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For sale
  • $1,495,000

    8312 Surf Dr, Panama City Beach, FL 32408

    5beds
    2,288sqft
    : 
    $9,014/mo
    Get pre-qualified
    Single Family Residence
    Built in 1980
    5,662 Square Feet Lot
    $1,396,300 Zestimate®
    $653/sqft
    $-- HOA

    What's special

    New acPool and hot tub
    Coastal luxury without the gulf front pricing. It is located directly across the street from the Gulf with a large pool and outdoor area. Surf Drive is a short unique street in PCB. It is only a mile long so there is not much traffic. This house is in an upscale area with many large gulf front houses within the block. This beautiful home was completely updated in 2024 and 2025. The large pool area is a great place to hang out and enjoy being at the beach. The whole pool area has stone pavers with many tables and chairs. There is both a pool and hot tub. A vinyl fence surrounds the house. All of the ceilings are shiplap and all of the flooring is LVP. It is completely furnished and rental ready. It is a corner lot with stone pavers. Parking will never be a problem as there is parking in front of the house as well as the side. It is a very short walk to either beach walk 19 or 20. You can be on the sand within a couple of minutes from the driveway. There is a large master bedroom with a large closet that can be used to put a port-a-crib for small children. A new AC was installed in addition to the other updates. The kitchen, family room and dining room make for a very large open area for the whole group to gather. There is a large big screen TV in the family room. There is a large granite top island in the kitchen that makes it easy to serve meals to a large group. All of the bathrooms are new. The hall bath has a new tub with tile around it and a sliding glass door. The other two bathrooms have tile showers with sliding glass doors. There is blue tooth connections in the bathroom fans so you can listen to music. There are a large number of hooks in the bathrooms for towels and swim suits. The outdoor shower has both cold and hot water on the side of the house when you come in from the beach. The laundry room is off of the kitchen area. The current bed configuration sleeps 18 including the pull out couch. The bunk bedroom has large built in wood bunks that can sleep 4 adults easily and even more children.
    283 days
    |
    90
    |
    1
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Roger A. Faulk 850-866-0206,

    Lifes A Beach Real Estate, LLC

    Source: CPAR,MLS#: 781328MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Bedroom, Dining Room, Family Room, Kitchen, Primary Bedroom
      Primary bedroom
      • Level: First
      • Dimensions: 158 x 138
      Bedroom
      • Level: First
      • Dimensions: 124 x 129
      Dining room
      • Level: First
      • Dimensions: 239 x 112
      Family room
      • Level: First
      • Dimensions: 20 x 18
      Kitchen
      • Level: First
      • Dimensions: 155 x 10
      Heating
      • Central, Electric, Heat Pump
      Cooling
      • Central Air, Ceiling Fan(s), Heat Pump
      Appliances
      • Included: Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
      Features
      • Main Level Primary, Shower Only, Walk-In Closet(s)
      Interior area
      • Total structure area: 2,288
      • Total interior livable area: 2,288 sqft

      Property

      Features
      • Exterior features: Outdoor Shower
      • Has private pool: Yes
      • Pool features: Fiberglass, In Ground, Private
      • Fencing: Full,Fenced
      Lot
      • Size: 5,662 Square Feet
      • Dimensions: 50 x 110
      Details
      • Parcel number: 30385000000
      • Zoning description: Resort
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Coastal
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Foundation: Slab
      • Roof: Composition,Shingle
      Condition
      • New construction: No
      • Year built: 1980

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Cable Connected, Electricity Available, High Speed Internet Available

      Community & HOA

      Community
      • Features: Short Term Rental Allowed
      • Subdivision: Bel Air
      HOA
      • Has HOA: No
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $653/sqft
      • Tax assessed value: $664,176
      • Annual tax amount: $8,202
      • Date on market: 5/4/2026
      • Cumulative days on market: 284 days
      • Electric utility on property: Yes

        Estimated market value

        $1,396,300

        $1.33M - $1.47M

        $3,593/mo

        Price history

        DateEventPrice
        8/14/2026Price change$1,495,000-3.2%$653/sqft
        Source: CPAR #781328 Report a problem
        12/12/2025Price change$1,545,000-3.1%$675/sqft
        Source: CPAR #781328 Report a problem
        11/6/2025Listed for sale$1,595,000+77.2%$697/sqft
        Source: CPAR #781328 Report a problem
        12/8/2023Sold$900,000+107%$393/sqft
        Source: Public Record Report a problem
        10/8/2020Sold$434,700-19.5%$190/sqft
        Source: Public Record Report a problem
        7/10/2020Sold$540,000-1.8%$236/sqft
        Source: CPAR #696772 Report a problem
        6/9/2020Price change$549,900-3.5%$240/sqft
        Source: Coldwell Banker Realty #696772 Report a problem
        5/8/2020Price change$569,700-3.2%$249/sqft
        Source: Coldwell Banker Realty - Panama City Beach - Thomas Dr. #696772 Report a problem
        5/4/2020Price change$588,500-0.1%$257/sqft
        Source: Coldwell Banker Realty - Panama City Beach - Thomas Dr. #696772 Report a problem
        4/24/2020Listed for sale$588,900+37.6%$257/sqft
        Source: Coldwell Banker Realty #696772 Report a problem
        8/15/2019Sold$428,000-2.5%$187/sqft
        Source: CPAR #686528 Report a problem
        7/28/2019Listed for sale$439,000-12%$192/sqft
        Source: Top Producers Real Estate Ctr #686528 Report a problem
        2/19/2016Listing removed$499,000$218/sqft
        Source: RE/MAX Southern Realty #631514 Report a problem
        9/30/2015Price change$499,000-9.1%$218/sqft
        Source: RE/MAX SOUTHERN REALTY #631514 Report a problem
        8/7/2015Price change$549,000-8.3%$240/sqft
        Source: RE/MAX SOUTHERN REALTY #631514 Report a problem
        5/1/2015Listed for sale$599,000+199.5%$262/sqft
        Source: RE/MAX Southern Realty #631514 Report a problem
        8/4/2000Sold$200,000$87/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$8,202 +53.8%$664,176 +85.5%
        2023$5,334 +40.2%$358,023 +10%
        2022$3,805 $325,475
        2021-- --
        2020$3,938 +52.2%$320,414 +55%
        2019$2,587 $206,695 -6.7%
        2018$2,587 -8%$221,429 +8%
        2017$2,812 +7.1%$205,088 -0.3%
        2016$2,625 -5%$205,657 -0.3%
        2015$2,762 $206,225 -1.3%
        2014$2,762 $208,936 -1.7%
        2013-- $212,588 -1.2%
        2012-- $215,200 -1.1%
        2011-- $217,496 -5.3%
        2010-- $229,748 -17.7%
        2009-- $279,145 -33.9%
        2008-- $422,440 -29.8%
        2007-- $601,597 +33%
        2006-- $452,262 +66.7%
        2005-- $271,255 +43.8%
        2004-- $188,609 +0.7%
        2003-- $187,331 +8.1%
        2002-- $173,273
        2001-- $173,273 +75.9%
        2000-- $98,521
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: Lower Grand Lagoon

        Getting around

        45 / 100
        Car-Dependent
        53 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Breakfast Point
        • Middle: Breakfast Point
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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