CAMELLIA COTTAGE in Phase 6BC of Latitude Margaritaville Watersound -- if a private cottage setting is high on your wish list, you may have found your spot.
Some homes are about upgrades. Some are about location. This one gives you both, but what may surprise you most is the privacy.
Sit down on the front screened porch and look around. You can't even see another home. While preparing this description from that very porch, I didn't see another person the entire time. Just trees, peace and quiet, and privacy that's difficult to find with a cottage. You may catch some morning sunshine, but by lunchtime the porch settles into shade for the rest of the day. Add a comfortable chair, something cold to drink, and your four-legged sidekick, and you may not want to go inside.
Eventually, though, you should -- because that's where the surprises begin.
This Camellia is almost like a game of hide-and-seek. The owners added custom touches throughout. Customized walls, clever storage and little extras appear around every corner. Open doors and pull out drawers -- there's always another surprise waiting.
The kitchen features custom cabinetry, beautiful countertops, designer backsplash, upgraded electric stove tastefully done. Open the lower cabinets and you'll discover pull-out shelving that makes everything easy to reach. And whatever you do, check out the pantry. There's a hidden surprise waiting for you.
The upgrades continue with beautiful flooring, cabinetry and countertops, custom lighting and ceiling fans. Metal storm shutters are also included to help protect the windows when needed.
The laundry room features aftermarket cabinetry for additional storage, and the refrigerator, washer and dryer may also remain with the home.
Then there is the garage -- because apparently they weren't finished upgrading yet. You'll find an upgraded epoxy-coated floor, ceiling fan and other extras that make this more than a place to park the golf cart.
And then there is *Phase 6BC.*
This location gives you privacy without putting you far from the action. Flip Flop Square, with green space, tiki-style pavilions, grills and neighborhood gatherings, is nearby. When you're ready for the bigger party, Latitude Town Square and the community's multimillion-dollar amenity complex are just a short golf cart ride away.
Here's something people who don't live here may not realize: from Phase 6, take the community pathway into Phase 4 and continue toward the amenity center without traveling along West Bay Parkway. It's one of those little conveniences that becomes a pretty big deal once you live here -- grab the golf cart and go.
And where exactly are you going?
Maybe it's Fins Up! Fitness Center, pickleball with friends, the resort-style Paradise Pool, indoor lap pool, dinner and drinks, or live music at Town Square. There are walking and biking trails, tennis, a dog park, clubs, activities and community events. Around here, filling your calendar isn't difficult. Leaving yourself a free afternoon might be.
The convenience outside the community continues to grow. The new Publix-anchored commercial area along Highway 79 is no longer just something on a drawing -- Publix is under construction and the walls are going up. Just a few miles down the road, construction on the new hospital is visibly moving forward.
And when the beach starts calling, the white sand and emerald waters of Panama City Beach are approximately seven miles away, as well as other popular Northwest Florida destinations within easy reach.
But here's the funny thing about this Camellia: after spending an afternoon on that private, shaded porch, you might not be in much of a hurry to go anywhere.
Privacy when you want it. Margaritaville when you don't.
That's a pretty good way to live.
Bring the flip-flops. Bring the golf cart. And definitely check the pantry.
Welcome home to your Camellia Cottage in Phase 6BC.
For sale
Price cut: $6K (8/27)
$399,900
8645 Sand Dollar Dr, Panama City Beach, FL 32413
2beds
1,315sqft
Single Family Residence
Built in 2025
3,920 Square Feet Lot
$-- Zestimate®
$304/sqft
$341/mo HOA
What's special
- 16 days
- 832
- 41
Zillow last checked:
Listing updated:
Listed by:
Robert McGuigan 850-329-8454,
Watersound Real Estate,
Jeremy A Mertens 423-805-0518,
Watersound Real Estate
Source: CPAR,MLS#: 793975
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Primary Bedroom
Primary bedroom
- Level: First
- Dimensions: 12.83 x 12.17
Bedroom
- Level: First
- Dimensions: 12.75 x 11.17
Features
- Main Level Primary
Interior area
- Total structure area: 1,315
- Total interior livable area: 1,315 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage
- Garage spaces: 2
Features
- Pool features: Community
Lot
- Size: 3,920 Square Feet
- Dimensions: 42.0 ft x 100.0 ft
Details
- Parcel number: 32503650154
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Florida
- Property subtype: Single Family Residence
- Attached to another structure: Yes
Condition
- New construction: No
- Year built: 2025
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Underground Utilities
Community & HOA
Community
- Features: Community Pool
- Senior community: Yes
- Subdivision: Latitude at Watersound
HOA
- Has HOA: Yes
- Amenities included: Gated, Barbecue, Picnic Area
- Services included: Fitness Facility, Maintenance Grounds, Pool(s), Recreation Facilities, Tennis Courts
- HOA fee: $341 monthly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $304/sqft
- Tax assessed value: $40,000
- Annual tax amount: $572
- Date on market: 8/13/2026
- Cumulative days on market: 16 days
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 8/27/2026 | Price change | $399,900-1.5%$304/sqft |
Source: | ||
| 8/14/2026 | Listed for sale | $405,900+11.1%$309/sqft |
Source: | ||
| 3/26/2025 | Sold | $365,400$278/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $494 | $40,000 +3301.4% |
| 2023 | -- | $1,176 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32413
Nearby schools
Schools provided by the listing agent
- Elementary: West Bay
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.



