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  • Price cut: $74.5K (6/10)
    $495,000

    895 Holland St, Saugatuck, MI 49453

    2beds
    1,127sqft
    : 
    $3,292/mo
    Get pre-qualified
    Single Family Residence
    Built in 1964
    8,276 Square Feet Lot
    $480,400 Zestimate®
    $439/sqft
    $-- HOA

    What's special

    Full walkout basementSurrounded by mature treesIn-home saunaCozy cottage charmLower deckThoughtfully designed outdoor spacesOversized wooded lot
    Walk to the Harbor, Marina & Downtown from This Hidden Saugatuck Gem! Discover one of Saugatuck's best-kept secrets. Nestled on an oversized wooded lot just moments from the harbor, marina, and downtown, this charming cottage offers a rare combination of privacy, walkability, and future potential. Surrounded by mature trees and bordering the Mildred Peterson Nature Preserve, the property feels like a secluded retreat while placing you within easy walking distance of everything that makes Saugatuck special. Enjoy morning coffee from the private deck off the primary suite, unwind in the in-home sauna after a day on the water, or entertain friends on the expansive multi-level deck system overlooking the peaceful backyard. The thoughtfully designed outdoor spaces include a private patio, a lower deck ideal for a future hot tub, and plenty of room to gather, relax, and enjoy the natural setting. Inside, the cozy cottage charm blends with practical features including a full walkout basement offering opportunities for additional living space. One of the property's most exciting features is the oversized lot and development potential. Previous city approvals allowed for a detached garage with living quarters above, and the current owners have completed conceptual plans for what they envisioned if they were not relocating out of state. Whether you're dreaming of an ADU, guest house, studio, home office, or expanded family retreat, the possibilities are worth exploring. The new aerial photography showcases what makes this location truly exceptional--harbor access, nearby marinas, preserved natural surroundings, and a walkable connection to downtown Saugatuck's restaurants, galleries, shops, and year-round events. Now offered at $495,000, this is an outstanding opportunity to own a private Saugatuck retreat with room to grow, create, and enjoy for years to come.
    144 days
    |
    3,657
    |
    241
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Laura J Durham 269-857-1477,

    Mill Pond Realty 269-857-1477

    Source: MichRIC,MLS#: 26007925MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bedrooms: 2
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Dryer, Range, Refrigerator, Washer
      • Laundry: In Basement
      Features
      • Ceiling Fan(s), Sauna, Pantry
      • Windows: Window Treatments
      • Basement: Full,Walk-Out Access
      • Number of fireplaces: 1
      • Fireplace features: Living Room, Other
      Interior area
      • Total structure area: 1,127
      • Total interior livable area: 1,127 sqft
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Attached
      • Garage spaces: 1
      Features
      • Stories: 1
      • Waterfront features: River
      • Body of water: Kalamazoo River
      Lot
      • Size: 8,276 Square Feet
      • Dimensions: 66 x 127.50
      • Features: Corner Lot, Recreational, Ground Cover, Shrubs/Hedges
      Details
      • Parcel number: #5705200100

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cabin
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding
      • Roof: Composition
      Condition
      • New construction: No
      • Year built: 1964

      Utilities & green energy

      • Sewer: Public Sewer, Storm Sewer
      • Water: Public
      • Utilities for property: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected

      Community & HOA

      Location
      • Region: Saugatuck

      Financial & listing details

      • Price per square foot: $439/sqft
      • Tax assessed value: $103,237
      • Annual tax amount: $4,247
      • Date on market: 3/4/2026
      • Listing terms: Cash,Conventional
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $480,400

        $456,000 - $504,000

        $1,652/mo

        Price history

        DateEventPrice
        6/10/2026Price change$495,000-13.1%$439/sqft
        Source: MichRIC #26007925 Report a problem
        4/18/2026Price change$569,500-0.9%$505/sqft
        Source: MichRIC #26007925 Report a problem
        3/4/2026Listed for sale$574,900+219.4%$510/sqft
        Source: MichRIC #26007925 Report a problem
        9/3/2013Sold$180,000-7.7%$160/sqft
        Source: MichRIC #13043648 Report a problem
        7/25/2013Listed for sale$195,000$173/sqft
        Source: NO COMPANY PROVIDED #13043648 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,114 +5.1%$305,800 +65.6%
        2024$3,913 $184,700 +36.3%
        2023-- $135,500 +9.6%
        2022-- $123,600 +23.2%
        2021-- $100,300 +3.4%
        2020-- $97,000 +2.4%
        2019-- $94,700 +14%
        2018-- $83,100 -19.6%
        2017-- $103,400 +3.6%
        2016-- $99,800
        2015-- $99,800 +11.3%
        2014-- $89,700 +12.1%
        2013-- $80,000 -3.7%
        2012-- $83,100 -10.5%
        2011-- $92,800 +11.7%
        2010-- $83,100 +39.9%
        2009-- $59,400 +3.3%
        2008-- $57,500 +3%
        2007-- $55,800 +15.1%
        2006-- $48,500 +3%
        2005-- $47,100
        2004-- $47,100 +4.9%
        2003-- $44,900
        2002-- $44,900 +4%
        2001-- $43,179
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 49453

        Getting around

        48 / 100
        Car-Dependent
        47 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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