Adorable and Updated Lake Freeman Cottage! This beautifully decorated and updated cottage could be yours and is being offered as "turn key" including most of the furnishings and decor you see. Additionally it offers 3 bedrooms, 1 bathroom, an open concept living space, stackable W/D, large kitchen island, and gorgeous views. Step outside and enjoy your large 27X19 deck off the living space for entertaining, a permanent covered electric boat and double jet ski lift for your watercrafts, a very nice upper waterfront deck and a shed for storage.
Active
$319,000
11820 N Vista Dr, Monticello, IN 47960
3beds
682sqft
Single Family Residence
Built in 1940
3,920 Square Feet Lot
$307,400 Zestimate®
$--/sqft
$-- HOA
What's special
Open concept living spaceGorgeous viewsShed for storageLarge kitchen island
- 21 days
- 1,104
- 44
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Michelle Gerhart mgerhart@vogel-real-estate.com,
VOGEL REAL ESTATE
Source: IRMLS,MLS#: 202632348
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 3
Bedroom 1
- Level: Main
Bedroom 2
- Level: Main
Kitchen
- Level: Main
- Area: 144
- Dimensions: 12 x 12
Living room
- Level: Main
- Area: 216
- Dimensions: 18 x 12
Heating
- Natural Gas, Forced Air
Cooling
- Attic Fan, Central Air
Appliances
- Included: Refrigerator, Washer/Dryer Stacked, Gas Oven, Gas Range, Gas Water Heater
- Laundry: Main Level
Features
- Ceiling Fan(s), Countertops-Solid Surf, Eat-in Kitchen, Kitchen Island, Open Floorplan, Stand Up Shower
- Windows: Blinds
- Basement: Crawl Space
- Has fireplace: No
- Fireplace features: None
Interior area
- Total structure area: 682
- Total interior livable area: 682 sqft
- Finished area above ground: 682
- Finished area below ground: 0
Property
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Boat Lift-Covered, Boat Lift-Permanent
- On waterfront: Yes
- Waterfront features: Deck on Waterfront, Lake Front, Ski Lake, Lake
- Body of water: Lake Freeman
- Frontage length: Channel/Canal Frontage(17),Water Frontage(17)
Lot
- Size: 3,920 Square Feet
- Features: Irregular Lot, Lake, Landscaped
Details
- Parcel number: 080410000099.000011
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cabin/Cottage
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Roof: Asphalt,Shingle
Condition
- New construction: No
- Year built: 1940
Utilities & green energy
- Sewer: Regional
- Water: Private
Community & HOA
Community
- Subdivision: None
Location
- Region: Monticello
Financial & listing details
- Tax assessed value: $214,200
- Annual tax amount: $804
- Date on market: 8/8/2026
Estimated market value
$307,400
$292,000 - $323,000
$1,311/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/8/2026 | Listed for sale | $319,000+13.9% |
Source: | ||
| 8/13/2025 | Sold | $280,000-3.1% |
Source: | ||
| 8/4/2025 | Pending sale | $289,000 |
Source: | ||
| 8/1/2025 | Listing removed | $289,000 |
Source: | ||
| 7/10/2025 | Price change | $289,000-3.3% |
Source: | ||
| 6/2/2025 | Price change | $299,000-5.1% |
Source: | ||
| 3/22/2025 | Price change | $315,000-2.8% |
Source: | ||
| 3/4/2025 | Listed for sale | $324,000-3.3% |
Source: | ||
| 10/1/2024 | Listing removed | $334,900 |
Source: | ||
| 9/3/2024 | Price change | $334,900-4.3% |
Source: | ||
| 8/14/2024 | Listed for sale | $349,900+45.9% |
Source: | ||
| 5/12/2021 | Sold | $239,900$352/sqft |
Source: Agent Provided Report a problem | ||
| 5/7/2021 | Pending sale | $239,900 |
Source: | ||
| 4/2/2021 | Contingent | $239,900 |
Source: | ||
| 3/26/2021 | Listed for sale | $239,900+71.4% |
Source: | ||
| 6/26/2015 | Sold | $140,000-6.6%$205/sqft |
Source: Agent Provided Report a problem | ||
| 6/3/2015 | Pending sale | $149,900$220/sqft |
Source: REAL ESTATE NETWORK L.L.C #201514229 Report a problem | ||
| 4/12/2015 | Listed for sale | $149,900$220/sqft |
Source: REAL ESTATE NETWORK L.L.C #201514229 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $692 +12.6% | $214,200 +29.1% |
| 2024 | $615 +0.3% | $165,900 +11.7% |
| 2023 | $613 +1.9% | $148,500 +5.7% |
| 2022 | $602 -46.2% | $140,500 +4.7% |
| 2021 | $1,117 +3.8% | $134,200 +29.7% |
| 2020 | $1,077 +4% | $103,500 +1.2% |
| 2019 | $1,036 +6.7% | $102,300 +2% |
| 2018 | $970 | $100,300 +0.1% |
| 2017 | -- | $100,200 +156.3% |
| 2016 | $369 +2.3% | $39,100 +6.3% |
| 2014 | $361 -2.6% | $36,800 +8.9% |
| 2013 | $370 +3.7% | $33,800 -2.6% |
| 2012 | $357 -4.9% | $34,700 -4.7% |
| 2011 | $376 -14.6% | $36,400 -2.4% |
| 2010 | $440 +6.8% | $37,300 +2.8% |
| 2009 | $412 -9.6% | $36,300 +8% |
| 2007 | $455 +6.9% | $33,600 +2.4% |
| 2006 | $426 | $32,800 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 47960
Nearby schools
Schools provided by the listing agent
- Elementary: Twin Lakes
- Middle: Twin Lakes
- High: Twin Lakes
- District: Twin Lakes School Corp.
Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.







