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For sale
  • Price cut: $9.9K (7/4)
    $615,000

    95045 Bermuda Dr, Fernandina Beach, FL 32034

    3beds
    2,371sqft
    : 
    $4,141/mo
    Get pre-qualified
    Single Family Residence
    Built in 2006
    0.38 Acres Lot
    $591,500 Zestimate®
    $259/sqft
    $85/mo HOA

    What's special

    Quartz countertopsSpacious lotGas rangeFlexible bonus roomFlexible floor planWell-appointed bathCustom glass-front accents
    Located within the gated Amelia National community, this single-story home sits on an oversized .38-acre lot with a private conservation backdrop, offering a peaceful setting with no rear neighbors. Inside, you'll find 10-foot ceilings, crown molding, and 18-inch tile throughout the main living areas. The kitchen is both functional and inviting, featuring quartz countertops, 42-inch cabinets, stainless steel appliances, a gas range, and custom glass-front accents. The open layout connects seamlessly to the living and dining spaces, making it easy to entertain or simply enjoy everyday living. The primary suite includes a spacious walk-in closet, dual vanities, and a well-appointed bath. A flexible bonus room can serve as a home office, fitness room, media room, or even a fourth bedroom depending on your needs. Out back, the covered lanai overlooks protected conservation land, creating a quiet outdoor space to relax, dine, or gather with friends and family. The oversized garage offers plenty of room for vehicles, storage, and a golf cart. Residents of Amelia National enjoy access to a newly updated Tom Fazio-designed golf course, along with a private clubhouse, resort-style pool, tennis courts, and fitness amenities, all just a short walk away. A lifestyle membership to Amelia National Golf & Country Club is required. With a spacious lot, flexible floor plan, and one of the more private settings in the community, this home offers a great opportunity to enjoy everything Amelia National has to offer.
    55 days
    |
    616
    |
    9
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Daniel Hulett 904-583-1823,

    ONE SOTHEBYS INTERNATIONAL REALTY

    Source: AINCAR,MLS#: 116262MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • Partial bathrooms: 1
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Some Gas Appliances, Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Water Softener Owned, Stove, Washer, Ice Maker
      Features
      • Ceiling Fan(s), French Door(s)/Atrium Door(s), Split Bedrooms, Cable TV, Vaulted Ceiling(s)
      • Doors: French Doors
      • Windows: Insulated Windows
      Interior area
      • Total structure area: 2,371
      • Total interior livable area: 2,371 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Two Car Garage, Garage Door Opener
      • Garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Rear Porch, Screened
      • Exterior features: Sprinkler/Irrigation
      • Pool features: Community
      • Frontage type: Preservation
      Lot
      • Size: 0.38 Acres
      • Dimensions: .3755
      Details
      • Parcel number: 262N28006A00420000
      • Zoning: PUD
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: One Story
      • Property subtype: Single Family Residence
      Materials
      • Frame, Stucco
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 2006

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Features: Gated, Pool
      • Security: Gated Community
      • Subdivision: Amelia National
      HOA
      • Has HOA: Yes
      • HOA fee: $976 annually
      • Second HOA fee: $45 annually
      Location
      • Region: Fernandina Beach

      Financial & listing details

      • Price per square foot: $259/sqft
      • Tax assessed value: $525,718
      • Annual tax amount: $9,666
      • Date on market: 5/30/2026
      • Cumulative days on market: 47 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Paved

        Estimated market value

        $591,500

        $562,000 - $621,000

        $3,423/mo

        Price history

        DateEventPrice
        7/20/2026Listed for sale$615,000$259/sqft
        Source: AINCAR #116262 Report a problem
        7/12/2026Pending sale$615,000$259/sqft
        Source: AINCAR #116262 Report a problem
        7/4/2026Listed for sale$615,000$259/sqft
        Source: AINCAR #116262 Report a problem
        7/4/2026Pending sale$615,000-1.6%$259/sqft
        Source: AINCAR #116262 Report a problem
        5/30/2026Price change$624,900+1.6%$264/sqft
        Source: realMLS #2147882 Report a problem
        5/30/2026Listed for sale$615,000-1.6%$259/sqft
        Source: AINCAR #116262 Report a problem
        5/29/2026Listing removed$624,900$264/sqft
        Source: realMLS #2123710 Report a problem
        5/1/2026Price change$624,900-2.2%$264/sqft
        Source: AINCAR #114594 Report a problem
        2/15/2026Price change$639,000-1.7%$270/sqft
        Source: AINCAR #114594 Report a problem
        1/6/2026Listed for sale$649,900+22.6%$274/sqft
        Source: AINCAR #114594 Report a problem
        12/2/2022Listed for rent$3,300$1/sqft
        Source: Zillow Rental Network_1 Report a problem
        5/11/2022Sold$530,000-3.5%$224/sqft
        Source: AINCAR #98614 Report a problem
        3/28/2022Pending sale$549,000$232/sqft
        Source: AINCAR #98614 Report a problem
        3/4/2022Listed for sale$549,000+31%$232/sqft
        Source: AINCAR #98614 Report a problem
        6/18/2021Sold$419,000-0.9%$177/sqft
        Source: Public Record Report a problem
        3/16/2021Listing removed--
        Source: Owner Report a problem
        3/14/2021Listed for sale$423,000+36.9%$178/sqft
        Source: Owner Report a problem
        5/22/2009Listing removed$309,000$130/sqft
        Source: Owner Report a problem
        5/4/2009Listed for sale$309,000-6.1%$130/sqft
        Source: Owner Report a problem
        1/27/2009Listing removed$329,000$139/sqft
        Source: Owner Report a problem
        11/18/2008Listed for sale$329,000-11%$139/sqft
        Source: Owner Report a problem
        7/3/2006Sold$369,500$156/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$9,666 -2.1%$525,718 -0.3%
        2023$9,875 +24.1%$527,202 +21.4%
        2022$7,956 +29.1%$434,280 +47.8%
        2021$6,161 +1.6%$293,781 +10%
        2020$6,066 +4.1%$267,074 +7.2%
        2019$5,827 $249,171 +1.6%
        2018$5,827 +3.2%$245,244 -3.8%
        2017$5,648 +3.2%$255,013 +16.2%
        2016$5,473 +2.5%$219,399 +10%
        2015$5,341 +7.1%$199,454 +10%
        2014$4,986 $181,322 +10%
        2013-- $164,838 -13.6%
        2012-- $190,878 -7.8%
        2011-- $206,996 +7.2%
        2010-- $193,062 -18.7%
        2009-- $237,456 -7.3%
        2008-- $256,069 -15.4%
        2007-- $302,733
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32034

        Getting around

        4 / 100
        Car-Dependent
        35 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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