*Just 90 steps from private beach access* this charming beach cottage offers a wonderful opportunity to own in Shipwatch, an intimate gated community off Old 98. With a private heated pool, separate carriage house, and the Gulf just steps away, this inviting coastal getaway is all about enjoying the relaxed lifestyle that makes the Emerald Coast so special.
Warm and welcoming, the home offers comfortable living spaces designed for gathering with family and friends. The easy flow between indoor and outdoor spaces makes entertaining effortless, while the private courtyard pool provides a peaceful setting for relaxing after a day at the beach. A separate carriage house offers additional accommodations, giving family and guests their own space to unwind.
*Being sold fully furnished, including a six-passenger golf cart* this beach cottage offers the convenience of a turnkey coastal getaway. Known to vacationers as ''Palm Oasis'', the home accommodates up to 14 guests and has an established rental history, making it equally appealing as a personal beach retreat or an income-producing vacation property. Rental history is available upon request.
One of the property's greatest advantages is its setting where gated privacy and private beach access create a more relaxed beach experience. With the sugar-white sand and emerald waters of the Gulf just a short stroll away, spending the day at the beach couldn't be easier. The private pool is also being refinished.
For sale
$1,495,000
93 Shipwatch Ln, Miramar Beach, FL 32550
3beds
1,958sqft
Single Family Residence
Built in 1991
3,920 Square Feet Lot
$1,414,200 Zestimate®
$764/sqft
$-- HOA
What's special
Intimate gated communityPrivate courtyard poolPrivate heated poolSeparate carriage houseGated privacy
- 11 days
- 702
- 67
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Teresa Turner 850-933-7899,
Scenic Sotheby's International Realty,
Evan D Turner 850-933-3277,
Scenic Sotheby's International Realty
Source: ECAOR,MLS#: 1014590
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Level: Second
- Area: 196 Square Feet
- Dimensions: 14 x 14
Bedroom
- Level: First
- Area: 135.96 Square Feet
- Dimensions: 12 x 11.33
Primary bathroom
- Level: Second
- Area: 72 Square Feet
- Dimensions: 9 x 8
Kitchen
- Level: First
- Area: 112 Square Feet
- Dimensions: 14 x 8
Living room
- Description: Living and Dining Combo
- Level: First
- Area: 486 Square Feet
- Dimensions: 27 x 18
Other
- Level: Second
- Area: 480 Square Feet
- Dimensions: 24 x 20
Heating
- Natural Gas
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Range Hood, Washer, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar, Bookcases, Vaulted Ceiling(s), In-Law Floorplan, Hallway Bunk Beds, Recessed Lighting, Owner's Closet, Split Bedroom, Woodwork Painted
- Flooring: Tile
- Windows: Window Treatments
- Has fireplace: Yes
- Fireplace features: Gas
- Furnished: Yes
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 1,958
- Total interior livable area: 1,958 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener, Garage
- Garage spaces: 2
Features
- Stories: 2
- Exterior features: Outdoor Grill, Balcony, Outdoor Shower, Sprinkler System
- Pool features: Heated, In Ground
- On waterfront: Yes
Lot
- Size: 3,920 Square Feet
- Dimensions: 37 x 98 x 45 x 27 x 86
- Features: Covenants, Interior Lot, Level, Restrictions, Survey Available, Within 1/2 Mile to Water
Details
- Parcel number: 332S21426000000230
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Beach House
- Property subtype: Single Family Residence
Materials
- Frame, Trim Wood
- Foundation: Slab
- Roof: Slate,Roof Pitched
Condition
- Construction Complete
- New construction: No
