Under Construction. 7727 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $436,900. 4 bedrooms, 2 full baths, 1 half bath, 2,405 sq ft. covered outdoor living. PROMOTION & CLOSING-COST SAVINGS Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Harmony Central has NO CDD. Community amenities include a pool with cabanas and a dog park, with access to shopping, dining and major roadways. Receive $10,000 Flex Cash under the current promotion for this home, subject to builder terms and loan-program requirements. For contracts executed by November 1, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate. Construction progress, completion and move-in timing require onsite confirmation.
New construction
$436,900
7727 BENT TREE LOOP, ST CLOUD, FL 34771
4beds
2,405sqft
Single Family Residence
Built in 2026
5,663 Square Feet Lot
$-- Zestimate®
$182/sqft
$69/mo HOA
What's special
Covered outdoor livingDog park
- 139 days
- 68
- 7
Zillow last checked:
Listing updated:
Listed by:
Jannette Rodriguez 407-690-1717,
ADAMS HOMES REALTY, INC 850-469-0977,
Liza Carrasquillo 407-751-8225,
ADAMS HOMES REALTY, INC.
Source: Stellar MLS,MLS#: O6418090
Originating MLS: Orlando Regional

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Features: Walk-In Closet(s)
- Level: Second
Primary bathroom
- Features: Walk-In Closet(s)
- Level: Second
Dining room
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Microwave, Range
- Laundry: Inside
Features
- Ceiling Fan(s)
- Flooring: Carpet, Ceramic Tile
- Basement: Finished
- Has fireplace: No
Interior area
- Total structure area: 2,989
- Total interior livable area: 2,405 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Exterior features: Garden
Lot
- Size: 5,663 Square Feet
Details
- Parcel number: 3226323666000R0040
- Zoning: X
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Concrete
- Foundation: Basement, Concrete Perimeter
- Roof: Shingle
Condition
- Under Construction
- New construction: Yes
- Year built: 2026
Details
- Builder model: 2405B
- Builder name: Adams Homes
Utilities & green energy
- Sewer: Private Sewer
- Water: Private
- Utilities for property: Cable Available, Electricity Available
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK R LOT 4
HOA
- Has HOA: Yes
- HOA fee: $69 monthly
- HOA name: Pedro Gutierrez
Location
- Region: Saint Cloud
Financial & listing details
- Price per square foot: $182/sqft
- Tax assessed value: $60,000
- Annual tax amount: $831
- Date on market: 6/18/2026
- Cumulative days on market: 40 days
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 8/11/2026 | Listed for sale | $436,900$182/sqft |
Source: | ||
| 7/8/2026 | Contingent | $436,900$182/sqft |
Source: | ||
| 6/18/2026 | Pending sale | $436,900$182/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $60,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: Harmony
Nearby schools
Schools provided by the listing agent
- Elementary: Harmony Community School (K-5)
- Middle: Harmony Middle
- High: Harmony High
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.




