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For sale
  • Price cut: $5.1K (7/26)
    $419,900

    491 WHISTLING DUCK TRAIL, ST CLOUD, FL 34771

    4beds
    2,328sqft
    : 
    $2,862/mo
    Get pre-qualified
    Single Family Residence
    Built in 2023
    7,405 Square Feet Lot
    $414,300 Zestimate®
    $180/sqft
    $125/mo HOA

    What's special

    Exquisite two-story homeElegant granite countertopsPremium water softener systemOpen plan conceptKitchen features white cabinets
    Reduced 75k for a quick sale!! Welcome to this exquisite two-story home located at Silver Springs in St. Cloud,FL! Embrace eco-friendly living and enjoy cost savings on your utility bills, thanks to Meritage Homes, an Energy Star builder! Inside this 4-bedroom, 2.5-bathroom home you’ll find an open plan concept with all bedrooms located upstairs for your privacy! The kitchen features white cabinets and elegant granite countertops! The property also boasts ceramic tile throughout the first floor, while the second floor showcases beautiful wood/laminate flooring. Also, the staircase has been recently upgraded with wood and cast iron railing! On the second floor, you’ll find a loft/den area, perfect for your entertainment system, work area or even a cozy reading room!. All stainless steel appliances are included, along with a premium water softener system! Silver Springs has NO CDD and offers many amenities, including a resort-style pool, a clubhouse, and playgrounds! Conveniently located just minutes from Lake Nona Medical City, this property is close to everything the Lake Nona area has to offer! The home is vacant, so come see it today!
    436 days
    |
    259
    |
    15
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Fernando Orsini 407-383-5575,

    CT HOMES REALTY CORPORATION 407-578-6545

    Source: Stellar MLS,MLS#: O6313749MLS LogoOriginating MLS: Orlando Regional

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bonus Room
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: Second
      • Area: 210 Square Feet
      • Dimensions: 14x15
      Bedroom 2
      • Features: Built-in Closet
      • Level: Second
      • Area: 130 Square Feet
      • Dimensions: 10x13
      Bedroom 3
      • Features: Built-in Closet
      • Level: Second
      • Area: 120 Square Feet
      • Dimensions: 10x12
      Bedroom 4
      • Features: Built-in Closet
      • Level: Second
      • Area: 120 Square Feet
      • Dimensions: 10x12
      Dining room
      • Features: No Closet
      • Level: First
      • Area: 100 Square Feet
      • Dimensions: 10x10
      Kitchen
      • Features: Pantry, Walk-In Closet(s)
      • Level: First
      • Area: 140 Square Feet
      • Dimensions: 14x10
      Living room
      • Features: No Closet
      • Level: First
      • Area: 196 Square Feet
      • Dimensions: 14x14
      Loft
      • Features: No Closet
      • Level: Second
      • Area: 110 Square Feet
      • Dimensions: 11x10
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer, Water Softener
      • Laundry: Laundry Room
      Features
      • Kitchen/Family Room Combo, Split Bedroom, Walk-In Closet(s)
      • Flooring: Ceramic Tile, Laminate, Hardwood
      • Doors: Sliding Doors
      • Has fireplace: No
      Interior area
      • Total structure area: 2,852
      • Total interior livable area: 2,328 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Rear Porch
      • Exterior features: Irrigation System, Sidewalk
      • Has view: Yes
      • View description: Trees/Woods
      Lot
      • Size: 7,405 Square Feet
      • Features: Sidewalk
      Details
      • Parcel number: 282531503700010280
      • Zoning: R1
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2023
      Details
      • Builder name: Meritage Homes

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Phone Available

      Community & HOA

      Community
      • Features: Playground, Pool, Sidewalks
      • Pet fee: $0 monthly
      • Subdivision: SILVER SPRINGS
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Playground, Pool
      • HOA fee: $125 monthly
      • HOA name: Community Management Professionals
      • HOA phone: 407-455-5950
      Location
      • Region: Saint Cloud

      Financial & listing details

      • Price per square foot: $180/sqft
      • Tax assessed value: $386,400
      • Annual tax amount: $5,320
      • Date on market: 5/30/2025
      • Cumulative days on market: 434 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Road surface type: Paved

        Estimated market value

        $414,300

        $394,000 - $435,000

        $2,581/mo

        Price history

        DateEventPrice
        7/26/2026Price change$419,900-1.2%$180/sqft
        Source: Stellar MLS #O6313749 Report a problem
        6/27/2026Price change$424,985-2.3%$183/sqft
        Source: Stellar MLS #O6313749 Report a problem
        6/15/2026Price change$434,900+2.3%$187/sqft
        Source: Stellar MLS #O6313749 Report a problem
        4/29/2026Price change$424,995-4.5%$183/sqft
        Source: Stellar MLS #O6313749 Report a problem
        4/8/2026Price change$444,900-5.3%$191/sqft
        Source: Stellar MLS #O6313749 Report a problem
        3/10/2026Price change$469,950-1%$202/sqft
        Source: Stellar MLS #O6313749 Report a problem
        1/24/2026Price change$474,500-0.9%$204/sqft
        Source: Stellar MLS #O6313749 Report a problem
        12/31/2025Price change$479,000-0.2%$206/sqft
        Source: Stellar MLS #O6313749 Report a problem
        11/8/2025Price change$479,900-0.8%$206/sqft
        Source: Stellar MLS #O6313749 Report a problem
        7/30/2025Price change$484,000-3.2%$208/sqft
        Source: Stellar MLS #O6313749 Report a problem
        5/30/2025Listed for sale$499,995+8.7%$215/sqft
        Source: Stellar MLS #O6313749 Report a problem
        8/1/2023Sold$460,100-5.3%$198/sqft
        Source: Public Record Report a problem
        6/27/2023Pending sale$486,100$209/sqft
        Source: Stellar MLS #O6069635 Report a problem
        2/7/2023Price change$486,100+0%$209/sqft
        Source: Stellar MLS #O6069635 Report a problem
        11/15/2022Price change$486,020+0%$209/sqft
        Source: Stellar MLS #O6069635 Report a problem
        11/3/2022Listed for sale$485,920$209/sqft
        Source: Stellar MLS #O6069635 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,500 +3.4%$386,400 +1.7%
        2024$5,320 +507.9%$380,000 +475.8%
        2023$875 +13.8%$66,000 +20%
        2022$769 $55,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 34771

        Getting around

        1 / 100
        Car-Dependent
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: VOYAGER K-8
        • Middle: VOYAGER K-8
        • High: Harmony High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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