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For sale
    • $500,000

    98 N Bear River Rd #140, Saratoga Springs, UT 84045

    4beds
    1,938sqft
    : 
    $3,158/mo
    Get pre-qualified
    Single Family Residence
    Built in 2026
    3,049 Square Feet Lot
    $498,300 Zestimate®
    $258/sqft
    $210/mo HOA

    What's special

    Fully fenced yardSurrounding mountain viewsDistinctive two-level layoutWelcoming covered front porchGenerous eat-around islandAttached two-car garageCentral air
    One of this home's biggest advantages is its existing 30-year FHA mortgage at 3.99% fixed! Instead of financing the entire purchase with a new loan, a qualified buyer may be able to take over the seller's current mortgage and bring approximately $20,000 to cover the difference between the purchase price and remaining loan balance, plus closing costs. Built in 2026, this four-bedroom, 2.5-bath Selma plan offers 1,938 square feet and a distinctive two-level layout. The kitchen, dining area, and great room come together in a bright, connected living space centered around a generous eat-around island. Large windows bring in abundant natural light to enjoy the surrounding mountain views. All four bedrooms and the laundry are also upstairs, including a spacious primary suite with a walk-in closet and spa-style shower. The washer and dryer are included, and a radon mitigation system has already been installed. Additional highlights include an attached two-car garage, a fully fenced yard, central air, and a welcoming covered front porch. The Backyard should be finished in the next two weeks or so. Wander amenities include a community pool, playgrounds, biking and hiking trails, and snow removal. The mortgage takeover is subject to lender approval, buyer qualification, the final loan balance, and applicable terms. Buyer to verify all information.
    2 days
    138
    7

    Zillow last checked:

    Listing updated:

    Listed by:

    Cassandra M Wilson 801-850-5600,

    KW WESTFIELD,

    Cameron Wilson 801-707-6271,

    KW WESTFIELD

    Source: UtahRealEstate.com,MLS#: 2182979MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Partial bathrooms: 1
      Rooms
      • Room types: Master Bathroom, Den/Office, Great Room
      Primary bedroom
      • Level: Second
      Heating
      • Forced Air, Central
      Cooling
      • Central Air
      Appliances
      • Included: Dryer, Refrigerator, Washer, Disposal, Free-Standing Range
      • Laundry: Electric Dryer Hookup
      Features
      • Walk-In Closet(s)
      • Flooring: Carpet, Laminate
      • Windows: Double Pane Windows
      • Has fireplace: No
      Interior area
      • Total structure area: 1,938
      • Total interior livable area: 1,938 sqft
      • Finished area above ground: 1,938

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Porch, Open Porch
      • Exterior features: Balcony, Entry (Foyer), Lighting
      • Pool features: Association
      • Fencing: Full
      • Has view: Yes
      • View description: Mountain(s)
      Lot
      • Size: 3,049 Square Feet
      • Features: Sprinkler: Auto-Part
      • Residential vegetation: Landscaping: Part
      Details
      • Parcel number: 690720140
      • Zoning: RES
      • Zoning description: Single-Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Asphalt, Stone, Stucco
      • Foundation: Slab
      • Roof: Asphalt,Composition
      Condition
      • Blt./Standing
      • New construction: No
      • Year built: 2026
      • Major remodel year: 2026
      Details
      • Warranty included: Yes

      Utilities & green energy

      • Water: Culinary
      • Utilities for property: Natural Gas Connected, Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Sidewalks
      • Subdivision: Wander
      HOA
      • Has HOA: Yes
      • Amenities included: Biking Trails, Trail(s), Playground, Pool, Snow Removal
      • HOA fee: $210 monthly
      • HOA name: Kurt Walther
      • HOA phone: 801-703-6381
      Location
      • Region: Saratoga Springs

      Financial & listing details

      • Price per square foot: $258/sqft
      • Annual tax amount: $1
      • Date on market: 9/3/2026
      • Listing terms: Assumable,Cash,Conventional,FHA,Seller Finance,VA Loan
      • Inclusions: Dryer, Refrigerator, Washer
      • Acres allowed for irrigation: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $498,300

        $473,000 - $523,000

        $2,440/mo

        Price history

        DateEventPrice
        9/3/2026Price change$500,000+2%$258/sqft
        Source: UtahRealEstate.com #2182979 Report a problem
        2/3/2026Pending sale$489,990$253/sqft
        Source: UtahRealEstate.com #2125577 Report a problem
        1/15/2026Price change$489,990+3.2%$253/sqft
        Source: UtahRealEstate.com #2125577 Report a problem
        1/7/2026Price change$474,990-5%$245/sqft
        Source: UtahRealEstate.com #2125577 Report a problem
        12/11/2025Price change$499,990+2%$258/sqft
        Source: UtahRealEstate.com #2125577 Report a problem
        12/4/2025Listed for sale$489,990$253/sqft
        Source: UtahRealEstate.com #2125577 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 84045

        Getting around

        4 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Springside
        • Middle: Lake Mountain
        • High: Westlake
        • District: Alpine

        Source: UtahRealEstate.com. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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