Welcome to this beautifully maintained 3-bedroom, 2-bathroom home. Featuring a desirable split-bedroom floor plan with 10 foot ceilings. This home offers both functionality and privacy, making it ideal for families, first-time buyers, or those looking for a move-in-ready home. One of the biggest highlights is the peace of mind that comes with major systems being updated. The HVAC is less than 5 years old, brand new water heater, roof is 3 years old, and the back sliding door is less than 2 years old. With these important updates already taken care of, you can spend less time worrying about maintenance and more time enjoying your new home. Located in a convenient Fernandina Beach location, you'll be close to shopping, schools, major interstate access, and the beautiful Amelia Island beaches. This is a great opportunity to own a well-maintained home in a desirable area with major components already updated. Schedule your showing today!
Active
Price cut: $14.1K (9/14)
$384,900
96291 RIDGEWOOD Circle, Fernandina Beach, FL 32034
3beds
1,853sqft
Single Family Residence
Built in 2003
6,969 Square Feet Lot
$374,100 Zestimate®
$208/sqft
$52/mo HOA
What's special
Desirable split-bedroom floor plan
- 21 days
- 762
- 34
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
BROOKE BOOTH 757-243-6977,
IRON VALLEY REAL ESTATE NORTH FLORIDA 904-849-5163
Source: realMLS,MLS#: 2163354
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer Stacked
Features
- Breakfast Bar, Eat-in Kitchen, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
- Number of fireplaces: 1
Interior area
- Total interior livable area: 1,853 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage, Garage Door Opener
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Fencing: Back Yard
Lot
- Size: 6,969 Square Feet
Details
- Parcel number: 012N27127000290000
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stucco
- Roof: Shingle
Condition
- New construction: No
- Year built: 2003
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision: Lofton Point
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Playground
- HOA fee: $622 annually
Location
- Region: Fernandina Beach
Financial & listing details
- Price per square foot: $208/sqft
- Tax assessed value: $317,348
- Annual tax amount: $2,873
- Date on market: 9/3/2026
- Listing terms: Cash,Conventional,FHA,VA Loan
Estimated market value
$374,100
$355,000 - $393,000
$2,676/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/14/2026 | Price change | $384,900-3.5%$208/sqft |
Source:  realMLS #2163354 Report a problem | ||
| 9/3/2026 | Listed for sale | $399,000+62.2%$215/sqft |
Source: realMLS #2163354 Report a problem | ||
| 8/7/2020 | Sold | $246,000+1.7%$133/sqft |
Source: realMLS #1056672 Report a problem | ||
| 6/21/2020 | Pending sale | $242,000$131/sqft |
Source: PINEYWOODS REALTY LLC #1056672 Report a problem | ||
| 6/4/2020 | Listed for sale | $242,000+10.5%$131/sqft |
Source: PINEYWOODS REALTY, LLC #90130 Report a problem | ||
| 5/2/2007 | Sold | $219,000+18.1%$118/sqft |
Source: Public Record Report a problem | ||
| 2/19/2004 | Sold | $185,500+408.2%$100/sqft |
Source: Public Record Report a problem | ||
| 4/9/2003 | Sold | $36,500$20/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,873 +1.4% | $224,587 +2.9% |
| 2024 | $2,833 +1.5% | $218,258 +3% |
| 2023 | $2,791 +10.5% | $211,901 +3% |
| 2022 | $2,526 -0.9% | $205,729 +3% |
| 2021 | $2,548 +27.3% | $199,737 +22.4% |
| 2020 | $2,002 +1.7% | $163,239 +2.3% |
| 2019 | $1,968 | $159,569 +1.9% |
| 2018 | $1,968 +1.2% | $156,594 +2.1% |
| 2017 | $1,945 +9.6% | $153,373 +2.1% |
| 2016 | $1,775 +1.2% | $150,218 +0.7% |
| 2015 | $1,753 -1.7% | $149,174 +0.8% |
| 2014 | $1,783 | $147,990 -1.2% |
| 2013 | -- | $149,827 -0.5% |
| 2012 | -- | $150,517 -3.6% |
| 2011 | -- | $156,183 -2.6% |
| 2010 | -- | $160,351 -15% |
| 2009 | -- | $188,677 -3.4% |
| 2008 | -- | $195,362 -2.1% |
| 2007 | -- | $199,647 +3.5% |
| 2006 | -- | $192,894 +15.8% |
| 2005 | -- | $166,592 +3.1% |
| 2004 | -- | $161,592 +1192.7% |
| 2003 | -- | $12,500 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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