Under contract

$292,804

74 New Montgomery St Unit 313, San Francisco, CA 94105

0beds

600sqft

$3,132/mo

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Condominium, Residential

Built in 1914

-- sqft lot

$279,000 Zestimate^®

$488/sqft

$1,127/mo HOA

What's special

Loft-style residenceOpen living spaceKitchen appliancesDedicated storage cageElevated sleeping area

Below Market Rate (BMR) studio condominium available at 120% qualifying AMI, reflecting the one-time 20% increase allowed under the temporary waivers. This loft-style residence offers an open living space with elevated sleeping area, in-unit washer/dryer combo, kitchen appliances, and dedicated storage cage.Full-service building amenities include 24-hour security, panoramic rooftop deck with BBQ, and bike storage. Prime Yerba Buena location, only two blocks from Montgomery BART, near the Financial District, Salesforce Park, and SFMoMA. Must be first-time homebuyer and income eligible. Maximum income limits: for 1 person= $130,900; 2= $149,650; 3 =$168,300; 4=$187,000; 5= $201,950. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. The unit will be available on a first come first served basis starting on 5/7/2026 at 8:00 AM PST. OPEN HOUSES: 5/2 Saturday 3-5PM. Fair Housing Opportunity.

129 days

77

1

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 0
Bathrooms: 1
Full bathrooms: 1

Bedroom

Features: LoftBedroom

Bathroom

Features: Tile, Tub

Dining room

Features: DiningAreainLivingRoom

Family room

Features: NoFamilyRoom

Kitchen

Features: ExhaustFan

Heating

Wall Furnace

Cooling

None

Appliances

Included: Dishwasher, Exhaust Fan, Disposal, Microwave, Electric Oven, Refrigerator, Washer/Dryer

Features

Flooring: Vinyl Linoleum
Doors: None

Interior area

Total structure area: 600
Total interior livable area: 600 sqft

Property

Parking

Parking features: Off Site, Other

Accessibility

Accessibility features: None

Details

Parcel number: 3707097
Zoning: C-3-O(SD)
Special conditions: Standard

Construction

Type & style

Home type: Condo
Property subtype: Condominium, Residential

Materials

Foundation: Other
Roof: Concrete

Condition

New construction: No
Year built: 1914

Utilities & green energy

Gas: PublicUtilities
Sewer: Public Sewer
Water: Public
Utilities for property: Public Utilities, Water Public

Community & HOA

HOA

Has HOA: Yes
Services included: Insurance, Water
HOA fee: $1,127 monthly

Location

Region: San Francisco

Financial & listing details

Price per square foot: $488/sqft
Tax assessed value: $236,318
Annual tax amount: $3,987
Date on market: 3/25/2026
Listing agreement: ExclusiveRightToSell

Estimated market value

$279,000

$265,000 - $293,000

$3,793/mo

Price history

Date	Event	Price
6/12/2026	Contingent	$292,804$488/sqft
Source: MLSListings Inc #ML82040262 Report a problem
3/26/2026	Listed for sale	$292,804+38.2%$488/sqft
Source: MLSListings Inc #ML82040262 Report a problem
7/31/2018	Sold	$211,852$353/sqft
Source: SFAR #469246 Report a problem
4/28/2018	Pending sale	$211,852$353/sqft
Source: Zephyr Real Estate #469246 Report a problem
4/5/2018	Listed for sale	$211,852$353/sqft
Source: Zephyr Real Estate #469246 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,987 +2.8%	$236,318 +2%
2024	$3,878 +2.1%	$231,686 +2%
2023	$3,798 +2.5%	$227,144 +2%
2022	$3,705 +2%	$222,692 +2%
2021	$3,631 -0.7%	$218,326 +1%
2020	$3,656 +3.1%	$216,088 +2%
2019	$3,547 +12.1%	$211,852 +10.5%
2018	$3,164 +12%	$191,706 +2%
2017	$2,825 +2.7%	$187,948 +2%
2016	$2,750 +1.2%	$184,263 +1.5%
2015	$2,717 +7%	$181,496 +2%
2014	$2,539	$177,941 +0.5%
2013	--	$177,138 +2%
2012	--	$173,665 +2%
2011	--	$170,260 +0.8%
2010	--	$168,989 -3.2%
2009	--	$174,506 +47.8%
2008	--	$118,052

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: South of Market

Getting around

98 / 100

Walker's Paradise

100 / 100

Rider's Paradise

86 / 100

Very Bikeable

Nearby schools

GreatSchools rating

8/10
Daniel Webster Elementary School
Grades: K-5Distance: 1.9 mi
2/10
S.F. International High School
Grades: 8-12Distance: 1.8 mi
7/10
Galileo High School
Grades: 9-12Distance: 1.7 mi

Schools provided by the listing agent

District: SanFranciscoUnified

Source: MLSListings Inc. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.