Beautifully renovated 5-bedroom, 3.5 bath home in the highly sought-after Harbor Concourse community! Centrally located just 10 minutes
from the beaches and historic downtown, offering easy access to restaurants, shopping, and entertainment. This spacious floor plan features
a first-floor primary suite, private office/den, and an open living area designed for today's lifestyle. Enjoy a fully fenced backyard with a
screened-lanai overlooking a peaceful pond-perfect for relaxing or entertaiining. Upstairs offers four additional bedrooms plus a large flex
room ideal for an in-law suite, homeschool room, game room, media room, or playroom. Extensively updated and move-in ready, this home
combines modern finishes, flexible living spaces, and an unbeatable location.
For sale
$569,000
97159 Harbor Concourse Cir, Fernandina Beach, FL 32034
5beds
2,962sqft
Single Family Residence
Built in 2019
5,500 Square Feet Lot
$554,700 Zestimate®
$192/sqft
$52/mo HOA
What's special
Modern finishesFlexible living spacesSpacious floor planFirst-floor primary suiteFully fenced backyard
- 3 days |
- 332 |
- 10 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Lori Safille 910-352-3603,
PINEYWOODS REALTY, LLC
Source: AINCAR,MLS#: 116619
Originating MLS: Amelia Island-Nassau County Assoc of Realtors Inc
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- Partial bathrooms: 1
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Disposal, Microwave, Refrigerator, Water Softener Owned, Stove
Features
- Ceiling Fan(s), Cable TV
- Windows: Insulated Windows
Interior area
- Total structure area: 2,962
- Total interior livable area: 2,962 sqft
Property
Parking
- Total spaces: 2
- Parking features: Two Car Garage, Garage Door Opener
- Garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Screened
- Exterior features: Fence, Sprinkler/Irrigation
- Waterfront features: Pond
Lot
- Size: 5,500 Square Feet
- Dimensions: 50 x 110
Details
- Parcel number: 292N28011501800000
- Zoning: PUD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subtype: Single Family Residence
Materials
- Fiber Cement, Frame
- Roof: Shingle
Condition
- Resale
- Year built: 2019
Details
- Builder name: Dream Finders
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Community & HOA
Community
- Subdivision: Harbor Concourse
HOA
- Has HOA: Yes
- HOA fee: $620 annually
Location
- Region: Fernandina Beach
Financial & listing details
- Price per square foot: $192/sqft
- Tax assessed value: $410,742
- Annual tax amount: $4,954
- Date on market: 7/8/2026
- Cumulative days on market: 6 days
- Listing terms: Conventional,FHA,VA Loan
- Road surface type: Paved
Estimated market value
Zestimate®
$554,700
Estimated sales range
$527,000 - $582,000
Rent Zestimate®
$3,774/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/8/2026 | Listed for sale | $569,000+36.1%$192/sqft |
Source: | ||
| 4/28/2026 | Sold | $418,000-1.6%$141/sqft |
Source: | ||
| 3/28/2026 | Pending sale | $425,000$143/sqft |
Source: | ||
| 3/19/2026 | Price change | $425,000-5.6%$143/sqft |
Source: | ||
| 3/11/2026 | Price change | $450,000-8%$152/sqft |
Source: | ||
| 1/21/2026 | Price change | $489,000-5%$165/sqft |
Source: | ||
| 10/14/2025 | Listed for sale | $515,000-0.8%$174/sqft |
Source: | ||
| 10/13/2025 | Listing removed | $519,000$175/sqft |
Source: | ||
| 8/30/2025 | Price change | $519,000-3.7%$175/sqft |
Source: | ||
| 7/16/2025 | Price change | $539,000-3.6%$182/sqft |
Source: | ||
| 5/23/2025 | Price change | $559,000-1.8%$189/sqft |
Source: | ||
| 4/10/2025 | Listed for sale | $569,000+33.9%$192/sqft |
Source: | ||
| 7/1/2021 | Sold | $425,000+0%$143/sqft |
Source: | ||
| 5/25/2021 | Pending sale | $424,900$143/sqft |
Source: | ||
| 5/19/2021 | Price change | $424,900-1.2%$143/sqft |
Source: | ||
| 4/23/2021 | Price change | $429,900-2.1%$145/sqft |
Source: | ||
| 4/16/2021 | Listed for sale | $438,999+48.7%$148/sqft |
Source: | ||
| 4/23/2019 | Sold | $295,293+4.6%$100/sqft |
Source: Public Record Report a problem | ||
| 10/30/2018 | Pending sale | $282,270$95/sqft |
Source: DREAM FINDERS REALTY LLC #964052 Report a problem | ||
| 10/25/2018 | Listed for sale | $282,270$95/sqft |
Source: DREAM FINDERS REALTY LLC #964052 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,954 +1.2% | $353,972 +3% |
| 2023 | $4,894 +10% | $343,662 +3% |
| 2022 | $4,450 +23.9% | $333,652 +25.4% |
| 2021 | $3,592 +0.2% | $266,145 +1.4% |
| 2020 | $3,586 +364.7% | $262,470 +483.3% |
| 2019 | $772 | $45,000 +12.5% |
| 2018 | $772 +22.8% | $40,000 +33.3% |
| 2017 | $629 | $30,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Principal & interest
$1,547Mortgage insurance
$0Property taxes
$170Home insurance
$105HOA fees
$0Utilities
Not includedAll calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 32034
Nearby schools
GreatSchools rating
- 8/10Emma Love Hardee Elementary SchoolGrades: 3-5Distance: 5.4 mi
- 6/10Fernandina Beach High SchoolGrades: PK,3,8-12Distance: 6.8 mi
- NASouthside Elementary SchoolGrades: PK-2Distance: 6.1 mi
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- 97159 Harbor Concourse Cir
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