Virtually Staged. 7732 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $392,900. 4 bedrooms, 2 full baths, 1,820 sq ft. 2-car garage. PROMOTION & CLOSING-COST SAVINGS Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. CURRENT LIMITED-TIME PROMOTION: $20,000 price reduction is already reflected in the advertised price, plus $15,000 Flex Cash. New contract must be executed by November 1, 2026, with no contingencies and a 30-day closing in November 2026. When working with Acrisure, one of our preferred lenders, receive an additional Buyer Credit for contracts executed by November 1, 2026, subject to lender terms and eligibility. Flex Cash use is subject to applicable lender and loan-program requirements. Ask the onsite sales team for complete terms, eligibility and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate.
New construction
$392,900
7732 BENT TREE LOOP, ST CLOUD, FL 34773
4beds
1,820sqft
Single Family Residence
Built in 2026
6,534 Square Feet Lot
$392,400 Zestimate®
$216/sqft
$76/mo HOA
What's special
Modern layoutsPool with cabanasDog park
- 16 days
- 71
- 9
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Viviani Moreno De Segovia 407-864-4539,
ADAMS HOMES REALTY, INC. 407-523-1030,
Liza Carrasquillo 407-751-8225,
ADAMS HOMES REALTY, INC.
Source: Stellar MLS,MLS#: O6450777
Originating MLS: Orlando Regional

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 208 Square Feet
- Dimensions: 13x16
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 120 Square Feet
- Dimensions: 10x12
Bedroom 3
- Features: Built-in Closet
- Level: First
- Area: 120 Square Feet
- Dimensions: 12x10
Bedroom 4
- Features: Built-in Closet
- Level: First
- Area: 120 Square Feet
- Dimensions: 10x12
Primary bathroom
- Features: No Closet
- Level: First
Bathroom 2
- Features: No Closet
- Level: First
- Area: 30 Square Feet
- Dimensions: 5x6
Dining room
- Features: No Closet
- Level: First
- Area: 120 Square Feet
- Dimensions: 10x12
Kitchen
- Features: Storage Closet
- Level: First
- Area: 144 Square Feet
- Dimensions: 12x12
Living room
- Features: No Closet
- Level: First
- Area: 234 Square Feet
- Dimensions: 13x18
Heating
- Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
- Laundry: Laundry Room
Features
- Open Floorplan, Pest Guard System
- Flooring: Carpet, Ceramic Tile
- Doors: French Doors
- Has fireplace: No
Interior area
- Total structure area: 2,181
- Total interior livable area: 1,820 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Rear Porch
- Exterior features: Private Entrance, Private Yard, Sidewalk, Sprinkler Metered
Lot
- Size: 6,534 Square Feet
Details
- Parcel number: 3226323666000P0220
- Zoning: RES
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- Completed
- New construction: Yes
- Year built: 2026
Details
- Builder model: 1820C
- Builder name: Adams Homes
- Warranty included: Yes
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Sprinkler Meter, Street Lights, Water Connected
Community & HOA
Community
- Features: Community Mailbox, Dog Park, Pool, Sidewalks
- Pet fee: $0 monthly
- Subdivision: HARMONY CENTRAL PH 2
HOA
- Has HOA: Yes
- HOA fee: $76 monthly
- HOA name: Artemis Lifestyles
- HOA phone: 407-705-2190
Location
- Region: Saint Cloud
Financial & listing details
- Price per square foot: $216/sqft
- Tax assessed value: $60,000
- Annual tax amount: $831
- Date on market: 10/19/2026
- Cumulative days on market: 17 days
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
$392,400
$373,000 - $412,000
$2,390/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/19/2026 | Listed for sale | $392,900$216/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $831 | $60,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: Harmony
Nearby schools
Schools provided by the listing agent
- Elementary: Harmony Community School (K-5)
- Middle: Harmony Middle
- High: Harmony High
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.




