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For sale
  • $349,900

    645 CR 485A, LAKE PANASOFFKEE, FL 33538

    2beds
    720sqft
    : 
    $2,188/mo
    Get pre-qualified
    Single Family Residence
    Built in 2024
    9,600 Square Feet Lot
    $-- Zestimate®
    $486/sqft
    $-- HOA

    What's special

    Two well-appointed bedroomsComfortable lake-house feelBeautifully finished bathroomFunctional galley layoutOpen-concept layoutPeaceful water viewsDedicated laundry area
    If you’ve been searching for a well-built waterfront home in Lake Panasoffkee with direct canal access to the lake, this property deserves your attention. Located on a canal just off Lake Panasoffkee, this home offers peaceful water views, excellent construction, and true Florida outdoor living. Constructed with durable metal siding and roofing, this home was built with strength and longevity in mind. Inside, you’ll find an open-concept layout with vaulted ceilings that make the main living area feel bright and spacious. Natural light pours in through multiple windows, showcasing clean lines, modern finishes, and a comfortable lake-house feel. The kitchen is thoughtfully designed with solid surface countertops, stainless appliances, ample cabinetry, and a functional galley layout that maximizes space and efficiency. The living and dining areas flow seamlessly together, creating an inviting setting for everyday living or weekend guests. The home features two well-appointed bedrooms and a beautifully finished bathroom with a walk-in tiled shower, subway tile walls, and pebble-style flooring for a custom touch. Step outside to the covered back porch overlooking the canal — this is where the lifestyle truly comes together. Enjoy morning coffee while watching the water, unwind in the evenings, or cast a fishing line right from your backyard. With quick access to Lake Panasoffkee, you’re minutes from boating, fishing, and exploring one of Central Florida’s most loved natural lakes. The property also includes a large covered metal carport structure, detached storage sheds for tools or hobbies, a dedicated laundry area, a covered patio with outdoor seating space, a hot tub setup overlooking the water, and open yard space with room to expand or personalize your outdoor living area. Whether you're looking for a full-time residence, seasonal retreat, Airbnb opportunity, or a fisherman’s getaway, 645 CR 485A offers solid construction, water access, and low-maintenance living in a prime Lake Panasoffkee location. Canal-front. Durable build. Move-in ready. Schedule your private showing and experience Florida waterfront living at its best.
    171 days
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    177
    |
    7
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    Zillow last checked:

    Listing updated:

    Listed by:

    Shawna Lafont 321-695-6164,

    EXIT REAL ESTATE RESULTS 352-933-0018

    Source: Stellar MLS,MLS#: G5107935MLS LogoOriginating MLS: Lake and Sumter

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Built-in Closet
      • Level: First
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      Bathroom 1
      • Level: First
      Bathroom 2
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Heating
      • Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Dryer, Microwave, Range, Refrigerator, Washer
      • Laundry: Laundry Room, Outside
      Features
      • Cathedral Ceiling(s), Ceiling Fan(s), Crown Molding
      • Flooring: Laminate
      • Has fireplace: No
      Interior area
      • Total structure area: 900
      • Total interior livable area: 720 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: RV Carport, RV Access/Parking
      • Carport spaces: 1
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Fire Pit, RV Hookup
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Canal - Freshwater, Freshwater Canal Access, Lake Privileges
      • Body of water: LAKE PANASOFFKEE
      Lot
      • Size: 9,600 Square Feet
      • Dimensions: 80 x 120
      Details
      • Parcel number: J09A072
      • Zoning: RES
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Metal Frame
      • Foundation: Slab
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 2024

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Electricity Connected

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: PANASOFFKEE RETREATS
      HOA
      • Has HOA: No
      Location
      • Region: Lake Panasoffkee

      Financial & listing details

      • Price per square foot: $486/sqft
      • Tax assessed value: $85,490
      • Annual tax amount: $1,280
      • Date on market: 2/19/2026
      • Cumulative days on market: 140 days
      • Listing terms: Cash,Conventional
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt, Other

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        2/19/2026Listed for sale$349,900$486/sqft
        Source: Stellar MLS #G5107935 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,281 +424.8%$85,210 +264%
        2024$244 -33.7%$23,410
        2023$368 +39.6%$23,410 +74.4%
        2022$264 -5.5%$13,420
        2021$279 -2.4%$13,420
        2020$286 $13,420
        2019$286 -1.6%$13,420
        2018$290 +6.2%$13,420
        2017$273 -1.9%$13,420
        2016$279 -0.8%$13,420
        2015$281 +75.7%$13,420
        2014$160 -3.1%$13,420
        2013$165 $13,420 +0.1%
        2012-- $13,410 0%
        2011-- $13,415
        2010-- $13,415 -9.3%
        2009-- $14,793 -47.3%
        2008-- $28,077
        2007-- $28,077 +7.3%
        2006-- $26,177 +12.7%
        2005-- $23,230 +35.6%
        2004-- $17,136 +8.2%
        2003-- $15,836 -8.1%
        2002-- $17,236 +1.6%
        2001-- $16,966 +5.8%
        2000-- $16,038 +8.1%
        1999-- $14,838
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 33538

        Getting around

        7 / 100
        Car-Dependent
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Lake Panasoffkee Elementary
        • Middle: South Sumter Middle
        • High: South Sumter High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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