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New construction
  • $392,900

    7732 BENT TREE LOOP, ST CLOUD, FL 34773

    4beds
    1,820sqft
    : 
    $2,772/mo
    Get pre-qualified
    Single Family Residence
    Built in 2026
    6,534 Square Feet Lot
    $392,400 Zestimate®
    $216/sqft
    $76/mo HOA

    What's special

    Modern layoutsPool with cabanasDog park
    Virtually Staged. 7732 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $392,900. 4 bedrooms, 2 full baths, 1,820 sq ft. 2-car garage. PROMOTION & CLOSING-COST SAVINGS Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. CURRENT LIMITED-TIME PROMOTION: $20,000 price reduction is already reflected in the advertised price, plus $15,000 Flex Cash. New contract must be executed by November 1, 2026, with no contingencies and a 30-day closing in November 2026. When working with Acrisure, one of our preferred lenders, receive an additional Buyer Credit for contracts executed by November 1, 2026, subject to lender terms and eligibility. Flex Cash use is subject to applicable lender and loan-program requirements. Ask the onsite sales team for complete terms, eligibility and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate.
    16 days
    71
    9

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Viviani Moreno De Segovia 407-864-4539,

    ADAMS HOMES REALTY, INC. 407-523-1030,

    Liza Carrasquillo 407-751-8225,

    ADAMS HOMES REALTY, INC.

    Source: Stellar MLS,MLS#: O6450777MLS LogoOriginating MLS: Orlando Regional

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 208 Square Feet
      • Dimensions: 13x16
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      • Area: 120 Square Feet
      • Dimensions: 10x12
      Bedroom 3
      • Features: Built-in Closet
      • Level: First
      • Area: 120 Square Feet
      • Dimensions: 12x10
      Bedroom 4
      • Features: Built-in Closet
      • Level: First
      • Area: 120 Square Feet
      • Dimensions: 10x12
      Primary bathroom
      • Features: No Closet
      • Level: First
      Bathroom 2
      • Features: No Closet
      • Level: First
      • Area: 30 Square Feet
      • Dimensions: 5x6
      Dining room
      • Features: No Closet
      • Level: First
      • Area: 120 Square Feet
      • Dimensions: 10x12
      Kitchen
      • Features: Storage Closet
      • Level: First
      • Area: 144 Square Feet
      • Dimensions: 12x12
      Living room
      • Features: No Closet
      • Level: First
      • Area: 234 Square Feet
      • Dimensions: 13x18
      Heating
      • Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
      • Laundry: Laundry Room
      Features
      • Open Floorplan, Pest Guard System
      • Flooring: Carpet, Ceramic Tile
      • Doors: French Doors
      • Has fireplace: No
      Interior area
      • Total structure area: 2,181
      • Total interior livable area: 1,820 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Rear Porch
      • Exterior features: Private Entrance, Private Yard, Sidewalk, Sprinkler Metered
      Lot
      • Size: 6,534 Square Feet
      Details
      • Parcel number: 3226323666000P0220
      • Zoning: RES
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Completed
      • New construction: Yes
      • Year built: 2026
      Details
      • Builder model: 1820C
      • Builder name: Adams Homes
      • Warranty included: Yes

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Connected, Electricity Connected, Sprinkler Meter, Street Lights, Water Connected

      Community & HOA

      Community
      • Features: Community Mailbox, Dog Park, Pool, Sidewalks
      • Pet fee: $0 monthly
      • Subdivision: HARMONY CENTRAL PH 2
      HOA
      • Has HOA: Yes
      • HOA fee: $76 monthly
      • HOA name: Artemis Lifestyles
      • HOA phone: 407-705-2190
      Location
      • Region: Saint Cloud

      Financial & listing details

      • Price per square foot: $216/sqft
      • Tax assessed value: $60,000
      • Annual tax amount: $831
      • Date on market: 10/19/2026
      • Cumulative days on market: 17 days
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $392,400

        $373,000 - $412,000

        $2,390/mo

        Price history

        DateEventPrice
        10/19/2026Listed for sale$392,900$216/sqft
        Source: Stellar MLS #O6450777 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$831 $60,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Harmony

        Getting around

        1 / 100
        Car-Dependent
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Harmony Community School (K-5)
        • Middle: Harmony Middle
        • High: Harmony High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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