Waterfront home for sale on Hamlin Lake puts you just steps from nearly 100 feet of private, wooded shoreline outside Ludington. This charming 3-bedroom, 2-bath cottage-style home offers 1,836 square feet of finished living space, with a bedroom and full bath right on the main floor for easy, breezy living. Step inside to an open kitchen and dining area that flows straight out to a big, sun-splashed deck — the kind of space made for morning coffee, long dinners, and watching the light change over the water. The sunroom is a favorite spot, wrapped in windows and filled with green, leafy views. Upstairs, cozy bedrooms tucked under vaulted ceilings feel like a treehouse retreat for family and guests. Head down to the walkout basement and you've got a blank canvas — unfinished and ready for whatever you dream up, whether that's a game room, extra bunks, or just more storage for lake toys. Outside, two docks lead you right down to Hamlin Lake, perfect for swimming, paddling, or tying up the boat. The whole property sits on just over an acre, tucked into a private, conservation-minded association that keeps the trees tall and the setting peaceful — but the roads are maintained year-round, so getting here in any season is never a hassle. A bonus lot across the road gives you plenty of extra parking and storage. This is easy, laid-back lake living — a place to slow down, breathe deep, and make memories on Hamlin Lake for years to come.
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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