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For sale
    • Price cut: $10K (8/21)
    $539,000

    97159 Harbor Concourse Cir, Fernandina Beach, FL 32034

    5beds
    2,962sqft
    : 
    $3,568/mo
    Get pre-qualified
    Single Family Residence
    Built in 2019
    5,500 Square Feet Lot
    $526,400 Zestimate®
    $182/sqft
    $52/mo HOA

    What's special

    Modern finishesFlexible living spacesSpacious floor planFirst-floor primary suiteFully fenced backyard
    Beautifully renovated 5-bedroom, 3.5 bath home in the highly sought-after Harbor Concourse community! Centrally located just 10 minutes from the beaches and historic downtown, offering easy access to restaurants, shopping, and entertainment. This spacious floor plan features a first-floor primary suite, private office/den, and an open living area designed for today's lifestyle. Enjoy a fully fenced backyard with a screened-lanai overlooking a peaceful pond-perfect for relaxing or entertaiining. Upstairs offers four additional bedrooms plus a large flex room ideal for an in-law suite, homeschool room, game room, media room, or playroom. Extensively updated and move-in ready, this home combines modern finishes, flexible living spaces, and an unbeatable location.
    50 days
    256
    14

    Zillow last checked:

    Listing updated:

    Listed by:

    Lori Safille 910-352-3603,

    PINEYWOODS REALTY, LLC

    Source: AINCAR,MLS#: 116619MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 3
      • Partial bathrooms: 1
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dishwasher, Disposal, Microwave, Refrigerator, Water Softener Owned, Stove
      Features
      • Ceiling Fan(s), Cable TV
      • Windows: Insulated Windows
      Interior area
      • Total structure area: 2,962
      • Total interior livable area: 2,962 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Two Car Garage, Garage Door Opener
      • Garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Screened
      • Exterior features: Fence, Sprinkler/Irrigation
      • Waterfront features: Pond
      Lot
      • Size: 5,500 Square Feet
      • Dimensions: 50 x 110
      Details
      • Parcel number: 292N28011501800000
      • Zoning: PUD
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Two Story
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement, Frame
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 2019
      Details
      • Builder name: Dream Finders

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Subdivision: Harbor Concourse
      HOA
      • Has HOA: Yes
      • HOA fee: $620 annually
      Location
      • Region: Fernandina Beach

      Financial & listing details

      • Price per square foot: $182/sqft
      • Tax assessed value: $436,163
      • Annual tax amount: $5,017
      • Date on market: 7/8/2026
      • Cumulative days on market: 53 days
      • Listing terms: Conventional,FHA,VA Loan
      • Road surface type: Paved

        Estimated market value

        $526,400

        $500,000 - $553,000

        $3,808/mo

        Price history

        DateEventPrice
        8/21/2026Price change$539,000-1.8%$182/sqft
        Source: AINCAR #116619 Report a problem
        7/27/2026Price change$549,000-3.5%$185/sqft
        Source: AINCAR #116619 Report a problem
        7/8/2026Listed for sale$569,000+36.1%$192/sqft
        Source: AINCAR #116619 Report a problem
        4/28/2026Sold$418,000-1.6%$141/sqft
        Source: AINCAR #113879 Report a problem
        3/28/2026Pending sale$425,000$143/sqft
        Source: AINCAR #113879 Report a problem
        3/19/2026Price change$425,000-5.6%$143/sqft
        Source: AINCAR #113879 Report a problem
        3/11/2026Price change$450,000-8%$152/sqft
        Source: AINCAR #113879 Report a problem
        1/21/2026Price change$489,000-5%$165/sqft
        Source: AINCAR #113879 Report a problem
        10/14/2025Listed for sale$515,000-0.8%$174/sqft
        Source: AINCAR #113879 Report a problem
        10/13/2025Listing removed$519,000$175/sqft
        Source: AINCAR #111919 Report a problem
        8/30/2025Price change$519,000-3.7%$175/sqft
        Source: AINCAR #111919 Report a problem
        7/16/2025Price change$539,000-3.6%$182/sqft
        Source: realMLS #2080853 Report a problem
        5/23/2025Price change$559,000-1.8%$189/sqft
        Source: AINCAR #111919 Report a problem
        4/10/2025Listed for sale$569,000+33.9%$192/sqft
        Source: AINCAR #111919 Report a problem
        7/1/2021Sold$425,000+0%$143/sqft
        Source: AINCAR #94662 Report a problem
        5/25/2021Pending sale$424,900$143/sqft
        Source: realMLS #1106298 Report a problem
        5/19/2021Price change$424,900-1.2%$143/sqft
        Source: AINCAR #94662 Report a problem
        4/23/2021Price change$429,900-2.1%$145/sqft
        Source: AINCAR #94662 Report a problem
        4/16/2021Listed for sale$438,999+48.7%$148/sqft
        Source: AINCAR #94662 Report a problem
        4/23/2019Sold$295,293+4.6%$100/sqft
        Source: Public Record Report a problem
        10/30/2018Pending sale$282,270$95/sqft
        Source: DREAM FINDERS REALTY LLC #964052 Report a problem
        10/25/2018Listed for sale$282,270$95/sqft
        Source: DREAM FINDERS REALTY LLC #964052 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,017 +1.3%$364,237 +2.9%
        2024$4,954 +1.2%$353,972 +3%
        2023$4,894 +10%$343,662 +3%
        2022$4,450 +23.9%$333,652 +25.4%
        2021$3,592 +0.2%$266,145 +1.4%
        2020$3,586 +364.7%$262,470 +483.3%
        2019$772 $45,000 +12.5%
        2018$772 +22.8%$40,000 +33.3%
        2017$629 $30,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32034

        Getting around

        0 / 100
        Car-Dependent
        31 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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