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Active under contract
    • Price cut: $10K (6/14)
    $379,900

    808 E Terrace Bay Ct, Monticello, IN 47960

    2beds
    1,114sqft
    : 
    $2,294/mo
    Get pre-qualified
    Single Family Residence
    Built in 1960
    9,583 Square Feet Lot
    $-- Zestimate®
    $--/sqft
    $-- HOA

    What's special

    Low-maintenance vinyl sidingCovered boat liftBeautiful viewsLake-level propertyTwo spacious bedroomsBoathouse for storageQuiet no outlet street
    One of the nicest locations on Main Lake Freeman! This lake-level property is situated on a quiet no outlet street and offers an excellent opportunity to enjoy lake living while being surrounded by neighboring homes of significantly higher value. This low-maintenance one-story home/cottage features 50 feet of prime main lake frontage with beautiful views and includes 2 bedrooms, 1 bathroom, and 1,114 square feet of living space. An added bonus is the extra lot across the street featuring a spacious 24x36 detached 2.5-car garage complete with a man cave/workshop area on the back side—perfect for storage, hobbies, or entertaining. Exterior features include low-maintenance vinyl siding, newer roof, newer breaker box, concrete seawall, covered boat lift, boathouse for storage, and an open lakeside deck overlooking the water. Inside, the home offers an open-concept layout with two spacious bedrooms and a sunroom to enjoy the lake views year-round. A rare chance to own in a premier Lake Freeman location with excellent long-term value potential!
    71 days
    |
    1,231
    |
    32
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Bart Hickman Cell:574-870-4269,

    REAL ESTATE NETWORK L.L.C

    Source: IRMLS,MLS#: 202618374MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bedrooms: 2
      Bedroom 1
      • Level: Main
      Bedroom 2
      • Level: Main
      Dining room
      • Level: Main
      • Area: 90
      • Dimensions: 10 x 9
      Kitchen
      • Level: Main
      • Area: 144
      • Dimensions: 12 x 12
      Living room
      • Level: Main
      • Area: 168
      • Dimensions: 14 x 12
      Heating
      • Natural Gas, Conventional, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Refrigerator, Electric Oven, Electric Range, Water Softener Owned
      • Laundry: Electric Dryer Hookup, Sink, Main Level, Washer Hookup
      Features
      • Open Floorplan, Stand Up Shower
      • Flooring: Carpet, Laminate
      • Basement: Crawl Space,Block
      • Has fireplace: No
      • Fireplace features: None
      Interior area
      • Total structure area: 1,114
      • Total interior livable area: 1,114 sqft
      • Finished area above ground: 1,114
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2.5
      • Parking features: Detached, Garage Door Opener, Asphalt
      • Garage spaces: 2.5
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck
      • Exterior features: Boat Lift-Covered, Boat Lift-Temporary
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Waterfront, Lake, Waterfront-Level Bank, Deck on Waterfront, Pier/Dock, Lake Front, Ski Lake
      • Body of water: Lake Freeman
      • Frontage length: Channel/Canal Frontage(0),Water Frontage(50)
      Lot
      • Size: 9,583 Square Feet
      • Dimensions: 50x 88 & Irreg
      • Features: Level, Lake
      Details
      • Additional parcels included: 9163-10-000-001.900-020
      • Parcel number: 916310000005.800020

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Roof: Dimensional Shingles
      Condition
      • New construction: No
      • Year built: 1960

      Utilities & green energy

      • Sewer: Regional
      • Water: Well

      Community & HOA

      Community
      • Subdivision: Terrace Bay
      Location
      • Region: Monticello

      Financial & listing details

      • Tax assessed value: $286,000
      • Annual tax amount: $1,563
      • Date on market: 5/15/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/14/2026Price change$379,900-2.6%
        Source: IRMLS #202618374 Report a problem
        5/29/2026Price change$389,900-2.5%
        Source: IRMLS #202618374 Report a problem
        5/15/2026Listed for sale$399,900
        Source: IRMLS #202618374 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,601 +25.1%$286,000 +4.7%
        2024$1,280 +4.8%$273,100 +12%
        2023$1,222 +7%$243,900 +13.5%
        2022$1,143 +12.4%$214,800 +7.4%
        2021$1,017 +9.7%$200,000 +9.9%
        2020$927 +19.2%$182,000 +3.6%
        2019$777 +9%$175,600 +12.1%
        2018$713 $156,600 +0.5%
        2017$713 -10.4%$155,800 -0.6%
        2016$796 $156,700 -3.6%
        2014$796 +0.2%$162,500 +2.2%
        2013$794 +0.8%$159,000 +0.1%
        2012$788 -16.2%$158,800 -14.5%
        2011$941 -28.4%$185,800 -13.1%
        2010$1,313 +9%$213,900
        2009$1,205 $213,900
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 47960

        Getting around

        2 / 100
        Car-Dependent
        29 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Meadowlawn
        • Middle: Roosevelt
        • High: Twin Lakes
        • District: Twin Lakes School Corp.

        Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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