
        • Middle: Destin
        • High: Destin

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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