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  • Price cut: $10K (6/14)
    $264,900

    10977 N Lower Lake Shore Dr, Monticello, IN 47960

    2beds
    580sqft
    : 
    $1,599/mo
    Get pre-qualified
    Single Family Residence
    Built in 1945
    0.55 Acres Lot
    $254,300 Zestimate®
    $--/sqft
    $-- HOA

    What's special

    Partially wooded large lotLarge deckTile showerPlenty of parkingTankless water heaterGreat main lake viewsButcher block countertops
    LOCATION, LOCATION, LOCATION on Lake Freeman in a desirable golf cart community. Maintenance free year round home and lot, Airbnb opportunity, or summer get away. Partially wooded large lot with plenty of parking and ample space for an RV. The large 24x36 pole barn with a 10ft door can accommodate all your boating and storage needs. Shared easement to the water frontage with your own electric boat lift and jet ski lift. This property is perfect for entertaining with its large deck and great main lake views. Updated interior with an open floor plan, butcher block countertops, all appliances and wash/dryer included, tile shower, and tankless water heater. Located less than a few miles from Sportsman, Madam Carroll, live music, and downtown Monticello.
    102 days
    |
    295
    |
    12
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Lynn Edgell 765-426-6246,

    @properties

    Source: IRMLS,MLS#: 202617867MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bedrooms: 2
      Bedroom 1
      • Level: Main
      Bedroom 2
      • Level: Main
      Kitchen
      • Level: Main
      • Area: 165
      • Dimensions: 11 x 15
      Living room
      • Level: Main
      • Area: 143
      • Dimensions: 11 x 13
      Heating
      • Natural Gas, Conventional, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Microwave, Refrigerator, Washer, Dryer-Gas, Washer/Dryer Stacked, Gas Range, Gas Water Heater, Tankless Water Heater
      • Laundry: Gas Dryer Hookup, Main Level, Washer Hookup
      Features
      • Flooring: Laminate
      • Basement: Crawl Space
      • Has fireplace: No
      Interior area
      • Total structure area: 580
      • Total interior livable area: 580 sqft
      • Finished area above ground: 580
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached, RV Access/Parking
      • Garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck
      • Exterior features: Boat Lift-Temporary
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Waterfront, Boat Docking Rights, Ski Lake, Lake
      • Body of water: Lake Freeman
      • Frontage length: Channel/Canal Frontage(0),Water Frontage(10)
      Lot
      • Size: 0.55 Acres
      • Features: Lake, Rural
      Details
      • Parcel number: 080415000332.000011

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Bungalow,Cabin/Cottage
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1945

      Utilities & green energy

      • Sewer: Regional
      • Water: Well

      Community & HOA

      Community
      • Subdivision: Sunset Park
      Location
      • Region: Monticello

      Financial & listing details

      • Tax assessed value: $63,400
      • Annual tax amount: $695
      • Date on market: 5/12/2026

        Estimated market value

        $254,300

        $242,000 - $267,000

        $1,256/mo

        Price history

        DateEventPrice
        6/14/2026Price change$264,900-3.6%
        Source: IRMLS #202617867 Report a problem
        5/12/2026Listed for sale$274,900-5.2%
        Source: IRMLS #202617867 Report a problem
        10/24/2025Listing removed$289,900
        Source: IRMLS #202514388 Report a problem
        6/11/2025Price change$289,900-3.3%
        Source: IRMLS #202514388 Report a problem
        4/24/2025Listed for sale$299,900+316.5%
        Source: IRMLS #202514388 Report a problem
        9/12/2016Listing removed$72,000$124/sqft
        Source: REAL ESTATE NETWORK L.L.C #201609710 Report a problem
        3/11/2016Listed for sale$72,000+100%$124/sqft
        Source: REAL ESTATE NETWORK L.L.C #201609710 Report a problem
        6/15/1998Sold$36,000$62/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$373 +8.2%$63,400 +59.7%
        2024$345 +20.8%$39,700 +13.8%
        2023$285 +15.3%$34,900 +23.3%
        2022$248 -13.8%$28,300 +21.5%
        2021$287 -4.6%$23,300 -12.4%
        2020$301 +2%$26,600 -7%
        2019$295 +7%$28,600
        2018$276 $28,600 +0.4%
        2017-- $28,500 -4.4%
        2016$308 +1.3%$29,800 -3.9%
        2014$304 -7.6%$31,000 +3.3%
        2013$329 +6.4%$30,000
        2012$309 -31.5%$30,000 -31.4%
        2011$451 +63.4%$43,700 +86.8%
        2010$276 +6.7%$23,400 +2.6%
        2009$259 +14.3%$22,800 +36.5%
        2007$226 +7.6%$16,700 +3.1%
        2006$210 $16,200
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 47960

        Getting around

        0 / 100
        Car-Dependent
        11 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Twin Lakes
        • Middle: Twin Lakes
        • High: Twin Lakes
        • District: Twin Lakes School Corp.

        Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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