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For sale
  • $470,000

    9815 Us Highway 98 W Unit 137, Miramar Beach, FL 32550

    3beds
    1,479sqft
    : 
    $2,901/mo
    Get pre-qualified
    Condominium
    Built in 1988
    -- sqft lot
    $453,300 Zestimate®
    $318/sqft
    $-- HOA

    What's special

    Bbq grilling areasOpen-concept living spacePrivate deeded beach accessLush landscapingGated beachfront retreatScenic walking trails
    Located in a gated community with private deeded beach access, this beach cottage is full of character, charm, and quality craftsmanship throughout. Step into an open-concept living space that's both functional and inviting. The living room is anchored by timeless built-in cabinetry and classic millwork, creating a warm and welcoming atmosphere. Enjoy the benefit of expanded square footage—the former balcony has been enclosed and reimagined as a bright, airy dining area, effectively doubling your usable living space and offering the perfect spot to relax or entertain year-round. The bathrooms have been elegantly remodeled, with tasteful updates that complement the home's coastal character. Additional custom touches include a built-in laundry closet crafted from rich Philippine mahogany, showcasing the attention to detail throughout. This thoughtfully designed cottage blends style, comfort, and coastal living all within an amenity-rich, secure beachside community. Hidden Dunes is truly a hidden gem more peaceful and less crowded than many neighboring communities. This gated beachfront retreat offers a wide array of resort-style amenities, including a professionally staffed tennis center with six Rubico Clay Courts,3 new Pickleball Courts, seasonal beach tram service, a lighted basketball court, three swimming pools, BBQ grilling areas, and reflecting pools with flowing fountains. Enjoy scenic walking trails, lush landscaping, and the peace of mind that comes with 24-hour security.
    405 days
    |
    352
    |
    37
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Katie M Atwater 850-502-9120,

    The Premier Property Group,

    Michael R Henderson 850-259-7805,

    The Premier Property Group

    Source: ECAOR,MLS#: 979833MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Level: Second
      • Area: 216 Square Feet
      • Dimensions: 18 x 12
      Bedroom
      • Level: Second
      • Area: 120 Square Feet
      • Dimensions: 12 x 10
      Dining room
      • Description: Dining/Living Combo
      • Level: Second
      • Area: 300 Square Feet
      • Dimensions: 20 x 15
      Kitchen
      • Level: Second
      • Area: 88 Square Feet
      • Dimensions: 11 x 8
      Loft
      • Level: Second
      • Area: 200 Square Feet
      • Dimensions: 20 x 10
      Screened porch
      • Level: Second
      • Area: 130 Square Feet
      • Dimensions: 13 x 10
      Heating
      • Central
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Microwave, Range Hood, Washer, Electric Water Heater
      • Laundry: Washer/Dryer Hookup
      Features
      • Breakfast Bar, Vaulted Ceiling(s), Newly Painted
      • Flooring: Tile, Carpet
      • Windows: Window Treatments
      Interior area
      • Total structure area: 1,479
      • Total interior livable area: 1,479 sqft

      Property

      Features
      • Patio & porch: Porch, Screened
      • On waterfront: Yes
      Details
      • Parcel number: 272S21423300000137

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      Materials
      • Frame, Wood Siding, Trim Wood
      • Roof: Metal,Roof Pitched
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 1988

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Features: Beach, Community Room, Deed Access, Dumpster, Gated, Picnic Area, Playground, Pool, TV Cable, Tennis Court(s), Waterfront, Pickleball, Short Term Rental - Allowed
      • Subdivision: HIDDEN DUNES BEACH COTTAGES
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds, Insurance, Management, Recreational Faclty, Maintenance Structure, Security, Sewer, Cable TV, Trash, Water
      Location
      • Region: Miramar Beach

      Financial & listing details

      • Price per square foot: $318/sqft
      • Tax assessed value: $465,885
      • Annual tax amount: $3,763
      • Date on market: 6/29/2026

        Estimated market value

        $453,300

        $431,000 - $476,000

        $3,742/mo

        Price history

        DateEventPrice
        8/6/2026Price change$470,000-1.1%$318/sqft
        Source: ECAOR #979833 Report a problem
        6/30/2025Listed for sale$475,000+74.5%$321/sqft
        Source: ECAOR #979833 Report a problem
        9/26/2014Sold$272,250-7.4%$184/sqft
        Source: ECAOR #710321 Report a problem
        7/22/2014Listed for sale$294,000-34.6%$199/sqft
        Source: Newman-Dailey Resort Properties #710321 Report a problem
        4/5/2005Sold$449,500+83.5%$304/sqft
        Source: Public Record Report a problem
        1/23/2004Sold$245,000$166/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,763 +3.4%$372,369 +10%
        2024$3,638 +4.9%$338,517 +10%
        2023$3,469 +27.2%$307,743 +10%
        2022$2,728 +9.5%$279,766 +10%
        2021$2,490 +7.9%$254,333 +10%
        2020$2,308 +2.5%$231,212 +2%
        2019$2,251 $226,672 +2%
        2018$2,251 +1.6%$222,220 +3%
        2017$2,216 +3.6%$215,742 +5%
        2016$2,138 +4%$205,463 +5%
        2015$2,056 +3.4%$195,672 +5%
        2014$1,989 $186,354 +5%
        2013-- $177,480
        2012-- $177,480
        2011-- $177,480 -18.4%
        2010-- $217,590 -20%
        2009-- $271,984 -15%
        2008-- $319,981
        2007-- $319,981 +20%
        2005-- $266,651 +43%
        2004-- $186,469 +9.3%
        2003-- $170,554
        2002-- $170,554
        2001-- $170,554
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32550

        Getting around

        40 / 100
        Car-Dependent
        44 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Van R Butler
        • Middle: Emerald Coast
        • High: South Walton

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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