Located within the gated Amelia National community, this single-story home sits on an oversized .38-acre lot with a private conservation backdrop, offering a peaceful setting with no rear neighbors. Inside, you'll find 10-foot ceilings, crown molding, and 18-inch tile throughout the main living areas. The kitchen is both functional and inviting, featuring quartz countertops, 42-inch cabinets, stainless steel appliances, a gas range, and custom glass-front accents. The open layout connects seamlessly to the living and dining spaces, making it easy to entertain or simply enjoy everyday living. The primary suite includes a spacious walk-in closet, dual vanities, and a well-appointed bath. A flexible bonus room can serve as a home office, fitness room, media room, or even a fourth bedroom depending on your needs. Out back, the covered lanai overlooks protected conservation land, creating a quiet outdoor space to relax, dine, or gather with friends and family. The oversized garage offers plenty of room for vehicles, storage, and a golf cart. Residents of Amelia National enjoy access to a newly updated Tom Fazio-designed golf course, along with a private clubhouse, resort-style pool, tennis courts, and fitness amenities, all just a short walk away. A lifestyle membership to Amelia National Golf & Country Club is required. With a spacious lot, flexible floor plan, and one of the more private settings in the community, this home offers a great opportunity to enjoy everything Amelia National has to offer.
For sale
Price cut: $9.9K (7/4)
$615,000
95045 Bermuda Dr, Fernandina Beach, FL 32034
3beds
2,371sqft
Single Family Residence
Built in 2006
0.38 Acres Lot
$597,100 Zestimate®
$259/sqft
$85/mo HOA
What's special
Quartz countertopsSpacious lotGas rangeFlexible bonus roomFlexible floor planWell-appointed bathCustom glass-front accents
- 100 days
- 454
- 12
Zillow last checked:
Listing updated:
Listed by:
Daniel Hulett 904-583-1823,
ONE SOTHEBYS INTERNATIONAL REALTY
Source: AINCAR,MLS#: 116262
Originating MLS: Amelia Island-Nassau County Assoc of Realtors Inc
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- Partial bathrooms: 1
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Some Gas Appliances, Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Water Softener Owned, Stove, Washer, Ice Maker
Features
- Ceiling Fan(s), French Door(s)/Atrium Door(s), Split Bedrooms, Cable TV, Vaulted Ceiling(s)
- Doors: French Doors
- Windows: Insulated Windows
Interior area
- Total structure area: 2,371
- Total interior livable area: 2,371 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Two Car Garage, Garage Door Opener
- Garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch, Screened
- Exterior features: Sprinkler/Irrigation
- Pool features: Community
- Frontage type: Preservation
Lot
- Size: 0.38 Acres
- Dimensions: .3755
Details
- Parcel number: 262N28006A00420000
- Zoning: PUD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: One Story
- Property subtype: Single Family Residence
Materials
- Frame, Stucco
- Roof: Shingle
Condition
- Resale
- Year built: 2006
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Community & HOA
Community
- Features: Gated, Pool
- Security: Gated Community
- Subdivision: Amelia National
HOA
- Has HOA: Yes
- HOA fee: $976 annually
- Second HOA fee: $45 annually
Location
- Region: Fernandina Beach
Financial & listing details
- Price per square foot: $259/sqft
- Tax assessed value: $513,067
- Annual tax amount: $1,426
- Date on market: 5/30/2026
- Cumulative days on market: 92 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Paved
Estimated market value
$597,100
$567,000 - $627,000
$3,235/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/20/2026 | Listed for sale | $615,000$259/sqft |
Source: | ||
| 7/12/2026 | Pending sale | $615,000$259/sqft |
Source: | ||
| 7/4/2026 | Listed for sale | $615,000$259/sqft |
Source: | ||
| 7/4/2026 | Pending sale | $615,000-1.6%$259/sqft |
Source: | ||
| 5/30/2026 | Price change | $624,900+1.6%$264/sqft |
Source: | ||
| 5/30/2026 | Listed for sale | $615,000-1.6%$259/sqft |
Source: | ||
| 5/29/2026 | Listing removed | $624,900$264/sqft |
Source: | ||
| 5/1/2026 | Price change | $624,900-2.2%$264/sqft |
Source: | ||
| 2/15/2026 | Price change | $639,000-1.7%$270/sqft |
Source: | ||
| 1/6/2026 | Listed for sale | $649,900+22.6%$274/sqft |
Source: | ||
| 12/2/2022 | Listed for rent | $3,300$1/sqft |
Source: Zillow Rental Network_1 Report a problem | ||
| 5/11/2022 | Sold | $530,000-3.5%$224/sqft |
Source: | ||
| 3/28/2022 | Pending sale | $549,000$232/sqft |
Source: | ||
| 3/4/2022 | Listed for sale | $549,000+31%$232/sqft |
Source: | ||
| 6/18/2021 | Sold | $419,000-0.9%$177/sqft |
Source: Public Record Report a problem | ||
| 3/16/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 3/14/2021 | Listed for sale | $423,000+36.9%$178/sqft |
Source: Owner Report a problem | ||
| 5/22/2009 | Listing removed | $309,000$130/sqft |
Source: Owner Report a problem | ||
| 5/4/2009 | Listed for sale | $309,000-6.1%$130/sqft |
Source: Owner Report a problem | ||
| 1/27/2009 | Listing removed | $329,000$139/sqft |
Source: Owner Report a problem | ||
| 11/18/2008 | Listed for sale | $329,000-11%$139/sqft |
Source: Owner Report a problem | ||
| 7/3/2006 | Sold | $369,500$156/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,426 -85.2% | $513,067 -2.4% |
| 2024 | $9,666 -2.1% | $525,718 -0.3% |
| 2023 | $9,875 +24.1% | $527,202 +21.4% |
| 2022 | $7,956 +29.1% | $434,280 +47.8% |
| 2021 | $6,161 +1.6% | $293,781 +10% |
| 2020 | $6,066 +4.1% | $267,074 +7.2% |
| 2019 | $5,827 | $249,171 +1.6% |
| 2018 | $5,827 +3.2% | $245,244 -3.8% |
| 2017 | $5,648 +3.2% | $255,013 +16.2% |
| 2016 | $5,473 +2.5% | $219,399 +10% |
| 2015 | $5,341 +7.1% | $199,454 +10% |
| 2014 | $4,986 | $181,322 +10% |
| 2013 | -- | $164,838 -13.6% |
| 2012 | -- | $190,878 -7.8% |
| 2011 | -- | $206,996 +7.2% |
| 2010 | -- | $193,062 -18.7% |
| 2009 | -- | $237,456 -7.3% |
| 2008 | -- | $256,069 -15.4% |
| 2007 | -- | $302,733 |
Find assessor info on the county website
Monthly payment
Est. payment






