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New construction
    • Price cut: $25K (10/1)
    $387,900

    7714 BENT TREE LOOP, ST CLOUD, FL 34773

    4beds
    1,820sqft
    : 
    $2,737/mo
    Get pre-qualified
    Single Family Residence
    Built in 2026
    6,534 Square Feet Lot
    $-- Zestimate®
    $213/sqft
    $76/mo HOA

    What's special

    Granite countersCovered outdoor livingPool with cabanasDog parkStainless appliances
    7714 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $387,900. 4 bedrooms, 2 full baths, 1,820 sq ft. granite counters, stainless appliances, covered outdoor living. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $25,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. A $1,000 contract deposit reserves the home; additional funds may be required at closing. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate.
    39 days
    62
    4

    Zillow last checked:

    Listing updated:

    Listed by:

    Juan Torres Gil 786-899-6905,

    ADAMS HOMES REALTY, INC. 407-523-1030,

    Liza Carrasquillo 407-751-8225,

    ADAMS HOMES REALTY, INC.

    Source: Stellar MLS,MLS#: S5158317MLS LogoOriginating MLS: Orlando Regional

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Den/Library/Office, Dining Room, Utility Room
      Primary bedroom
      • Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
      • Level: First
      • Area: 204.8 Square Feet
      • Dimensions: 16x12.8
      Other
      • Features: No Closet
      • Level: First
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      • Area: 115.64 Square Feet
      • Dimensions: 9.8x11.8
      Bedroom 3
      • Features: Built-in Closet
      • Level: First
      • Area: 114.46 Square Feet
      • Dimensions: 9.7x11.8
      Bedroom 4
      • Features: Built-in Closet
      • Level: First
      • Area: 115.64 Square Feet
      • Dimensions: 11.8x9.8
      Primary bathroom
      • Features: Dual Sinks, Garden Bath, Water Closet/Priv Toilet, Linen Closet
      • Level: First
      Bathroom 2
      • Features: Single Vanity, Tub With Shower, Linen Closet
      • Level: First
      Balcony porch lanai
      • Level: First
      • Area: 136.5 Square Feet
      • Dimensions: 10.5x13
      Dinette
      • Level: First
      Dining room
      • Level: First
      • Area: 123.6 Square Feet
      • Dimensions: 10.3x12
      Family room
      • Level: First
      • Area: 208 Square Feet
      • Dimensions: 16x13
      Foyer
      • Level: First
      Kitchen
      • Features: Breakfast Bar, Pantry, Stone Counters
      • Level: First
      Laundry
      • Level: First
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
      • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
      Features
      • Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, In Wall Pest System, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Carpet, Ceramic Tile
      • Has fireplace: No
      Interior area
      • Total structure area: 2,024
      • Total interior livable area: 1,820 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions: 19x19
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Rear Porch
      • Exterior features: Irrigation System, Lighting, Sidewalk
      Lot
      • Size: 6,534 Square Feet
      • Features: Landscaped, Sidewalk
      • Residential vegetation: Trees/Landscaped
      Details
      • Parcel number: 3226323666000P0190
      • Zoning: RES
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Florida
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Completed
      • New construction: Yes
      • Year built: 2026
      Details
      • Builder model: 1820B
      • Builder name: Adams Homes of Northwest Florida, Inc.
      • Warranty included: Yes

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

      Community & HOA

      Community
      • Features: Dog Park, Pool, Sidewalks
      • Security: Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: HARMONY CENTRAL PH 2
      HOA
      • Has HOA: Yes
      • Amenities included: Pool, Trail(s)
      • Services included: Community Pool
      • HOA fee: $76 monthly
      • HOA name: Artemis Lifestyle Management
      • HOA phone: 407-705-2190
      Location
      • Region: Saint Cloud

      Financial & listing details

      • Price per square foot: $213/sqft
      • Tax assessed value: $60,000
      • Annual tax amount: $831
      • Date on market: 9/26/2026
      • Cumulative days on market: 40 days
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        10/1/2026Price change$387,900-6.1%$213/sqft
        Source: Stellar MLS #S5158317 Report a problem
        9/26/2026Listed for sale$412,900$227/sqft
        Source: Stellar MLS #S5158317 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$831 $60,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: Harmony

        Getting around

        4 / 100
        Car-Dependent
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Harmony Community School (K-5)
        • Middle: Harmony Middle
        • High: Harmony High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

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