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    • Listed by: Dream Key Realty, LLC • Celeste N Crimmins
    Price cut: $39.9K (6/30)
    $310,000

    98 Whispering Pines Ln, Steelville, MO 65565

    4beds
    3,816sqft
    : 
    $1,938/mo
    Get pre-qualified
    Single Family Residence
    Built in 1977
    8.3 Acres Lot
    $290,600 Zestimate®
    $81/sqft
    $-- HOA

    What's special

    Stunning central wood-burning fireplaceRv electrical hookup capabilityUnique lodge-inspired finishes throughoutOutdoor wood furnaceMostly finished walkout basementSpacious gathering areasAbundant cabinetry
    Rustic 4-5 bedroom 2.5 bathroom Retreat Near the Huzzah River on 8.3 Secluded Acres! If you’ve been searching for a property with character, privacy, and endless recreational opportunities, this is it. Located just 2.5 miles from the Scotia/Browns Access on the Huzzah River, this one-of-a-kind rustic retreat offers over 2,792 square feet of living space plus a mostly finished walkout basement. Inside, you’ll find soaring ceilings with exposed timber beams, a stunning central wood-burning fireplace, spacious gathering areas, and unique lodge-inspired finishes throughout. The home features 4 bedrooms, 2.5 bathrooms, plus an office that could easily serve as a 5th bedroom. The primary suite offers its own pellet stove, creating a cozy private retreat during the winter months. The kitchen is equipped with a gas cooktop, oven, dishwasher, refrigerator, trash compactor, abundant cabinetry, and a large island perfect for entertaining. Additional features include lower-level laundry, two furnaces, two water heaters, well and septic system, and an outdoor wood furnace. Outdoor living is equally impressive with a massive 77-foot deck accessible from multiple rooms, providing the perfect place to relax and enjoy the peaceful wooded surroundings. The property also includes a utility shed with concrete floor, lean-to, RV electrical hookup capability, and 8.3 secluded acres to explore. With no subdivision restrictions, this property offers incredible flexibility as a primary residence, hunting lodge, recreational getaway, float-trip retreat, or potential short-term rental investment. Seller may be willing to provide a credit toward roof replacement and exterior improvements, giving buyers the opportunity to add their own finishing touches to this truly unique property.
    61 days
    |
    1,885
    |
    183
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Celeste N Crimmins 573-259-9020,

    Dream Key Realty, LLC,

    Emily P Cartwright 314-285-2125,

    Dream Key Realty, LLC

    Source: MARIS,MLS#: 26033718MLS LogoOriginating MLS: Franklin County Board of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 3
      • Main level bedrooms: 3
      Primary bedroom
      • Features: Floor Covering: Ceramic Tile
      • Level: Main
      • Area: 399
      • Dimensions: 19x21
      Bedroom
      • Features: Floor Covering: Wood
      • Level: Main
      • Area: 168
      • Dimensions: 12x14
      Bedroom 2
      • Features: Floor Covering: Laminate
      • Level: Main
      • Area: 208
      • Dimensions: 16x13
      Bedroom 4
      • Features: Floor Covering: Laminate
      • Level: Upper
      • Area: 288
      • Dimensions: 24x12
      Basement
      • Features: Floor Covering: Ceramic Tile
      • Level: Lower
      • Area: 1024
      • Dimensions: 32x32
      Kitchen
      • Features: Floor Covering: Ceramic Tile
      • Level: Main
      • Area: 400
      • Dimensions: 25x16
      Living room
      • Features: Floor Covering: Ceramic Tile
      • Level: Main
      • Area: 512
      • Dimensions: 32x16
      Office
      • Features: Floor Covering: Laminate
      • Level: Upper
      • Area: 288
      • Dimensions: 24x12
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Gas Cooktop, Dishwasher, Microwave, Oven, Refrigerator, Trash Compactor
      • Laundry: In Basement, Lower Level
      Features
      • Beamed Ceilings, Dry Bar, High Ceilings, Natural Woodwork, Open Floorplan, Pantry, Special Millwork, Vaulted Ceiling(s)
      • Flooring: Ceramic Tile, Hardwood, Laminate
      • Doors: French Doors, Storm Door(s)
      • Windows: Double Pane Windows, Insulated Windows
      • Basement: Partial,Walk-Out Access
      • Number of fireplaces: 1
      • Fireplace features: Living Room, See Through, Wood Burning
      Interior area
      • Total structure area: 3,816
      • Total interior livable area: 3,816 sqft
      • Finished area above ground: 2,792
      • Finished area below ground: 1,024

      Property

      Parking
      • Parking features: Additional Parking, Driveway
      • Has uncovered spaces: Yes
      Features
      • Levels: One and One Half
      • Patio & porch: Covered, Deck, Porch
      • Exterior features: Private Yard, Storage
      • Has view: Yes
      • View description: Panoramic, Rural, Trees/Woods, Valley
      Lot
      • Size: 8.3 Acres
      • Dimensions: 409 x 848 x 865 x 409
      • Features: Agricultural, Open Lot, Wooded
      Details
      • Additional structures: Shed(s)
      • Parcel number: 105.022000001.010
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Other,Rustic,Western
      • Property subtype: Single Family Residence
      Materials
      • Concrete, Frame, Wood Siding
      • Foundation: Concrete Perimeter
      • Roof: Architectural Shingle
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1977

      Utilities & green energy

      • Electric: Single Phase, 220 Volts
      • Sewer: Septic Tank
      • Water: Well
      • Utilities for property: Cable Available, Electricity Available, Phone Available

      Community & HOA

      Community
      • Subdivision: None
      HOA
      • Has HOA: No
      Location
      • Region: Steelville

      Financial & listing details

      • Price per square foot: $81/sqft
      • Tax assessed value: $156,900
      • Annual tax amount: $1,515
      • Date on market: 6/3/2026
      • Cumulative days on market: 62 days
      • Listing terms: Cash,Conventional,FHA,USDA Loan
      • Inclusions: Hunting Rights, Mineral Rights if Owned
      • Ownership: Private
      • Electric utility on property: Yes
      • Road surface type: Gravel, Paved

        Estimated market value

        $290,600

        $276,000 - $305,000

        $2,352/mo

        Price history

        DateEventPrice
        6/30/2026Price change$310,000-11.4%$81/sqft
        Source: MARIS #26033718 Report a problem
        6/3/2026Listed for sale$349,900$92/sqft
        Source: MARIS #26033718 Report a problem
        5/12/2020Sold--
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,532 +1.2%$29,790 +1%
        2024$1,515 +3.9%$29,500
        2023$1,458 +0.7%$29,500
        2022$1,448 0%$29,500
        2021$1,448 $29,500 +4.4%
        2020-- $28,270
        2019-- $28,270 +1.4%
        2018-- $27,890
        2017-- $27,890
        2016-- $27,890
        2015-- $27,890
        2014-- $27,890
        2013-- $27,890
        2011-- $27,890
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 65565

        Getting around

        0 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Steelville Elem.
        • Middle: Steelville Middle
        • High: Steelville High

        Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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