RARE opportunity to own over 4 acres with a gorgeous pond right in the center of town! Properties offering this much space, privacy, storage, and convenience are incredibly hard to find—especially less than a mile from Highway 27. Situated on just over 4 beautiful acres, this unique property offers a peaceful setting with mature trees, expansive lawn, and a picturesque pond that creates a true country feel without sacrificing the convenience of being in town. The property also features two large detached garages/buildings, approximately 30' x 40' each. One has been utilized as a workshop, while the other provides excellent garage and storage space—ideal for vehicles, equipment, hobbies, recreational toys, or anyone simply needing room to spread out. Inside, the home offers over 2,400 square feet of finished living space across four finished levels, creating a surprisingly spacious and versatile floor plan. With 3 bedrooms and 2.5 bathrooms, there is plenty of room for everyday living, entertaining, working from home, and more. Numerous updates have already been completed throughout the home, including a completely remodeled kitchen featuring white cabinetry, granite countertops, tile backsplash, and stainless steel appliances. The bathrooms have also received extensive updates, including beautifully tiled showers, updated vanities, fixtures, and finishes. Updated flooring can be found throughout several areas of the home, while the original hardwood adds warmth and character. Multiple living and recreation spaces give this home tremendous flexibility. A beautiful stone fireplace creates a standout focal point in one of the living areas, while the additional finished lower-level space offers endless possibilities for a family room, game room, home office, gym, or additional entertaining space. But the setting is what truly separates this property from the rest. Over 4 acres, a pond, two substantial outbuildings, more than 2,400 finished square feet, and an in-town location less than a mile from Highway 27 make this an exceptionally rare combination. Enjoy the space and feel of country living while remaining just minutes from shopping, dining, schools, and everyday conveniences. Opportunities like this in town don't come along often!
For sale
Price cut: $2.5K (9/15)
$447,500
90 Owens Ferry Rd, Somerset, KY 42503
3beds
2,441sqft
Single Family Residence
Built in 1985
4.3 Acres Lot
$427,700 Zestimate®
$183/sqft
$-- HOA
What's special
Additional finished lower-level spaceFour finished levelsUpdated flooringExpansive lawnCompletely remodeled kitchenStainless steel appliancesWhite cabinetry
- 50 days
- 620
- 48
Zillow last checked:
Listing updated:
Listed by:
The Dream Team Real Estate Professionals - Dreama Bolin 606-802-0300,
Lake Cumberland Real Estate Professionals
Source: Imagine MLS,MLS#: 26021481
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: Third
Kitchen
- Level: Second
Heating
- Ceiling, Electric, Heat Pump, Propane Tank Leased
Cooling
- Heat Pump
Appliances
- Included: Dryer, Disposal, Dishwasher, Microwave, Refrigerator, Washer, Range
- Laundry: Electric Dryer Hookup, Washer Hookup
Features
- Eat-in Kitchen, Walk-In Closet(s), Ceiling Fan(s), Soaking Tub
- Flooring: Carpet, Laminate, Vinyl, Parquet
- Doors: Storm Door(s)
- Basement: Finished,Partial
- Number of fireplaces: 1
- Fireplace features: Family Room, Gas Log, Living Room
Interior area
- Total structure area: 2,441
- Total interior livable area: 2,441 sqft
- Finished area above ground: 2,010
- Finished area below ground: 431
Property
Parking
- Total spaces: 2
- Parking features: Attached Garage, Garage Door Opener
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Multi/Split
- Has view: Yes
- View description: Neighborhood, Farm
Lot
- Size: 4.3 Acres
Details
- Additional structures: Workshop, Other
- Parcel number: 0508418
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Other, Vinyl Siding
- Foundation: Block
- Roof: Shingle
Condition
- Year built: 1985
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Community & HOA
HOA
- Has HOA: No
Location
- Region: Somerset
Financial & listing details
- Price per square foot: $183/sqft
- Tax assessed value: $262,000
- Annual tax amount: $1,628
- Date on market: 8/9/2026
Estimated market value
$427,700
$406,000 - $449,000
$2,088/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/15/2026 | Price change | $447,500-0.6%$183/sqft |
Source: | ||
| 8/9/2026 | Listed for sale | $450,000+72.1%$184/sqft |
Source: | ||
| 3/22/2021 | Sold | $261,500-5.9%$107/sqft |
Source: | ||
| 2/17/2021 | Contingent | $278,000$114/sqft |
Source: | ||
| 2/13/2021 | Pending sale | $278,000$114/sqft |
Source: Turner Realty Group LLC SOMERSET #38485 Report a problem | ||
| 2/13/2021 | Contingent | $278,000$114/sqft |
Source: | ||
| 11/30/2020 | Price change | $278,000-3.3%$114/sqft |
Source: Turner Realty Group LLC SOMERSET #38485 Report a problem | ||
| 10/13/2020 | Listed for sale | $287,500-12.9%$118/sqft |
Source: Turner Realty Group LLC SOMERSET #38485 Report a problem | ||
| 10/1/2019 | Listing removed | $329,900$135/sqft |
Source: Premier Properties of Lk Cumb #33777 Report a problem | ||
| 3/22/2019 | Listed for sale | $329,900+153.8%$135/sqft |
Source: Premier Properties of Lk Cumb #33777 Report a problem | ||
| 8/18/2006 | Sold | $130,000$53/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,628 | $262,000 |
| 2023 | -- | $262,000 |
| 2022 | -- | $262,000 |
| 2021 | -- | $262,000 +101.5% |
| 2020 | $751 | $130,000 |
| 2019 | $751 -3.2% | $130,000 |
| 2018 | $775 -0.3% | $130,000 |
| 2017 | $778 +1.2% | $130,000 |
| 2016 | $768 | $130,000 |
| 2015 | $768 +4.1% | $130,000 |
| 2014 | $738 +5.8% | $130,000 |
| 2010 | $697 | $130,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 42503
Nearby schools
Schools provided by the listing agent
- Elementary: Southern
- Middle: Southern
- High: Southwestern
Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.