- Year built: 1991
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: Beach, Deed Access, Gated, Pavillion/Gazebo, Waterfront, Short Term Rental - Allowed
- Security: Smoke Detector(s)
- Subdivision: SHIPWATCH
HOA
- Has HOA: Yes
- Services included: Management, Security
Location
- Region: Miramar Beach
Financial & listing details
- Price per square foot: $764/sqft
- Tax assessed value: $1,211,576
- Annual tax amount: $9,486
- Date on market: 10/30/2026
- Road surface type: Paved
Estimated market value
$1,414,200
$1.34M - $1.48M
$5,100/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/30/2026 | Listed for sale | $1,495,000+4.2%$764/sqft |
Source: | ||
| 3/19/2025 | Sold | $1,435,000-4%$733/sqft |
Source: | ||
| 3/6/2025 | Pending sale | $1,495,000$764/sqft |
Source: | ||
| 2/7/2025 | Listed for sale | $1,495,000-3.5%$764/sqft |
Source: | ||
| 1/31/2025 | Listing removed | $1,550,000$792/sqft |
Source: | ||
| 12/6/2024 | Listed for sale | $1,550,000$792/sqft |
Source: | ||
| 12/6/2024 | Listing removed | $1,550,000$792/sqft |
Source: | ||
| 11/15/2024 | Price change | $1,550,000-3.1%$792/sqft |
Source: | ||
| 9/10/2024 | Listed for sale | $1,599,000$817/sqft |
Source: | ||
| 7/4/2024 | Listing removed | $1,599,000$817/sqft |
Source: BHHS broker feed #948408 Report a problem | ||
| 6/12/2024 | Price change | $1,599,000-3.1%$817/sqft |
Source: | ||
| 4/26/2024 | Listed for sale | $1,650,000+17.9%$843/sqft |
Source: | ||
| 5/12/2023 | Sold | $1,400,000-3.1%$715/sqft |
Source: | ||
| 4/18/2023 | Pending sale | $1,445,000$738/sqft |
Source: | ||
| 4/8/2023 | Listed for sale | $1,445,000$738/sqft |
Source: | ||
| 3/9/2023 | Pending sale | $1,445,000$738/sqft |
Source: | ||
| 2/1/2023 | Price change | $1,445,000-3.3%$738/sqft |
Source: | ||
| 12/12/2022 | Price change | $1,495,000-11.8%$764/sqft |
Source: | ||
| 7/16/2022 | Price change | $1,695,000-2.3%$866/sqft |
Source: | ||
| 4/28/2022 | Listed for sale | $1,735,000+23.9%$886/sqft |
Source: | ||
| 4/25/2022 | Sold | $1,400,000-48%$715/sqft |
Source: | ||
| 3/22/2022 | Pending sale | $2,694,879$1,376/sqft |
Source: | ||
| 3/21/2022 | Price change | $2,694,879+59%$1,376/sqft |
Source: | ||
| 3/21/2022 | Price change | $1,695,000-41.4%$866/sqft |
Source: | ||
| 3/16/2022 | Price change | $2,894,879+52.8%$1,478/sqft |
Source: | ||
| 3/16/2022 | Listed for sale | $1,895,000+282.1%$968/sqft |
Source: | ||
| 8/26/2010 | Sold | $496,000-9.7%$253/sqft |
Source: Public Record Report a problem | ||
| 4/10/2010 | Listed for sale | $549,000$280/sqft |
Source: Davis Properties of NW FL, Inc #527742 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $10,665 +11.4% | $1,152,364 +10% |
| 2024 | $9,569 -1.9% | $1,047,604 -2.4% |
| 2023 | $9,750 +75.3% | $1,073,020 +68.1% |
| 2022 | $5,562 -1.3% | $638,389 +3% |
| 2021 | $5,635 -1.6% | $619,795 +1.4% |
| 2020 | $5,729 -0.7% | $611,238 +5.2% |
| 2019 | $5,771 | $581,073 +14.2% |
| 2018 | $5,771 +13.8% | $508,712 -9.5% |
| 2017 | $5,072 -6.4% | $562,273 +9.5% |
| 2016 | $5,418 +8.6% | $513,723 +9.9% |
| 2015 | $4,987 +8.2% | $467,244 +17.3% |
| 2014 | $4,609 | $398,271 +3.8% |
| 2013 | -- | $383,569 +8.7% |
| 2012 | -- | $352,932 -13.5% |
| 2011 | -- | $408,011 -3.6% |
| 2010 | -- | $423,450 -6.4% |
| 2009 | -- | $452,570 -8.1% |
| 2008 | -- | $492,363 -4.9% |
| 2007 | -- | $518,004 +50.8% |
| 2005 | -- | $343,598 +4.7% |
| 2004 | -- | $328,292 +5.5% |
| 2003 | -- | $311,153 +0.6% |
| 2002 | -- | $309,315 +2.9% |
| 2001 | -- | $300,715 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32550
Nearby schools
Schools provided by the listing agent
- Elementary: Van R Butler
- Middle: Emerald Coast
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.








