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For sale
  • $450,000

    90 Owens Ferry Rd, Somerset, KY 42503

    3beds
    2,441sqft
    : 
    $2,775/mo
    Get pre-qualified
    Single Family Residence
    Built in 1985
    4.3 Acres Lot
    $425,400 Zestimate®
    $184/sqft
    $-- HOA

    What's special

    Additional finished lower-level spaceFour finished levelsUpdated flooringExpansive lawnCompletely remodeled kitchenStainless steel appliancesWhite cabinetry
    RARE opportunity to own over 4 acres with a gorgeous pond right in the center of town! Properties offering this much space, privacy, storage, and convenience are incredibly hard to find—especially less than a mile from Highway 27. Situated on just over 4 beautiful acres, this unique property offers a peaceful setting with mature trees, expansive lawn, and a picturesque pond that creates a true country feel without sacrificing the convenience of being in town. The property also features two large detached garages/buildings, approximately 30' x 40' each. One has been utilized as a workshop, while the other provides excellent garage and storage space—ideal for vehicles, equipment, hobbies, recreational toys, or anyone simply needing room to spread out. Inside, the home offers over 2,400 square feet of finished living space across four finished levels, creating a surprisingly spacious and versatile floor plan. With 3 bedrooms and 2.5 bathrooms, there is plenty of room for everyday living, entertaining, working from home, and more. Numerous updates have already been completed throughout the home, including a completely remodeled kitchen featuring white cabinetry, granite countertops, tile backsplash, and stainless steel appliances. The bathrooms have also received extensive updates, including beautifully tiled showers, updated vanities, fixtures, and finishes. Updated flooring can be found throughout several areas of the home, while the original hardwood adds warmth and character. Multiple living and recreation spaces give this home tremendous flexibility. A beautiful stone fireplace creates a standout focal point in one of the living areas, while the additional finished lower-level space offers endless possibilities for a family room, game room, home office, gym, or additional entertaining space. But the setting is what truly separates this property from the rest. Over 4 acres, a pond, two substantial outbuildings, more than 2,400 finished square feet, and an in-town location less than a mile from Highway 27 make this an exceptionally rare combination. Enjoy the space and feel of country living while remaining just minutes from shopping, dining, schools, and everyday conveniences. Opportunities like this in town don't come along often!
    5 days
    |
    629
    |
    41
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    The Dream Team Real Estate Professionals - Dreama Bolin 606-802-0300,

    Lake Cumberland Real Estate Professionals

    Source: Imagine MLS,MLS#: 26021481MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Third
      Kitchen
      • Level: Second
      Heating
      • Ceiling, Electric, Heat Pump, Propane Tank Leased
      Cooling
      • Heat Pump
      Appliances
      • Included: Dryer, Disposal, Dishwasher, Microwave, Refrigerator, Washer, Range
      • Laundry: Electric Dryer Hookup, Washer Hookup
      Features
      • Eat-in Kitchen, Walk-In Closet(s), Ceiling Fan(s), Soaking Tub
      • Flooring: Carpet, Laminate, Vinyl, Parquet
      • Doors: Storm Door(s)
      • Basement: Finished,Partial
      • Number of fireplaces: 1
      • Fireplace features: Family Room, Gas Log, Living Room
      Interior area
      • Total structure area: 2,441
      • Total interior livable area: 2,441 sqft
      • Finished area above ground: 2,010
      • Finished area below ground: 431

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached Garage, Garage Door Opener
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Multi/Split
      • Has view: Yes
      • View description: Neighborhood, Farm
      Lot
      • Size: 4.3 Acres
      Details
      • Additional structures: Workshop, Other
      • Parcel number: 0508418

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Other, Vinyl Siding
      • Foundation: Block
      • Roof: Shingle
      Condition
      • Year built: 1985

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Somerset

      Financial & listing details

      • Price per square foot: $184/sqft
      • Tax assessed value: $262,000
      • Annual tax amount: $1,628
      • Date on market: 8/9/2026

        Estimated market value

        $425,400

        $404,000 - $447,000

        $2,178/mo

        Price history

        DateEventPrice
        8/9/2026Listed for sale$450,000+72.1%$184/sqft
        Source: Imagine MLS #26021481 Report a problem
        3/22/2021Sold$261,500-5.9%$107/sqft
        Source: Imagine MLS #3038485 Report a problem
        2/17/2021Contingent$278,000$114/sqft
        Source: SLCBOR #38485 Report a problem
        2/13/2021Pending sale$278,000$114/sqft
        Source: Turner Realty Group LLC SOMERSET #38485 Report a problem
        2/13/2021Contingent$278,000$114/sqft
        Source: SLCBOR #38485 Report a problem
        11/30/2020Price change$278,000-3.3%$114/sqft
        Source: Turner Realty Group LLC SOMERSET #38485 Report a problem
        10/13/2020Listed for sale$287,500-12.9%$118/sqft
        Source: Turner Realty Group LLC SOMERSET #38485 Report a problem
        10/1/2019Listing removed$329,900$135/sqft
        Source: Premier Properties of Lk Cumb #33777 Report a problem
        3/22/2019Listed for sale$329,900+153.8%$135/sqft
        Source: Premier Properties of Lk Cumb #33777 Report a problem
        8/18/2006Sold$130,000$53/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,628 $262,000
        2023-- $262,000
        2022-- $262,000
        2021-- $262,000 +101.5%
        2020$751 $130,000
        2019$751 -3.2%$130,000
        2018$775 -0.3%$130,000
        2017$778 +1.2%$130,000
        2016$768 $130,000
        2015$768 +4.1%$130,000
        2014$738 +5.8%$130,000
        2010$697 $130,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 42503

        Getting around

        19 / 100
        Car-Dependent
        21 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Southern
        • Middle: Southern
        • High: Southwestern

        Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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