Escape to lakeside living with this charming 2-bedroom, 1-bath lake house offering 736 sq ft of cozy living space. Perfect as a vacation retreat, rental opportunity, or investment property. This waterfront gem includes a doc for easy lake access and endless days of boating, fishing, and relaxation. The efficient floor plan maximizes space while providing comfortable accommodations for family and guests. Whether you're looking to expand your real estate portfolio or secure your own lakeside getaway, this property offers excellent potential in a desirable waterfront setting. Enjoy peaceful lake views, outdoor recreation, and the opportunity to generate rental income from a highly sought-after location on Lake Freeman.
Active
Price cut: $5.5K (6/30)
$274,499
10959 N Lower Lake Shore Dr, Monticello, IN 47960
2beds
736sqft
Multi Family
Built in 1940
-- sqft lot
$265,300 Zestimate®
$--/sqft
$-- HOA
What's special
Waterfront gemPeaceful lake views
- 67 days |
- 330 |
- 11 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Kendall Rhine 765-543-5579,
Raeco Realty
Source: IRMLS,MLS#: 202623112
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Heating
- Conventional, Fireplace(s)
Cooling
- Central Air
Features
- Ceiling Fan(s), Storage
- Flooring: Laminate
- Has basement: No
- Has fireplace: Yes
Interior area
- Total structure area: 736
- Total interior livable area: 736 sqft
- Finished area above ground: 736
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 4
Features
- Levels: One
- Stories: 1
- Patio & porch: Porch
- Exterior features: Boat Lift-Permanent
- On waterfront: Yes
- Waterfront features: Boat Docking Rights, Pier/Dock, Lake Front, Ski Lake, Lake
- Body of water: Lake Freeman
- Frontage length: Channel/Canal Frontage(1),Water Frontage(1)
Lot
- Size: 8,015 Square Feet
- Dimensions: 50 x 160
- Features: Irregular Lot, 0-2.9999
Details
- Additional structures: Shed(s)
- Parcel number: 080416000266.000011
Construction
Type & style
- Home type: MultiFamily
- Property subtype: Multi Family
Materials
- Shingle Siding, Vinyl Siding
- Foundation: Slab
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1940
Utilities & green energy
- Sewer: City
- Water: Well
Community & HOA
Community
- Features: Dock
- Subdivision: None
Location
- Region: Monticello
Financial & listing details
- Tax assessed value: $108,200
- Annual tax amount: $912
- Date on market: 6/12/2026
- Listing terms: Cash,Conventional
- Inclusions: Building, Land, Other
- Lease term: Weekly,Other
- Total actual rent: 15000
- Tenant pays: None
Estimated market value
$265,300
$252,000 - $279,000
$1,078/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/30/2026 | Price change | $274,499-2% |
Source:  IRMLS #202623112 Report a problem | ||
| 6/12/2026 | Listed for sale | $280,000+6.5% |
Source: IRMLS #202623112 Report a problem | ||
| 8/23/2024 | Sold | $263,000-2.2% |
Source: IRMLS #202420875 Report a problem | ||
| 6/8/2024 | Listed for sale | $269,000+144.5% |
Source: IRMLS #202420875 Report a problem | ||
| 8/17/2015 | Listing removed | $110,000$149/sqft |
Source: greg Vogel JR #20079712 Report a problem | ||
| 7/10/2015 | Listed for sale | $110,000+37.7%$149/sqft |
Source: greg Vogel JR #20079712 Report a problem | ||
| 6/18/2015 | Sold | --0 |
Source: Agent Provided Report a problem | ||
| 5/4/2015 | Pending sale | $79,900$109/sqft |
Source: REAL ESTATE NETWORK L.L.C #201516797 Report a problem | ||
| 4/22/2015 | Listed for sale | $79,900-21.7%$109/sqft |
Source: Visual Tour #201516797 Report a problem | ||
| 4/11/2011 | Listing removed | $102,000$139/sqft |
Source: Visual Tour #19725 Report a problem | ||
| 11/16/2010 | Listed for sale | $102,000$139/sqft |
Source: Visual Tour #19725 Report a problem | ||
| 9/4/2010 | Listing removed | $102,000$139/sqft |
Source: Systems Engineering, Inc. #19725 Report a problem | ||
| 5/20/2010 | Price change | $102,000-11.3%$139/sqft |
Source: Systems Engineering, Inc. #19725 Report a problem | ||
| 9/26/2009 | Listed for sale | $115,000$156/sqft |
Source: Systems Engineering, Inc. #19293 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $485 +8.1% | $108,200 +109.7% |
| 2024 | $448 +20.2% | $51,600 +13.7% |
| 2023 | $373 +15.9% | $45,400 +22.7% |
| 2022 | $322 -11% | $37,000 +22.1% |
| 2021 | $362 -4.8% | $30,300 -9.6% |
| 2020 | $380 +2% | $33,500 -7.2% |
| 2019 | $373 -51.1% | $36,100 |
| 2018 | $763 | $36,100 |
| 2017 | -- | $36,100 -5% |
| 2016 | $374 +1.7% | $38,000 +1.3% |
| 2014 | $368 -7.6% | $37,500 +3.3% |
| 2013 | $398 +5.3% | $36,300 -1.1% |
| 2012 | $378 -24.5% | $36,700 -24.3% |
| 2011 | $500 -14.9% | $48,500 -2.8% |
| 2010 | $588 +7.6% | $49,900 +3.5% |
| 2009 | $547 +22.6% | $48,200 +46.5% |
| 2007 | $446 +9.3% | $32,900 +4.8% |
| 2006 | $408 | $31,400 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 47960
Nearby schools
GreatSchools rating
- 8/10Oaklawn Elementary SchoolGrades: K-4Distance: 2.1 mi
- 5/10Roosevelt Middle SchoolGrades: 6-8Distance: 2.7 mi
- 5/10Twin Lakes Senior High SchoolGrades: 9-12Distance: 2.6 mi
Schools provided by the listing agent
- Elementary: Twin Lakes
- Middle: Twin Lakes
- High: Twin Lakes
- District: Twin Lakes School Corp.
Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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A local agent can set up tours, give advice and negotiate with sellers.
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